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SB Financial Group, Inc. (SBFG)

Stock Price: $15.60 USD 0.16 (1.04%)
Updated Oct 20, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 119.29M
Revenue (ttm) 54.68M
Net Income (ttm) 11.46M
Shares Out 7.65M
EPS (ttm) 1.47
PE Ratio 10.61
Forward PE 12.02
Dividend $0.40
Dividend Yield 2.56%

Stock Quote

Trading Day Oct 20, 2020
Last Price $15.60
Previous Close $15.44
Change ($) 0.16
Change (%) 1.04%
Day's Open 15.55
Day's Range 15.55 - 15.80
Day's Volume 14,218
52-Week Range 9.02 - 20.49

More Stats

Market Cap 119.29M
Enterprise Value 70.22M
Earnings Date (est) Oct 29, 2020
Ex-Dividend Date Aug 6, 2020
Shares Outstanding 7.65M
Float 6.96M
EPS (basic) 1.60
EPS (diluted) 1.47
FCF / Share 2.06
Dividend $0.40
Dividend Yield 2.56%
Earnings Yield 9.42%
FCF Yield 13.31%
Payout Ratio 23.70%
Shares Short 101,502
Short Ratio 8.95
Short % of Float 1.46%
Beta 1.26
PE Ratio 10.61
Forward PE 12.02
P/FCF Ratio 7.52
PS Ratio 2.18
PB Ratio 0.89
Revenue 54.68M
Operating Income 13.93M
Net Income 11.46M
Free Cash Flow 15.87M
Net Cash 49.07M
Net Cash / Share 6.42
Gross Margin 92.14%
Operating Margin 25.48%
Profit Margin 20.10%
FCF Margin 29.03%
ROA 1.03%
ROE 8.43%
ROIC 1.30%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$17.00*
Low
17.0
Current: $15.60
High
17.0
Target: 17.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue52.0449.2945.2042.9937.9533.3133.9634.2332.5730.19
Revenue Growth5.58%9.04%5.14%13.29%13.95%-1.93%-0.78%5.07%7.89%-
Gross Profit52.0449.2945.2042.9937.9533.3133.9634.2332.5730.19
Operating Income14.6314.4413.6312.9011.027.357.456.742.32-22.12
Net Income11.9711.6411.078.787.625.265.214.811.66-15.61
Shares Outstanding6.406.504.794.854.924.884.874.864.864.86
Earnings Per Share1.511.511.741.381.191.071.070.990.34-3.21
EPS Growth0%-13.22%26.09%15.97%11.21%0%8.08%191.18%--
Dividend Per Share0.360.320.280.240.200.160.12---
Dividend Growth12.5%14.29%16.67%20%25%33.33%----
Operating Cash Flow18.8313.859.8014.038.625.0113.957.4214.9116.86
Capital Expenditures-2.02-1.87-3.71-1.63-6.53-1.91-0.84-0.83-0.67-2.21
Free Cash Flow16.8111.996.0912.402.083.1013.116.5814.2414.65
Cash & Equivalents27.0648.3626.6217.0120.4628.2013.1419.1414.8530.42
Total Debt39.2641.4943.8947.3457.7253.0551.9153.6654.9692.50
Net Cash / Debt-12.196.87-17.28-30.33-37.26-24.85-38.77-34.51-40.12-62.09
Assets1,039987877816733684632638629660
Liabilities902856783729652609575585581614
Book Value13613094.0086.5581.2475.6856.2753.2847.9346.02
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name SB Financial Group, Inc.
Country United States
Employees 254
CEO Mark A. Klein

Stock Information

Ticker Symbol SBFG
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SBFG

Description

SB Financial Group, through its subsidiaries, provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. The company offers checking accounts, savings accounts, money market accounts, and time certificates of deposit. It also provides commercial, consumer, agricultural, and residential mortgage loans. In addition, the company offers automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. Further, it sells insurance products to retail and commercial customers. The company operates a network of 19 banking centers located within the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; 1 banking center located in Allen County, Indiana; and 7 loan production offices located in Cuyahoga, Franklin, Lucas, and Seneca counties, Ohio, as well as Hamilton and Steuben counties, Indiana, and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1983 and is headquartered in Defiance, Ohio.