Riverview Bancorp, Inc. (RVSB)

Accolade Statistics

Total Valuation

RVSB has a market cap or net worth of $103.20 million. The enterprise value is $200.97 million.

Market Cap	103.20M
Enterprise Value	200.97M

Important Dates

The last earnings date was Tuesday, July 29, 2025, after market close.

Earnings Date	Jul 29, 2025
Ex-Dividend Date	Jul 10, 2025

Share Statistics

RVSB has 20.98 million shares outstanding. The number of shares has decreased by -0.48% in one year.

Current Share Class	20.98M
Shares Outstanding	20.98M
Shares Change (YoY)	-0.48%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	4.96%
Owned by Institutions (%)	45.11%
Float	14.24M

Valuation Ratios

The trailing PE ratio is 20.50 and the forward PE ratio is 16.97.

PE Ratio	20.50
Forward PE	16.97
PS Ratio	2.00
Forward PS	2.42
PB Ratio	0.63
P/TBV Ratio	0.77
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	38.93
EV / Sales	3.92
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.25%.

Return on Equity (ROE)	3.25%
Return on Assets (ROA)	0.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$215,622
Profits Per Employee	$21,689
Employee Count	238
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, RVSB has paid $1.40 million in taxes.

Income Tax	1.40M
Effective Tax Rate	21.38%

Stock Price Statistics

The stock price has increased by +8.13% in the last 52 weeks. The beta is 0.50, so RVSB's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+8.13%
50-Day Moving Average	5.41
200-Day Moving Average	5.49
Relative Strength Index (RSI)	30.62
Average Volume (20 Days)	79,638

Short Selling Information

The latest short interest is 406,196, so 1.94% of the outstanding shares have been sold short.

Short Interest	406,196
Short Previous Month	463,409
Short % of Shares Out	1.94%
Short % of Float	2.85%
Short Ratio (days to cover)	1.56

Income Statement

In the last 12 months, RVSB had revenue of $51.32 million and earned $5.16 million in profits. Earnings per share was $0.24.

Revenue	51.32M
Gross Profit	51.32M
Operating Income	6.99M
Pretax Income	2.15M
Net Income	5.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.24

Balance Sheet

The company has $34.17 million in cash and $131.69 million in debt, giving a net cash position of -$97.52 million or -$4.65 per share.

Cash & Cash Equivalents	34.17M
Total Debt	131.69M
Net Cash	-97.52M
Net Cash Per Share	-$4.65
Equity (Book Value)	162.00M
Book Value Per Share	7.72
Working Capital	-1.27B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	13.62%
Pretax Margin	12.79%
Profit Margin	10.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.63%.

Dividend Per Share	$0.08
Dividend Yield	1.63%
Dividend Growth (YoY)	-60.00%
Years of Dividend Growth	n/a
Payout Ratio	33.33%
Buyback Yield	0.48%
Shareholder Yield	2.11%
Earnings Yield	4.99%
FCF Yield	n/a

Analyst Forecast

The average price target for RVSB is $7.00, which is 42.28% higher than the current price. The consensus rating is "Buy".

Price Target	$7.00
Price Target Difference	42.28%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 25, 2006
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2