Riverview Bancorp Statistics
Total Valuation
RVSB has a market cap or net worth of $91.41 million. The enterprise value is $242.63 million.
| Market Cap | 91.41M |
| Enterprise Value | 242.63M |
Important Dates
The next estimated earnings date is Tuesday, May 7, 2024, after market close.
| Earnings Date | May 7, 2024 |
| Ex-Dividend Date | Apr 10, 2024 |
Share Statistics
RVSB has 21.11 million shares outstanding. The number of shares has decreased by -1.86% in one year.
| Shares Outstanding | 21.11M |
| Shares Change (YoY) | -1.86% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 7.17% |
| Owned by Institutions (%) | 66.48% |
| Float | 15.64M |
Valuation Ratios
The trailing PE ratio is 9.63 and the forward PE ratio is 27.14. RVSB's PEG ratio is 1.41.
| PE Ratio | 9.63 |
| Forward PE | 27.14 |
| PS Ratio | 1.76 |
| Forward PS | 1.90 |
| PB Ratio | 0.59 |
| P/FCF Ratio | 6.30 |
| PEG Ratio | 1.41 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.83, with an EV/FCF ratio of 16.31.
| EV / Earnings | 24.89 |
| EV / Sales | 4.55 |
| EV / EBITDA | 15.83 |
| EV / EBIT | 19.03 |
| EV / FCF | 16.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.18 |
| Debt / EBITDA | 12.17 |
| Debt / FCF | 12.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.30% and return on invested capital (ROIC) is 2.83%.
| Return on Equity (ROE) | 6.30% |
| Return on Assets (ROA) | 0.60% |
| Return on Capital (ROIC) | 2.83% |
| Revenue Per Employee | $232,825 |
| Profits Per Employee | $42,576 |
| Employee Count | 229 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RVSB has paid $3.00 million in taxes.
| Income Tax | 3.00M |
| Effective Tax Rate | 23.52% |
Stock Price Statistics
The stock price has decreased by -19.82% in the last 52 weeks. The beta is 0.69, so RVSB's price volatility has been lower than the market average.
| Beta (1Y) | 0.69 |
| 52-Week Price Change | -19.82% |
| 50-Day Moving Average | 4.65 |
| 200-Day Moving Average | 5.49 |
| Relative Strength Index (RSI) | 41.68 |
| Average Volume (30 Days) | 22,066 |
Short Selling Information
The latest short interest is 33,817, so 0.16% of the outstanding shares have been sold short.
| Short Interest | 33,817 |
| Short Previous Month | 38,378 |
| Short % of Shares Out | 0.16% |
| Short % of Float | 0.22% |
| Short Ratio (days to cover) | 1.23 |
Income Statement
In the last 12 months, RVSB had revenue of $53.32 million and earned $9.75 million in profits. Earnings per share was $0.46.
| Revenue | 53.32M |
| Gross Profit | 53.32M |
| Operating Income | 12.75M |
| Pretax Income | 12.75M |
| Net Income | 9.75M |
| EBITDA | 15.32M |
| EBIT | 12.75M |
| Earnings Per Share (EPS) | $0.46 |
Balance Sheet
The company has $37.55 million in cash and $186.52 million in debt, giving a net cash position of -$148.97 million or -$7.06 per share.
| Cash & Cash Equivalents | 37.55M |
| Total Debt | 186.52M |
| Net Cash | -148.97M |
| Net Cash Per Share | -$7.06 |
| Equity / Book Value | 158.47M |
| Book Value Per Share | 7.51 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $19.20 million and capital expenditures -$4.33 million, giving a free cash flow of $14.88 million.
| Operating Cash Flow | 19.20M |
| Capital Expenditures | -4.33M |
| Free Cash Flow | 14.88M |
| FCF Per Share | $0.71 |
Margins
Gross margin is 100.00%, with operating and profit margins of 23.91% and 18.29%.
| Gross Margin | 100.00% |
| Operating Margin | 23.91% |
| Pretax Margin | 23.91% |
| Profit Margin | 18.29% |
| EBITDA Margin | 28.74% |
| EBIT Margin | 23.91% |
| FCF Margin | 27.90% |
Dividends & Yields
This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 5.41%.
| Dividend Per Share | $0.24 |
| Dividend Yield | 5.41% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 7 |
| Payout Ratio | 52.17% |
| Buyback Yield | 1.86% |
| Shareholder Yield | 7.28% |
| Earnings Yield | 10.41% |
| FCF Yield | 15.88% |
Analyst Forecast
The average price target for RVSB is $6.00, which is 35.14% higher than the current price. The consensus rating is "Buy".
| Price Target | $6.00 |
| Price Target Difference | 35.14% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |