Riverview Bancorp, Inc. (RVSB)

Riverview Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	52.91	50.62	46.03	44.74	44.08	45.5
Interest Income on Investments	7.46	8.34	10.52	10.92	5.75	2.85
Total Interest Income	60.37	58.96	56.56	55.67	49.83	48.34
Interest Paid on Deposits	16.15	15.31	8.29	1.5	1.42	2.54
Interest Paid on Borrowings	6.02	7.31	10.18	2.56	0.78	0.88
Total Interest Expense	22.17	22.62	18.47	4.06	2.2	3.43
Net Interest Income	38.2	36.34	38.09	51.61	47.63	44.92
Net Interest Income Growth (YoY)	7.19%	-4.57%	-26.20%	8.36%	6.03%	-1.78%
Trust Income	5.99	5.91	5.33	4.73	4.11	3.65
Gain (Loss) on Sale of Assets	-	-	-	-	0.99	-0.01
Gain (Loss) on Sale of Investments	-	-	-2.73	-	-	-
Other Non-Interest Income	8.56	8.09	7.64	7.46	8.14	7.44
Total Non-Interest Income	14.55	14	10.24	12.19	13.24	11.08
Non-Interest Income Growth (YoY)	41.87%	36.64%	-16.01%	-7.88%	19.51%	-10.92%
Revenues Before Loan Losses	52.76	50.34	48.33	63.8	60.86	55.99
Provision for Loan Losses	-	0.1	-	0.75	-4.63	6.3
Revenue	52.76	50.24	48.33	63.05	65.49	49.69
Revenue Growth (YoY)	15.20%	3.95%	-23.35%	-3.72%	31.78%	-12.69%
Salaries and Employee Benefits	27	25.58	24.02	23.41	23.22	22.08
Occupancy Expenses	6.33	6.32	5.53	4.83	4.15	4.26
Federal Deposit Insurance	0.68	0.69	0.71	0.53	0.44	0.32
Amortization of Goodwill & Intangibles	0.1	0.1	0.11	0.12	0.12	0.14
Selling, General & Administrative	8.18	8.08	7.17	6.97	6.88	6.67
Other Non-Interest Expense	4.34	3.57	6.19	3.52	2.9	2.78
Total Non-Interest Expense	46.62	44.35	43.73	39.37	37.71	36.24
EBT Excluding Unusual Items	6.13	5.89	4.6	23.68	27.78	13.45
Legal Settlements	-0.41	0.09	-	-	-	-
Pretax Income	5.98	6.24	4.6	23.68	28.28	13.45
Income Tax Expense	1.28	1.34	0.8	5.61	6.46	2.98
Net Income	4.7	4.9	3.8	18.07	21.82	10.47
Net Income to Common	4.7	4.9	3.8	18.07	21.82	10.47
Net Income Growth	367.13%	29.06%	-78.97%	-17.19%	108.36%	-33.50%
Basic Shares Outstanding	21	21	21	22	22	22
Diluted Shares Outstanding	21	21	21	22	22	22
Shares Change (YoY)	-0.55%	-0.36%	-2.34%	-2.60%	-0.39%	-1.90%
EPS (Basic)	0.22	0.23	0.18	0.84	0.98	0.47
EPS (Diluted)	0.22	0.23	0.18	0.83	0.98	0.47
EPS Growth	361.12%	27.97%	-78.35%	-15.31%	108.65%	-31.93%
Dividend Per Share	0.080	0.080	0.240	0.240	0.215	0.200
Dividend Growth	-50.00%	-66.67%	-	11.63%	7.50%	5.26%
Effective Tax Rate	21.32%	21.40%	17.43%	23.69%	22.83%	22.16%

Updated Oct 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q