Riverview Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Net Income	4.85	4.9	3.8	18.07	21.82	10.47
Depreciation & Amortization	3.43	3.33	2.76	2.69	3.52	3.21
Provision for Credit Losses	0.1	0.1	-	0.75	-4.63	6.3
Stock-Based Compensation	0.54	0.38	0.03	0.39	0.32	0.4
Net Change in Loans Held-for-Sale	-	-	-	-	-	0.3
Other Adjustments	-0.91	-0.92	2.02	-1.03	-3.42	0.5
Changes in Accrued Interest and Accounts Receivable	-0.17	-0.11	0.38	-0.14	0.59	-1.53
Changes in Accrued Expenses	6.48	-0.51	0.53	-3.55	-3.08	4.13
Changes in Other Operating Activities	0.85	1.09	3.23	-3.6	1.34	0.39
Operating Cash Flow	15.41	8.27	12.75	13.58	16.46	24.17
Operating Cash Flow Growth	2743.73%	-35.16%	-6.05%	-17.54%	-31.88%	51.83%
Net Change in Loans Held-for-Investment	-40.29	-38.3	-15.49	-18.35	-45.07	-34.22
Net Change in Securities and Investments	20.23	41.86	84.66	-53	-178.07	-112.47
Capital Expenditures	-0.79	-2.71	-5.61	-4.96	-3.25	-3.55
Sale of Property, Plant & Equipment	0.07	0.09	-	0.06	3.43	-
Other Investing Activities	13.69	12	-	-	1.31	-
Investing Cash Flow	1.75	13.33	63.56	-76.25	-221.66	-150.25
Net Change in Deposits	-12.03	0.65	-33.54	-268.66	187.82	355.62
Long-Term Debt Issued	723.3	612.6	605.03	199.78	2	31
Long-Term Debt Repaid	747	624.5	640.48	76.03	2	31
Net Long-Term Debt Issued (Repaid)	1,470	1,237	1,246	275.8	4	62
Issuance of Common Stock	-	-	0.04	-	0.02	0.05
Repurchase of Common Stock	2.92	2	0.58	6.71	1.94	1.45
Net Common Stock Issued (Repurchased)	2.92	2	0.61	6.71	1.96	1.5
Common Dividends Paid	-1.68	-2.53	-5.08	-5.12	-4.67	-4.48
Other Financing Activities	-0.08	-0.04	-0.11	0.02	-0.01	-0.22
Financing Cash Flow	-13.87	-15.82	-74.71	-156.71	181.21	349.52
Net Cash Flow	3.29	5.77	1.6	-219.38	-23.98	223.44
Free Cash Flow	14.62	5.56	7.14	8.61	13.21	20.62
Free Cash Flow Growth	163.13%	-22.19%	-17.06%	-34.81%	-35.93%	59.02%
FCF Margin	27.21%	11.00%	14.78%	13.66%	20.32%	41.47%
Free Cash Flow Per Share	0.70	0.26	0.34	0.40	0.59	0.92
Levered Free Cash Flow	1,485	1,243	1,251	284.31	24.93	75.12
Unlevered Free Cash Flow	9.8	1.09	1.29	-9.57	-0.89	2.65

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q