Riverview Bancorp Statistics
Total Valuation
RVSB has a market cap or net worth of $84.44 million. The enterprise value is $178.86 million.
| Market Cap | 84.44M |
| Enterprise Value | 178.86M |
Important Dates
The next estimated earnings date is Thursday, July 25, 2024, after market close.
| Earnings Date | Jul 25, 2024 |
| Ex-Dividend Date | Jul 10, 2024 |
Share Statistics
RVSB has 21.11 million shares outstanding. The number of shares has decreased by -2.34% in one year.
| Shares Outstanding | 21.11M |
| Shares Change (YoY) | -2.34% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 7.25% |
| Owned by Institutions (%) | 67.20% |
| Float | 15.25M |
Valuation Ratios
The trailing PE ratio is 22.22 and the forward PE ratio is 15.08. RVSB's PEG ratio is 1.41.
| PE Ratio | 22.22 |
| Forward PE | 15.08 |
| PS Ratio | 1.75 |
| Forward PS | 1.62 |
| PB Ratio | 0.54 |
| P/FCF Ratio | 11.82 |
| PEG Ratio | 1.41 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 24.29, with an EV/FCF ratio of 25.04.
| EV / Earnings | 47.08 |
| EV / Sales | 3.70 |
| EV / EBITDA | 24.29 |
| EV / EBIT | 38.87 |
| EV / FCF | 25.04 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.76 |
| Debt / EBITDA | 16.04 |
| Debt / FCF | 16.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.50% and return on invested capital (ROIC) is 1.39%.
| Return on Equity (ROE) | 2.50% |
| Return on Assets (ROA) | 0.20% |
| Return on Capital (ROIC) | 1.39% |
| Revenue Per Employee | $213,841 |
| Profits Per Employee | $16,810 |
| Employee Count | 226 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, RVSB has paid $802,000 in taxes.
| Income Tax | 802,000 |
| Effective Tax Rate | 17.43% |
Stock Price Statistics
The stock price has decreased by -21.72% in the last 52 weeks. The beta is 0.82, so RVSB's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | -21.72% |
| 50-Day Moving Average | 3.99 |
| 200-Day Moving Average | 5.08 |
| Relative Strength Index (RSI) | 54.14 |
| Average Volume (20 Days) | 43,260 |
Short Selling Information
The latest short interest is 18,882, so 0.09% of the outstanding shares have been sold short.
| Short Interest | 18,882 |
| Short Previous Month | 20,109 |
| Short % of Shares Out | 0.09% |
| Short % of Float | 0.12% |
| Short Ratio (days to cover) | 1.03 |
Income Statement
In the last 12 months, RVSB had revenue of $48.33 million and earned $3.80 million in profits. Earnings per share was $0.18.
| Revenue | 48.33M |
| Gross Profit | 48.33M |
| Operating Income | 4.60M |
| Pretax Income | 4.60M |
| Net Income | 3.80M |
| EBITDA | 7.36M |
| EBIT | 4.60M |
| Earnings Per Share (EPS) | $0.18 |
Balance Sheet
The company has $23.64 million in cash and $118.06 million in debt, giving a net cash position of -$94.42 million or -$4.47 per share.
| Cash & Cash Equivalents | 23.64M |
| Total Debt | 118.06M |
| Net Cash | -94.42M |
| Net Cash Per Share | -$4.47 |
| Equity (Book Value) | 155.59M |
| Book Value Per Share | 7.37 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $12.75 million and capital expenditures -$5.61 million, giving a free cash flow of $7.14 million.
| Operating Cash Flow | 12.75M |
| Capital Expenditures | -5.61M |
| Free Cash Flow | 7.14M |
| FCF Per Share | $0.34 |
Margins
Gross margin is 100.00%, with operating and profit margins of 9.52% and 7.86%.
| Gross Margin | 100.00% |
| Operating Margin | 9.52% |
| Pretax Margin | 9.52% |
| Profit Margin | 7.86% |
| EBITDA Margin | 15.23% |
| EBIT Margin | 9.52% |
| FCF Margin | 14.78% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 5.00%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 5.00% |
| Dividend Growth (YoY) | -16.67% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 111.11% |
| Buyback Yield | 2.34% |
| Shareholder Yield | 7.34% |
| Earnings Yield | 4.50% |
| FCF Yield | 8.46% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on August 25, 2006. It was a forward split with a ratio of 2:1.
| Last Split Date | Aug 25, 2006 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |