Riverview Bancorp, Inc. (RVSB)

Riverview Bancorp Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Cash & Equivalents	25.35	23.64	22.04	241.42	265.41	41.97
Investment Securities	124.68	143.16	190.7	136.2	67.21	11.14
Mortgage-Backed Securities	212.49	229.55	264.89	282.93	188.92	137.43
Total Investments	337.17	372.71	455.59	419.13	256.13	148.57
Gross Loans	1,051	1,030	1,015	995.28	950.56	916.71
Allowance for Loan Losses	-15.35	-15.36	-15.31	-14.52	-19.18	-12.62
Other Adjustments to Gross Loans	-5.4	-6	-5.8	-4.87	-7.32	-5.2
Net Loans	1,030	1,009	993.55	975.89	924.06	898.89
Property, Plant & Equipment	28.38	28.4	28.1	26.43	28.04	21.03
Goodwill	27.08	27.08	27.08	27.08	27.08	27.08
Other Intangible Assets	0.2	0.27	0.38	0.5	0.62	0.76
Loans Held for Sale	-	-	-	-	-	0.28
Accrued Interest Receivable	4.64	4.42	4.79	4.65	5.24	3.7
Other Current Assets	7.6	-	-	-	3.57	2.67
Long-Term Deferred Tax Assets	9.47	9.78	10.29	7.5	5.42	3.28
Other Long-Term Assets	34.23	41.67	41.03	35.49	31.89	31.18
Total Assets	1,509	1,522	1,590	1,740	1,549	1,181
Accrued Expenses	12.59	10.36	8.34	10.33	11.88	6.46
Interest Bearing Deposits	1,219	882.6	860.28	1,039	910.96	683.52
Institutional Deposits	-	-	-	-	-	35.9
Non-Interest Bearing Deposits	-	349.08	404.94	494.83	435.1	271.03
Total Deposits	1,219	1,232	1,265	1,534	1,346	990.45
Short-Term Borrowings	84.2	88.3	123.75	-	-	-
Current Portion of Leases	0.35	1.6	-	-	-	-
Long-Term Leases	6.81	6.35	9.29	10.59	11.53	6.42
Trust Preferred Securities	27.07	27	26.92	26.83	26.75	26.66
Long-Term Unearned Revenue	-	-	-	-	-	0.54
Other Long-Term Liabilities	0.32	0.65	0.95	1.22	1.34	1.44
Total Liabilities	1,350	1,366	1,434	1,583	1,398	1,032
Common Stock	0.21	0.21	0.21	0.22	0.22	0.23
Additional Paid-In Capital	54.23	55.01	55.51	62.05	63.65	64.65
Retained Earnings	118.99	116.5	117.83	104.93	87.88	81.87
Comprehensive Income & Other	-15.15	-16.13	-18.31	-9.95	-0.16	2.1
Total Common Equity	158.27	155.59	155.24	157.25	151.59	148.84
Shareholders' Equity	158.27	155.59	155.24	157.25	151.59	148.84
Total Liabilities & Equity	1,509	1,522	1,590	1,740	1,549	1,181
Total Debt	118.43	123.26	159.97	37.42	38.28	33.08
Net Cash (Debt)	-93.08	-99.61	-137.67	204.25	227.38	9.14
Net Cash Growth	-	-	-	-10.17%	2387.74%	-
Net Cash Per Share	-4.41	-4.71	-6.36	9.19	10.19	0.40
Filing Date Shares Outstanding	20.98	21.11	21.12	22.13	22.35	22.25
Total Common Shares Outstanding	21.13	21.11	21.22	22.13	22.35	22.54
Book Value Per Share	7.49	7.37	7.32	7.11	6.78	6.60
Tangible Book Value	131	128.24	127.78	129.68	123.9	121.01
Tangible Book Value Per Share	6.20	6.07	6.02	5.86	5.54	5.37

Source: S&P Capital IQ. Banks template. Financial Sources.