Riverview Bancorp Statistics
Total Valuation
RVSB has a market cap or net worth of $106.84 million. The enterprise value is $209.01 million.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, after market close.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Jul 10, 2025 |
Share Statistics
RVSB has 20.95 million shares outstanding. The number of shares has decreased by -0.48% in one year.
| Current Share Class | 20.95M |
| Shares Outstanding | 20.95M |
| Shares Change (YoY) | -0.48% |
| Shares Change (QoQ) | -0.15% |
| Owned by Insiders (%) | 4.88% |
| Owned by Institutions (%) | 66.04% |
| Float | 17.89M |
Valuation Ratios
The trailing PE ratio is 21.25 and the forward PE ratio is 17.59.
| PE Ratio | 21.25 |
| Forward PE | 17.59 |
| PS Ratio | 2.09 |
| Forward PS | 1.85 |
| PB Ratio | 0.66 |
| P/TBV Ratio | 0.79 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 49.99 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 40.49 |
| EV / Sales | 4.07 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.25%.
| Return on Equity (ROE) | 3.25% |
| Return on Assets (ROA) | 0.34% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $215,622 |
| Profits Per Employee | $21,689 |
| Employee Count | 238 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RVSB has paid $1.40 million in taxes.
| Income Tax | 1.40M |
| Effective Tax Rate | 21.38% |
Stock Price Statistics
The stock price has increased by +8.97% in the last 52 weeks. The beta is 0.59, so RVSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +8.97% |
| 50-Day Moving Average | 5.15 |
| 200-Day Moving Average | 5.51 |
| Relative Strength Index (RSI) | 53.54 |
| Average Volume (20 Days) | 44,505 |
Short Selling Information
The latest short interest is 396,156, so 1.89% of the outstanding shares have been sold short.
| Short Interest | 396,156 |
| Short Previous Month | 402,734 |
| Short % of Shares Out | 1.89% |
| Short % of Float | 2.21% |
| Short Ratio (days to cover) | 7.75 |
Income Statement
In the last 12 months, RVSB had revenue of $51.32 million and earned $5.16 million in profits. Earnings per share was $0.24.
| Revenue | 51.32M |
| Gross Profit | 51.32M |
| Operating Income | 6.99M |
| Pretax Income | 2.15M |
| Net Income | 5.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.24 |
Full Income StatementBalance Sheet
The company has $34.17 million in cash and $136.35 million in debt, giving a net cash position of -$102.17 million or -$4.88 per share.
| Cash & Cash Equivalents | 34.17M |
| Total Debt | 136.35M |
| Net Cash | -102.17M |
| Net Cash Per Share | -$4.88 |
| Equity (Book Value) | 162.00M |
| Book Value Per Share | 7.72 |
| Working Capital | -1.28B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $2.14 million and capital expenditures -$2.68 million, giving a free cash flow of -$542,000.
| Operating Cash Flow | 2.14M |
| Capital Expenditures | -2.68M |
| Free Cash Flow | -542,000 |
| FCF Per Share | -$0.03 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 13.62% |
| Pretax Margin | 12.79% |
| Profit Margin | 10.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.08, which amounts to a dividend yield of 1.57%.
| Dividend Per Share | $0.08 |
| Dividend Yield | 1.57% |
| Dividend Growth (YoY) | -60.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 33.33% |
| Buyback Yield | 0.48% |
| Shareholder Yield | 2.05% |
| Earnings Yield | 4.83% |
| FCF Yield | -0.51% |
Dividend DetailsAnalyst Forecast
The average price target for RVSB is $7.00, which is 37.26% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.00 |
| Price Target Difference | 37.26% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
