Riverview Bancorp, Inc. (RVSB)

Riverview Bancorp Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	54.03	50.62	46.03	44.74	44.08	45.5
Interest Income on Investments	7.18	8.34	10.52	10.92	5.75	2.85
Total Interest Income	61.21	58.96	56.56	55.67	49.83	48.34
Interest Paid on Deposits	16.41	15.31	8.29	1.5	1.42	2.54
Interest Paid on Borrowings	5.44	7.31	10.18	2.56	0.78	0.88
Total Interest Expense	21.85	22.62	18.47	4.06	2.2	3.43
Net Interest Income	39.36	36.34	38.09	51.61	47.63	44.92
Net Interest Income Growth (YoY)	10.24%	-4.57%	-26.20%	8.36%	6.03%	-1.78%
Trust Income	6.14	5.91	5.33	4.73	4.11	3.65
Gain (Loss) on Sale of Assets	-	-	-	-	0.99	-0.01
Gain (Loss) on Sale of Investments	-	-	-2.73	-	-	-
Other Non-Interest Income	8.08	8.09	7.64	7.46	8.14	7.44
Total Non-Interest Income	14.22	14	10.24	12.19	13.24	11.08
Non-Interest Income Growth (YoY)	34.84%	36.64%	-16.01%	-7.88%	19.51%	-10.92%
Revenues Before Loan Losses	53.58	50.34	48.33	63.8	60.86	55.99
Provision for Loan Losses	0.1	0.1	-	0.75	-4.63	6.3
Revenue	53.48	50.24	48.33	63.05	65.49	49.69
Revenue Growth (YoY)	15.88%	3.95%	-23.35%	-3.72%	31.78%	-12.69%
Salaries and Employee Benefits	28.19	25.58	24.02	23.41	23.22	22.08
Occupancy Expenses	6.24	6.32	5.53	4.83	4.15	4.26
Federal Deposit Insurance	0.67	0.69	0.71	0.53	0.44	0.32
Amortization of Goodwill & Intangibles	0.1	0.1	0.11	0.12	0.12	0.14
Selling, General & Administrative	8.05	8.08	7.17	6.97	6.88	6.67
Other Non-Interest Expense	4.45	3.57	6.19	3.52	2.9	2.78
Total Non-Interest Expense	47.68	44.35	43.73	39.37	37.71	36.24
EBT Excluding Unusual Items	5.8	5.89	4.6	23.68	27.78	13.45
Legal Settlements	0.09	0.09	-	-	-	-
Pretax Income	6.14	6.24	4.6	23.68	28.28	13.45
Income Tax Expense	1.3	1.34	0.8	5.61	6.46	2.98
Net Income	4.85	4.9	3.8	18.07	21.82	10.47
Net Income to Common	4.85	4.9	3.8	18.07	21.82	10.47
Net Income Growth	516.14%	29.06%	-78.97%	-17.19%	108.36%	-33.50%
Basic Shares Outstanding	21	21	21	22	22	22
Diluted Shares Outstanding	21	21	21	22	22	22
Shares Change (YoY)	-0.78%	-0.36%	-2.34%	-2.60%	-0.39%	-1.90%
EPS (Basic)	0.23	0.23	0.18	0.84	0.98	0.47
EPS (Diluted)	0.23	0.23	0.18	0.83	0.98	0.47
EPS Growth	516.16%	27.97%	-78.35%	-15.31%	108.65%	-31.93%
Dividend Per Share	0.080	0.080	0.240	0.240	0.215	0.200
Dividend Growth	-33.33%	-66.67%	-	11.63%	7.50%	5.26%
Effective Tax Rate	21.08%	21.40%	17.43%	23.69%	22.83%	22.16%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q