Riverview Bancorp Statistics
Total Valuation
RVSB has a market cap or net worth of $115.47 million. The enterprise value is $196.64 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Jul 10, 2025 |
Share Statistics
RVSB has 20.98 million shares outstanding. The number of shares has decreased by -0.36% in one year.
| Current Share Class | 20.98M |
| Shares Outstanding | 20.98M |
| Shares Change (YoY) | -0.36% |
| Shares Change (QoQ) | -0.14% |
| Owned by Insiders (%) | 4.23% |
| Owned by Institutions (%) | 43.30% |
| Float | 14.60M |
Valuation Ratios
The trailing PE ratio is 23.91 and the forward PE ratio is 22.92.
| PE Ratio | 23.91 |
| Forward PE | 22.92 |
| PS Ratio | 2.31 |
| Forward PS | 2.05 |
| PB Ratio | 0.72 |
| P/TBV Ratio | 0.87 |
| P/FCF Ratio | 20.87 |
| P/OCF Ratio | 14.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 40.11 |
| EV / Sales | 3.91 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 35.39 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 19.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.11%.
| Return on Equity (ROE) | 3.11% |
| Return on Assets (ROA) | 0.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $211,088 |
| Profits Per Employee | $20,601 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RVSB has paid $1.34 million in taxes.
| Income Tax | 1.34M |
| Effective Tax Rate | 21.40% |
Stock Price Statistics
The stock price has increased by +37.97% in the last 52 weeks. The beta is 0.46, so RVSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.46 |
| 52-Week Price Change | +37.97% |
| 50-Day Moving Average | 5.78 |
| 200-Day Moving Average | 5.39 |
| Relative Strength Index (RSI) | 46.74 |
| Average Volume (20 Days) | 261,555 |
Short Selling Information
The latest short interest is 55,563, so 0.26% of the outstanding shares have been sold short.
| Short Interest | 55,563 |
| Short Previous Month | 79,656 |
| Short % of Shares Out | 0.26% |
| Short % of Float | 0.38% |
| Short Ratio (days to cover) | 0.27 |
Income Statement
In the last 12 months, RVSB had revenue of $50.24 million and earned $4.90 million in profits. Earnings per share was $0.23.
| Revenue | 50.24M |
| Gross Profit | 50.24M |
| Operating Income | 6.68M |
| Pretax Income | 2.15M |
| Net Income | 4.90M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.23 |
Full Income StatementBalance Sheet
The company has $29.41 million in cash and $110.06 million in debt, giving a net cash position of -$80.64 million or -$3.84 per share.
| Cash & Cash Equivalents | 29.41M |
| Total Debt | 110.06M |
| Net Cash | -80.64M |
| Net Cash Per Share | -$3.84 |
| Equity (Book Value) | 160.01M |
| Book Value Per Share | 7.63 |
| Working Capital | -1.29B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $8.27 million and capital expenditures -$2.71 million, giving a free cash flow of $5.56 million.
| Operating Cash Flow | 8.27M |
| Capital Expenditures | -2.71M |
| Free Cash Flow | 5.56M |
| FCF Per Share | $0.26 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 13.29% |
| Pretax Margin | 12.42% |
| Profit Margin | 9.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.06% |
Dividends & Yields
This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.45%.
| Dividend Per Share | $0.08 |
| Dividend Yield | 1.45% |
| Dividend Growth (YoY) | -60.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 34.78% |
| Buyback Yield | 0.36% |
| Shareholder Yield | 1.81% |
| Earnings Yield | 4.23% |
| FCF Yield | 4.79% |
Dividend DetailsAnalyst Forecast
The average price target for RVSB is $7.00, which is 27.16% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.00 |
| Price Target Difference | 27.16% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
