SB Financial Group, Inc. (SBFG)
Stock Price Chart
Key Info
| Market Cap | 119.29M |
| Revenue (ttm) | 54.68M |
| Net Income (ttm) | 11.46M |
| Shares Out | 7.65M |
| EPS (ttm) | 1.47 |
| PE Ratio | 10.61 |
| Forward PE | 12.02 |
| Dividend | $0.40 |
| Dividend Yield | 2.56% |
Stock Quote
| Trading Day | Oct 20, 2020 |
| Last Price | $15.60 |
| Previous Close | $15.44 |
| Change ($) | 0.16 |
| Change (%) | 1.04% |
| Day's Open | 15.55 |
| Day's Range | 15.55 - 15.80 |
| Day's Volume | 14,218 |
| 52-Week Range | 9.02 - 20.49 |
More Stats
| Market Cap | 119.29M |
| Enterprise Value | 70.22M |
| Earnings Date (est) | Oct 29, 2020 |
| Ex-Dividend Date | Aug 6, 2020 |
| Shares Outstanding | 7.65M |
| Float | 6.96M |
| EPS (basic) | 1.60 |
| EPS (diluted) | 1.47 |
| FCF / Share | 2.06 |
| Dividend | $0.40 |
| Dividend Yield | 2.56% |
| Earnings Yield | 9.42% |
| FCF Yield | 13.31% |
| Payout Ratio | 23.70% |
| Shares Short | 101,502 |
| Short Ratio | 8.95 |
| Short % of Float | 1.46% |
| Beta | 1.26 |
| PE Ratio | 10.61 |
| Forward PE | 12.02 |
| P/FCF Ratio | 7.52 |
| PS Ratio | 2.18 |
| PB Ratio | 0.89 |
| Revenue | 54.68M |
| Operating Income | 13.93M |
| Net Income | 11.46M |
| Free Cash Flow | 15.87M |
| Net Cash | 49.07M |
| Net Cash / Share | 6.42 |
| Gross Margin | 92.14% |
| Operating Margin | 25.48% |
| Profit Margin | 20.10% |
| FCF Margin | 29.03% |
| ROA | 1.03% |
| ROE | 8.43% |
| ROIC | 1.30% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 52.04 | 49.29 | 45.20 | 42.99 | 37.95 | 33.31 | 33.96 | 34.23 | 32.57 | 30.19 |
| Revenue Growth | 5.58% | 9.04% | 5.14% | 13.29% | 13.95% | -1.93% | -0.78% | 5.07% | 7.89% | - |
| Gross Profit | 52.04 | 49.29 | 45.20 | 42.99 | 37.95 | 33.31 | 33.96 | 34.23 | 32.57 | 30.19 |
| Operating Income | 14.63 | 14.44 | 13.63 | 12.90 | 11.02 | 7.35 | 7.45 | 6.74 | 2.32 | -22.12 |
| Net Income | 11.97 | 11.64 | 11.07 | 8.78 | 7.62 | 5.26 | 5.21 | 4.81 | 1.66 | -15.61 |
| Shares Outstanding | 6.40 | 6.50 | 4.79 | 4.85 | 4.92 | 4.88 | 4.87 | 4.86 | 4.86 | 4.86 |
| Earnings Per Share | 1.51 | 1.51 | 1.74 | 1.38 | 1.19 | 1.07 | 1.07 | 0.99 | 0.34 | -3.21 |
| EPS Growth | 0% | -13.22% | 26.09% | 15.97% | 11.21% | 0% | 8.08% | 191.18% | - | - |
| Dividend Per Share | 0.36 | 0.32 | 0.28 | 0.24 | 0.20 | 0.16 | 0.12 | - | - | - |
| Dividend Growth | 12.5% | 14.29% | 16.67% | 20% | 25% | 33.33% | - | - | - | - |
| Operating Cash Flow | 18.83 | 13.85 | 9.80 | 14.03 | 8.62 | 5.01 | 13.95 | 7.42 | 14.91 | 16.86 |
| Capital Expenditures | -2.02 | -1.87 | -3.71 | -1.63 | -6.53 | -1.91 | -0.84 | -0.83 | -0.67 | -2.21 |
| Free Cash Flow | 16.81 | 11.99 | 6.09 | 12.40 | 2.08 | 3.10 | 13.11 | 6.58 | 14.24 | 14.65 |
| Cash & Equivalents | 27.06 | 48.36 | 26.62 | 17.01 | 20.46 | 28.20 | 13.14 | 19.14 | 14.85 | 30.42 |
| Total Debt | 39.26 | 41.49 | 43.89 | 47.34 | 57.72 | 53.05 | 51.91 | 53.66 | 54.96 | 92.50 |
| Net Cash / Debt | -12.19 | 6.87 | -17.28 | -30.33 | -37.26 | -24.85 | -38.77 | -34.51 | -40.12 | -62.09 |
| Assets | 1,039 | 987 | 877 | 816 | 733 | 684 | 632 | 638 | 629 | 660 |
| Liabilities | 902 | 856 | 783 | 729 | 652 | 609 | 575 | 585 | 581 | 614 |
| Book Value | 136 | 130 | 94.00 | 86.55 | 81.24 | 75.68 | 56.27 | 53.28 | 47.93 | 46.02 |
Company Profile
Company Details
| Full Name | SB Financial Group, Inc. |
| Country | United States |
| Employees | 254 |
| CEO | Mark A. Klein |
Stock Information
| Ticker Symbol | SBFG |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: SBFG |
Description
SB Financial Group, through its subsidiaries, provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. The company offers checking accounts, savings accounts, money market accounts, and time certificates of deposit. It also provides commercial, consumer, agricultural, and residential mortgage loans. In addition, the company offers automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. Further, it sells insurance products to retail and commercial customers. The company operates a network of 19 banking centers located within the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; 1 banking center located in Allen County, Indiana; and 7 loan production offices located in Cuyahoga, Franklin, Lucas, and Seneca counties, Ohio, as well as Hamilton and Steuben counties, Indiana, and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1983 and is headquartered in Defiance, Ohio.