Riverview Bancorp, Inc. (RVSB)

Riverview Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	4.9	3.8	18.07	21.82	10.47
Depreciation & Amortization	3.33	2.76	2.69	3.52	3.21
Gain (Loss) on Sale of Investments	-	2.73	-	-	-
Provision for Credit Losses	0.1	-	0.75	-4.63	6.3
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-	-	-	0.3
Accrued Interest Receivable	-0.11	0.38	-0.14	0.59	-1.53
Change in Other Net Operating Assets	0.58	3.76	-7.16	-1.74	4.52
Other Operating Activities	-1	-0.78	-1.06	-2.42	0.24
Operating Cash Flow	8.27	12.75	13.58	16.46	24.17
Operating Cash Flow Growth	-35.16%	-6.05%	-17.54%	-31.88%	51.83%
Capital Expenditures	-2.71	-5.61	-4.96	-3.25	-3.55
Investment in Securities	53.28	82.72	-48.15	-177.77	-112.17
Net Decrease (Increase) in Loans Originated / Sold - Investing	-38.3	-15.49	-18.35	-45.07	-34.22
Other Investing Activities	0.98	1.94	-4.85	1.01	-0.3
Investing Cash Flow	13.33	63.56	-76.25	-221.66	-150.25
Short-Term Debt Issued	-	-	-	-	31
Long-Term Debt Issued	612.6	605.03	199.78	2	-
Total Debt Issued	612.6	605.03	199.78	2	31
Short-Term Debt Repaid	-	-	-	-	-31
Long-Term Debt Repaid	-624.57	-640.54	-76.08	-2.05	-0.04
Total Debt Repaid	-624.57	-640.54	-76.08	-2.05	-31.04
Net Debt Issued (Repaid)	-11.97	-35.51	123.7	-0.05	-0.04
Issuance of Common Stock	-	0.04	0	0.02	0.05
Repurchase of Common Stock	-2	-0.58	-6.71	-1.94	-1.45
Common Dividends Paid	-2.53	-5.08	-5.12	-4.67	-4.48
Net Increase (Decrease) in Deposit Accounts	0.65	-33.54	-268.66	187.82	355.62
Other Financing Activities	0.03	-0.04	0.07	0.03	-0.18
Financing Cash Flow	-15.82	-74.71	-156.71	181.21	349.52
Net Cash Flow	5.77	1.6	-219.38	-23.98	223.44
Free Cash Flow	5.56	7.14	8.61	13.21	20.62
Free Cash Flow Growth	-22.19%	-17.06%	-34.81%	-35.93%	59.02%
Free Cash Flow Margin	11.06%	14.78%	13.66%	20.17%	41.48%
Free Cash Flow Per Share	0.26	0.34	0.40	0.59	0.92
Cash Interest Paid	21.63	17.24	3.74	1.95	3.26
Cash Income Tax Paid	-0.13	1.87	6.24	5.41	4.74

Updated Feb 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q