Riverview Bancorp, Inc. (RVSB)

Riverview Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	50.62	46.03	44.74	44.08	45.5
Interest Income on Investments	8.34	10.52	10.92	5.75	2.85
Total Interest Income	58.96	56.56	55.67	49.83	48.34
Interest Paid on Deposits	15.31	8.29	1.5	1.42	2.54
Interest Paid on Borrowings	7.31	10.18	2.56	0.78	0.88
Total Interest Expense	22.62	18.47	4.06	2.2	3.43
Net Interest Income	36.34	38.09	51.61	47.63	44.92
Net Interest Income Growth (YoY)	-4.57%	-26.20%	8.36%	6.03%	-1.78%
Trust Income	5.91	5.33	4.73	4.11	3.65
Gain (Loss) on Sale of Assets	-	-	-	0.99	-0.01
Gain (Loss) on Sale of Investments	-	-2.73	-	-	-
Other Non-Interest Income	8.09	7.64	7.46	8.14	7.44
Total Non-Interest Income	14	10.24	12.19	13.24	11.08
Non-Interest Income Growth (YoY)	36.64%	-16.01%	-7.88%	19.51%	-10.92%
Revenues Before Loan Losses	50.34	48.33	63.8	60.86	55.99
Provision for Loan Losses	0.1	-	0.75	-4.63	6.3
Revenue	50.24	48.33	63.05	65.49	49.69
Revenue Growth (YoY)	3.95%	-23.35%	-3.72%	31.78%	-12.69%
Salaries and Employee Benefits	25.58	24.02	23.41	23.22	22.08
Occupancy Expenses	6.32	5.53	4.83	4.15	4.26
Federal Deposit Insurance	0.69	0.71	0.53	0.44	0.32
Amortization of Goodwill & Intangibles	0.1	0.11	0.12	0.12	0.14
Selling, General & Administrative	8.08	7.17	6.97	6.88	6.67
Other Non-Interest Expense	3.57	6.19	3.52	2.9	2.78
Total Non-Interest Expense	44.35	43.73	39.37	37.71	36.24
EBT Excluding Unusual Items	5.89	4.6	23.68	27.78	13.45
Legal Settlements	0.09	-	-	-	-
Pretax Income	6.24	4.6	23.68	28.28	13.45
Income Tax Expense	1.34	0.8	5.61	6.46	2.98
Net Income	4.9	3.8	18.07	21.82	10.47
Net Income to Common	4.9	3.8	18.07	21.82	10.47
Net Income Growth	29.06%	-78.97%	-17.19%	108.36%	-33.50%
Basic Shares Outstanding	21	21	22	22	22
Diluted Shares Outstanding	21	21	22	22	22
Shares Change (YoY)	-0.36%	-2.34%	-2.60%	-0.39%	-1.90%
EPS (Basic)	0.23	0.18	0.84	0.98	0.47
EPS (Diluted)	0.23	0.18	0.83	0.98	0.47
EPS Growth	27.97%	-78.35%	-15.31%	108.65%	-31.93%
Dividend Per Share	0.080	0.240	0.240	0.215	0.200
Dividend Growth	-66.67%	-	11.63%	7.50%	5.26%
Effective Tax Rate	21.40%	17.43%	23.69%	22.83%	22.16%

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q