Riverview Bancorp Inc. (RVSB)
Stock Price Chart
Key Info
| Market Cap | 102.33M |
| Revenue (ttm) | 51.49M |
| Net Income (ttm) | 15.75M |
| Shares Out | 22.25M |
| EPS (ttm) | 0.53 |
| PE Ratio | 8.68 |
| Forward PE | n/a |
| Dividend | $0.20 |
| Dividend Yield | 4.35% |
Stock Quote
| Trading Day | Aug 4, 2020 |
| Last Price | $4.60 |
| Previous Close | $4.76 |
| Change ($) | -0.16 |
| Change (%) | -3.36% |
| Day's Open | 4.71 |
| Day's Range | 4.59 - 4.88 |
| Day's Volume | 55,008 |
| 52-Week Range | 4.05 - 8.55 |
More Stats
| Market Cap | 102.33M |
| Enterprise Value | 90.10M |
| Earnings Date (est) | Oct 22, 2020 |
| Ex-Dividend Date | Jul 8, 2020 |
| Shares Outstanding | 22.25M |
| Float | 18.43M |
| EPS (basic) | 0.7 |
| EPS (diluted) | 0.53 |
| FCF / Share | 0.58 |
| Dividend | $0.20 |
| Dividend Yield | 4.35% |
| Earnings Yield | 11.52% |
| FCF Yield | 12.75% |
| Payout Ratio | 25.70% |
| Shares Short | 425,194 |
| Short Ratio | 4.17 |
| Short % of Float | 2.38% |
| Beta | 0.91 |
| PE Ratio | 8.68 |
| Forward PE | n/a |
| P/FCF Ratio | 7.84 |
| PS Ratio | 1.99 |
| PB Ratio | 0.75 |
| Revenue | 51.49M |
| Operating Income | 20.58M |
| Net Income | 15.75M |
| Free Cash Flow | 13.05M |
| Net Cash | 12.23M |
| Net Cash / Share | 0.55 |
| Gross Margin | 110.40% |
| Operating Margin | 39.97% |
| Profit Margin | 27.70% |
| FCF Margin | 25.34% |
| ROA | 0.95% |
| ROE | 8.41% |
| ROIC | 1.80% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 56.84 | 58.11 | 53.62 | 43.77 | 39.73 | 37.39 | 36.30 | 37.42 | 11.14 | 37.98 |
| Revenue Growth | -2.19% | 8.39% | 22.49% | 10.17% | 6.28% | 2.98% | -2.99% | 235.79% | -70.66% | - |
| Gross Profit | 56.84 | 58.11 | 53.62 | 43.77 | 39.73 | 37.39 | 36.30 | 37.42 | 11.14 | 37.98 |
| Operating Income | 20.58 | 22.41 | 18.00 | 10.79 | 9.78 | 6.64 | 4.34 | 2.66 | -23.28 | 6.48 |
| Net Income | 15.75 | 17.27 | 10.24 | 7.40 | 6.36 | 4.49 | 19.42 | 2.63 | -31.66 | 4.32 |
| Shares Outstanding | 22.64 | 22.59 | 22.53 | 22.48 | 22.45 | 22.39 | 22.37 | 22.34 | 22.32 | 18.34 |
| Earnings Per Share | 0.69 | 0.76 | 0.45 | 0.33 | 0.28 | 0.20 | 0.87 | 0.12 | -1.42 | 0.24 |
| EPS Growth | -9.21% | 68.89% | 36.36% | 17.86% | 40% | -77.01% | 625% | - | - | - |
| Dividend Per Share | 0.18 | 0.14 | 0.10 | 0.08 | 0.08 | - | - | - | - | - |
| Dividend Growth | 28.57% | 45.83% | 20% | 1.27% | - | - | - | - | - | - |
| Operating Cash Flow | 15.92 | 20.15 | 11.94 | 18.06 | 11.08 | 5.56 | 6.53 | 11.00 | 12.00 | 18.13 |
| Capital Expenditures | -2.87 | -0.07 | -0.67 | -0.34 | 0.39 | 5.03 | 6.51 | 5.89 | 6.49 | 3.97 |
| Free Cash Flow | 13.05 | 20.08 | 11.27 | 17.72 | 11.47 | 10.59 | 13.04 | 16.89 | 18.49 | 22.10 |
| Cash & Equivalents | 41.97 | 22.95 | 44.77 | 64.61 | 55.40 | 58.66 | 68.58 | 115 | 46.39 | 51.75 |
| Total Debt | 29.73 | 86.20 | 29.55 | 29.54 | 25.77 | 25.45 | 25.51 | 26.15 | 25.99 | 25.93 |
| Net Cash / Debt | 12.23 | -63.25 | 15.22 | 35.08 | 29.64 | 33.21 | 43.07 | 89.27 | 20.40 | 25.82 |
| Assets | 1,181 | 1,157 | 1,152 | 1,134 | 921 | 859 | 825 | 777 | 856 | 859 |
| Liabilities | 1,032 | 1,024 | 1,035 | 1,023 | 813 | 754 | 726 | 698 | 780 | 752 |
| Book Value | 149 | 133 | 117 | 111 | 108 | 104 | 97.98 | 78.44 | 75.61 | 107 |
Company Profile
Company Details
| Full Name | Riverview Bancorp Inc. |
| Country | United States |
| Employees | 252 |
| CEO | Kevin J. Lycklama |
Stock Information
| Ticker Symbol | RVSB |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: RVSB |
| IPO Date | August 13, 1993 |
Description
Riverview Bancorp, Inc. operates as the holding company for Riverview Community Bank that provides commercial banking services to small and medium size businesses, professionals, and wealth building individuals. It offers a range of deposit products, including demand deposits, negotiable order of withdrawal accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. The company also provides commercial business, commercial real estate, other real estate mortgage, and real estate construction loans; and consumer loans, such as one-to-four family mortgage loans, home equity lines of credit, land loans, and other secured and unsecured consumer loans. In addition, it is involved in the provision of mortgage brokerage and mortgage loan servicing activities, as well as offers asset management services comprising trust, estate planning, and investment management. The company operates through a network of 18 branch offices in Camas, Washougal, Stevenson, White Salmon, Battle Ground, Goldendale, and Vancouver, Washington; and Portland, Gresham, Tualatin, and Aumsville, Oregon. Riverview Bancorp, Inc. was founded in 1923 and is based in Vancouver, Washington.