Riverview Bancorp Statistics
Total Valuation
RVSB has a market cap or net worth of $112.25 million. The enterprise value is $177.41 million.
Important Dates
The next estimated earnings date is Tuesday, April 28, 2026, before market open.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Jan 5, 2026 |
Share Statistics
RVSB has 20.71 million shares outstanding. The number of shares has decreased by -0.79% in one year.
| Current Share Class | 20.71M |
| Shares Outstanding | 20.71M |
| Shares Change (YoY) | -0.79% |
| Shares Change (QoQ) | -0.89% |
| Owned by Insiders (%) | 4.69% |
| Owned by Institutions (%) | 60.76% |
| Float | 17.71M |
Valuation Ratios
The trailing PE ratio is 23.57 and the forward PE ratio is 20.07.
| PE Ratio | 23.57 |
| Forward PE | 20.07 |
| PS Ratio | 2.12 |
| Forward PS | 1.87 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.82 |
| P/FCF Ratio | 7.68 |
| P/OCF Ratio | 7.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 36.59 |
| EV / Sales | 3.35 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.13 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.01%.
| Return on Equity (ROE) | 3.01% |
| Return on Assets (ROA) | 0.32% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.00% |
| Revenue Per Employee | $222,588 |
| Profits Per Employee | $20,374 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RVSB has paid $1.30 million in taxes.
| Income Tax | 1.30M |
| Effective Tax Rate | 21.08% |
Stock Price Statistics
The stock price has increased by +0.37% in the last 52 weeks. The beta is 0.56, so RVSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +0.37% |
| 50-Day Moving Average | 5.27 |
| 200-Day Moving Average | 5.25 |
| Relative Strength Index (RSI) | 59.53 |
| Average Volume (20 Days) | 57,247 |
Short Selling Information
The latest short interest is 559,550, so 2.70% of the outstanding shares have been sold short.
| Short Interest | 559,550 |
| Short Previous Month | 551,205 |
| Short % of Shares Out | 2.70% |
| Short % of Float | 3.16% |
| Short Ratio (days to cover) | 10.07 |
Income Statement
In the last 12 months, RVSB had revenue of $52.98 million and earned $4.85 million in profits. Earnings per share was $0.23.
| Revenue | 52.98M |
| Gross Profit | 52.98M |
| Operating Income | 6.31M |
| Pretax Income | 6.14M |
| Net Income | 4.85M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.23 |
Full Income StatementBalance Sheet
The company has $28.64 million in cash and $93.80 million in debt, with a net cash position of -$65.16 million or -$3.15 per share.
| Cash & Cash Equivalents | 28.64M |
| Total Debt | 93.80M |
| Net Cash | -65.16M |
| Net Cash Per Share | -$3.15 |
| Equity (Book Value) | 164.22M |
| Book Value Per Share | 7.93 |
| Working Capital | -1.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $15.41 million and capital expenditures -$791,000, giving a free cash flow of $14.62 million.
| Operating Cash Flow | 15.41M |
| Capital Expenditures | -791,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | -23.78M |
| Free Cash Flow | 14.62M |
| FCF Per Share | $0.71 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 11.90% |
| Pretax Margin | 11.60% |
| Profit Margin | 9.15% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.60% |
Dividends & Yields
This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.48%.
| Dividend Per Share | $0.08 |
| Dividend Yield | 1.48% |
| Dividend Growth (YoY) | -33.33% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 34.79% |
| Buyback Yield | 0.78% |
| Shareholder Yield | 2.28% |
| Earnings Yield | 4.32% |
| FCF Yield | 13.03% |
Dividend DetailsAnalyst Forecast
The average price target for RVSB is $7.00, which is 29.15% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.00 |
| Price Target Difference | 29.15% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
