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SB Financial Group, Inc. (SBFG)

Stock Price: $12.87 USD -0.18 (-1.38%)
Updated Aug 6, 2020 10:16 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap 98.53M
Revenue (ttm) 57.67M
Net Income (ttm) 10.43M
Shares Out 7.70M
EPS (ttm) 1.46
PE Ratio 8.82
Forward PE 6.99
Dividend $0.40
Dividend Yield 3.11%

Stock Quote

Trading Day Aug 6, 2020
Last Price $12.87
Previous Close $13.05
Change ($) -0.18
Change (%) -1.38%
Day's Open 13.10
Day's Range 12.87 - 13.08
Day's Volume 467
52-Week Range 9.02 - 20.49

More Stats

Market Cap 98.53M
Enterprise Value 105.33M
Earnings Date (est) Oct 15, 2020
Ex-Dividend Date May 7, 2020
Shares Outstanding 7.70M
Float 6.34M
EPS (basic) 1.5
EPS (diluted) 1.46
FCF / Share 1.02
Dividend $0.40
Dividend Yield 3.11%
Earnings Yield 11.34%
FCF Yield 7.98%
Payout Ratio 24.70%
Shares Short 191,813
Short Ratio 2.57
Short % of Float 2.05%
Beta 1.38
PE Ratio 8.82
Forward PE 6.99
P/FCF Ratio 12.53
PS Ratio 1.71
PB Ratio 0.74
Revenue 57.67M
Operating Income 12.62M
Net Income 10.43M
Free Cash Flow 7.86M
Net Cash -6.80M
Net Cash / Share -0.89
Gross Margin 92.14%
Operating Margin 21.88%
Profit Margin 19.10%
FCF Margin 13.63%
ROA 1.03%
ROE 8.43%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$19.00*
Low
19.0
Current: $12.87
High
19.0
Target: 19.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue52.0449.2945.2042.9937.9533.3133.9634.2332.5730.19
Revenue Growth5.58%9.04%5.14%13.29%13.95%-1.93%-0.78%5.07%7.89%-
Gross Profit52.0449.2945.2042.9937.9533.3133.9634.2332.5730.19
Operating Income14.6314.4413.6312.9011.027.357.456.742.32-22.12
Net Income11.9711.6411.078.787.625.265.214.811.66-15.61
Shares Outstanding6.406.504.794.854.924.884.874.864.864.86
Earnings Per Share1.511.511.741.381.191.071.070.990.34-3.21
EPS Growth0%-13.22%26.09%15.97%11.21%0%8.08%191.18%--
Dividend Per Share0.360.320.280.240.200.160.12---
Dividend Growth12.5%14.29%16.67%20%25%33.33%----
Operating Cash Flow18.8313.859.8014.038.625.0113.957.4214.9116.86
Capital Expenditures-2.02-1.87-3.71-1.63-6.53-1.91-0.84-0.83-0.67-2.21
Free Cash Flow16.8111.996.0912.402.083.1013.116.5814.2414.65
Cash & Equivalents27.0648.3626.6217.0120.4628.2013.1419.1414.8530.42
Total Debt39.2641.4943.8947.3457.7253.0551.9153.6654.9692.50
Net Cash / Debt-12.196.87-17.28-30.33-37.26-24.85-38.77-34.51-40.12-62.09
Assets1,039987877816733684632638629660
Liabilities902856783729652609575585581614
Book Value13613094.0086.5581.2475.6856.2753.2847.9346.02
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name SB Financial Group, Inc.
Country United States
Employees 254
CEO Mark A. Klein

Stock Information

Ticker Symbol SBFG
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: SBFG

Description

SB Financial Group, Inc., through its subsidiaries, provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. The company offers checking accounts, savings accounts, money market accounts, and time certificates of deposit. It also provides commercial, consumer, agricultural, and residential mortgage loans. In addition, the company offers automatic teller machine, personal and corporate trust, commercial leasing, bank credit card, safe deposit box rental, internet banking, private client group, and other personalized banking services; and various trust and financial services comprising asset management services for individuals and corporate employee benefit plans, as well as brokerage services. Further, it sells insurance products to retail and commercial customers. The company operates a network of 19 banking centers located within the Ohio counties of Allen, Defiance, Franklin, Fulton, Hancock, Lucas, Paulding, Wood, and Williams; 1 banking center located in Allen County, Indiana; and 7 loan production offices located in Cuyahoga, Franklin, Lucas, and Seneca counties, Ohio, as well as Hamilton and Steuben counties, Indiana, and Monroe County, Michigan. The company was formerly known as Rurban Financial Corp. and changed its name to SB Financial Group, Inc. in April 2013. SB Financial Group, Inc. was founded in 1983 and is headquartered in Defiance, Ohio.