Riverview Bancorp, Inc. (RVSB)

Riverview Bancorp Statistics

Total Valuation

RVSB has a market cap or net worth of $110.29 million. The enterprise value is $163.46 million.

Market Cap	110.29M
Enterprise Value	163.46M

Important Dates

The last earnings date was Tuesday, October 28, 2025, after market close.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Oct 9, 2025

Share Statistics

RVSB has 20.75 million shares outstanding. The number of shares has decreased by -0.55% in one year.

Current Share Class	20.75M
Shares Outstanding	20.75M
Shares Change (YoY)	-0.55%
Shares Change (QoQ)	-0.13%
Owned by Insiders (%)	4.94%
Owned by Institutions (%)	67.05%
Float	17.69M

Valuation Ratios

The trailing PE ratio is 24.32 and the forward PE ratio is 19.81.

PE Ratio	24.32
Forward PE	19.81
PS Ratio	2.14
Forward PS	1.87
PB Ratio	0.69
P/TBV Ratio	0.81
P/FCF Ratio	n/a
P/OCF Ratio	6.09
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	34.75
EV / Sales	3.10
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.90%.

Return on Equity (ROE)	2.90%
Return on Assets (ROA)	0.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$221,664
Profits Per Employee	$19,765
Employee Count	238
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, RVSB has paid $1.28 million in taxes.

Income Tax	1.28M
Effective Tax Rate	21.32%

Stock Price Statistics

The stock price has increased by +11.39% in the last 52 weeks. The beta is 0.60, so RVSB's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+11.39%
50-Day Moving Average	5.19
200-Day Moving Average	5.42
Relative Strength Index (RSI)	54.86
Average Volume (20 Days)	48,239

Short Selling Information

The latest short interest is 303,186, so 1.46% of the outstanding shares have been sold short.

Short Interest	303,186
Short Previous Month	399,002
Short % of Shares Out	1.46%
Short % of Float	1.71%
Short Ratio (days to cover)	3.85

Income Statement

In the last 12 months, RVSB had revenue of $52.76 million and earned $4.70 million in profits. Earnings per share was $0.22.

Revenue	52.76M
Gross Profit	52.76M
Operating Income	6.91M
Pretax Income	5.98M
Net Income	4.70M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.22

Balance Sheet

The company has $32.81 million in cash and $85.87 million in debt, giving a net cash position of -$53.07 million or -$2.56 per share.

Cash & Cash Equivalents	32.81M
Total Debt	85.87M
Net Cash	-53.07M
Net Cash Per Share	-$2.56
Equity (Book Value)	163.54M
Book Value Per Share	7.81
Working Capital	-1.27B

Cash Flow

Operating Cash Flow	18.13M
Capital Expenditures	-865,000
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	13.09%
Pretax Margin	11.33%
Profit Margin	8.92%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.50%.

Dividend Per Share	$0.08
Dividend Yield	1.50%
Dividend Growth (YoY)	-50.00%
Years of Dividend Growth	n/a
Payout Ratio	36.37%
Buyback Yield	0.55%
Shareholder Yield	2.03%
Earnings Yield	4.26%
FCF Yield	n/a

Analyst Forecast

The average price target for RVSB is $7.00, which is 31.70% higher than the current price. The consensus rating is "Buy".

Price Target	$7.00
Price Target Difference	31.70%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 25, 2006
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4