Riverview Bancorp, Inc. (RVSB)
NASDAQ: RVSB · IEX Real-Time Price · USD
3.850
-0.050 (-1.28%)
At close: Jun 21, 2024, 4:00 PM
3.840
-0.010 (-0.26%)
After-hours: Jun 21, 2024, 6:18 PM EDT

Riverview Bancorp Statistics

Total Valuation

RVSB has a market cap or net worth of $81.28 million. The enterprise value is $175.69 million.

Market Cap 81.28M
Enterprise Value 175.69M

Important Dates

The next estimated earnings date is Thursday, July 25, 2024, after market close.

Earnings Date Jul 25, 2024
Ex-Dividend Date Apr 10, 2024

Share Statistics

RVSB has 21.11 million shares outstanding. The number of shares has decreased by -2.34% in one year.

Shares Outstanding 21.11M
Shares Change (YoY) -2.34%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 7.25%
Owned by Institutions (%) 67.21%
Float 15.25M

Valuation Ratios

The trailing PE ratio is 21.39 and the forward PE ratio is 17.16. RVSB's PEG ratio is 1.41.

PE Ratio 21.39
Forward PE 17.16
PS Ratio 1.68
Forward PS 1.60
PB Ratio 0.52
P/FCF Ratio 11.38
PEG Ratio 1.41
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 23.86, with an EV/FCF ratio of 24.60.

EV / Earnings 46.25
EV / Sales 3.64
EV / EBITDA 23.86
EV / EBIT 38.19
EV / FCF 24.60

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.76
Debt / EBITDA 16.04
Debt / FCF 16.53
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 2.50% and return on invested capital (ROIC) is 1.39%.

Return on Equity (ROE) 2.50%
Return on Assets (ROA) 0.20%
Return on Capital (ROIC) 1.39%
Revenue Per Employee $213,841
Profits Per Employee $16,810
Employee Count 226
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, RVSB has paid $802,000 in taxes.

Income Tax 802,000
Effective Tax Rate 17.43%

Stock Price Statistics

The stock price has decreased by -23.61% in the last 52 weeks. The beta is 0.82, so RVSB's price volatility has been lower than the market average.

Beta (1Y) 0.82
52-Week Price Change -23.61%
50-Day Moving Average 4.04
200-Day Moving Average 5.15
Relative Strength Index (RSI) 46.15
Average Volume (20 Days) 21,763

Short Selling Information

The latest short interest is 20,109, so 0.10% of the outstanding shares have been sold short.

Short Interest 20,109
Short Previous Month 22,806
Short % of Shares Out 0.10%
Short % of Float 0.13%
Short Ratio (days to cover) 0.77

Income Statement

In the last 12 months, RVSB had revenue of $48.33 million and earned $3.80 million in profits. Earnings per share was $0.18.

Revenue 48.33M
Gross Profit 48.33M
Operating Income 4.60M
Pretax Income 4.60M
Net Income 3.80M
EBITDA 7.36M
EBIT 4.60M
Earnings Per Share (EPS) $0.18
Full Income Statement

Balance Sheet

The company has $23.64 million in cash and $118.06 million in debt, giving a net cash position of -$94.42 million or -$4.47 per share.

Cash & Cash Equivalents 23.64M
Total Debt 118.06M
Net Cash -94.42M
Net Cash Per Share -$4.47
Equity / Book Value 155.59M
Book Value Per Share 7.37
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $12.75 million and capital expenditures -$5.61 million, giving a free cash flow of $7.14 million.

Operating Cash Flow 12.75M
Capital Expenditures -5.61M
Free Cash Flow 7.14M
FCF Per Share $0.34
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 9.52% and 7.86%.

Gross Margin 100.00%
Operating Margin 9.52%
Pretax Margin 9.52%
Profit Margin 7.86%
EBITDA Margin 15.23%
EBIT Margin 9.52%
FCF Margin 14.78%

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 6.23%.

Dividend Per Share $0.24
Dividend Yield 6.23%
Dividend Growth (YoY) n/a
Years of Dividend Growth 7
Payout Ratio 133.33%
Buyback Yield 2.34%
Shareholder Yield 8.58%
Earnings Yield 4.67%
FCF Yield 8.79%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.

Last Split Date Aug 25, 2006
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5