SB Financial Group, Inc. (SBFG)

NASDAQ: SBFG · Real-Time Price · USD

29.44

+0.41 (1.41%)

Sep 10, 2026, 4:00 PM EDT - Market closed

SB Financial Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	67.59	64.54	56.77	56.73	56.35	64.1
Revenue Growth	10.39%	13.68%	0.08%	0.67%	-12.08%	-1.56%
Net Income	16.73	13.95	11.44	12.07	12.49	18.26
Earnings Per Share	2.67	2.19	1.72	1.75	1.77	2.44
EPS Growth	46.13%	27.54%	-1.88%	-1.13%	-27.40%	30.61%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	143.2	74.16	31.59	28.18	35.51	155.83
Total Debt	61.92	77.25	79.64	130.61	110.39	54.36
Net Cash (Debt)	81.28	-3.08	-48.04	-102.43	-74.87	101.47
Net Cash Growth	29892.62%	-	-	-	-	-6.07%
Net Cash Per Share	12.98	-0.48	-7.19	-14.81	-10.58	13.55

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	24.8	24.04	9.45	13.99	25.57	17.26
Capital Expenditures	-1.75	-2.6	-1.23	-0.96	-1.9	-2.43
Free Cash Flow	23.05	21.44	8.22	13.03	23.67	14.83
Free Cash Flow Growth	118.86%	160.73%	-36.90%	-44.95%	59.63%	-32.37%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	24.75%	21.61%	20.14%	21.27%	22.17%	28.48%
FCF Margin	34.11%	33.21%	14.48%	22.97%	42.01%	23.14%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.640	0.600	0.560	0.520	0.480	0.419
Dividend Per Share Growth	6.78%	7.14%	7.69%	8.33%	14.56%	9.97%
Dividend Yield	2.17%	2.75%	2.81%	3.69%	3.20%	2.60%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	11.01	9.97	12.04	8.65	9.50	7.50
Forward PE	11.41	8.94	12.09	9.97	9.47	11.18
P/FCF Ratio	7.99	6.48	16.75	8.01	5.01	9.23
PS Ratio	2.72	2.15	2.42	1.84	2.11	2.13