SB Financial Group, Inc. (SBFG)

NASDAQ: SBFG · Real-Time Price · USD

26.28

-0.32 (-1.20%)

Jul 31, 2026, 4:00 PM EDT - Market closed

SB Financial Group Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	66.47	64.25	56.82	56.68	57.63	67.53
Revenue Growth	13.26%	13.09%	0.24%	-1.65%	-14.66%	9.76%
Net Income	16.11	13.97	11.47	12.1	12.52	18.28
Earnings Per Share	2.56	2.19	1.72	1.75	1.77	2.56
EPS Growth	50.59%	27.33%	-1.71%	-1.13%	-30.86%	30.61%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	128.26	72.68	27.49	24.5	29.95	152.15
Total Debt	30.06	30.05	30	29.95	29.9	29.86
Net Cash (Debt)	-30.06	-30.05	-30	-29.95	-29.9	-29.86
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-4.76	-4.70	-4.49	-4.33	-4.22	-4.19

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	14.34	24.04	9.45	13.99	25.57	17.26
Capital Expenditures	-1.91	-2.6	-1.23	-0.96	-1.9	-2.43
Free Cash Flow	12.43	21.44	8.22	13.03	23.67	14.83
Free Cash Flow Growth	-10.26%	160.73%	-36.90%	-44.95%	59.63%	-32.37%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	30.01%	26.85%	24.39%	25.97%	26.58%	33.65%
Profit Margin	24.24%	21.75%	20.19%	21.34%	21.73%	27.06%
FCF Margin	18.70%	33.36%	14.47%	22.99%	41.08%	21.96%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.640	0.600	0.560	0.520	0.480	0.419
Dividend Per Share Growth	6.90%	7.14%	7.69%	8.33%	14.56%	9.97%
Dividend Yield	2.44%	2.71%	2.71%	3.42%	2.88%	2.37%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.65	10.17	12.16	8.77	9.58	7.32
Forward PE	10.41	8.94	12.09	9.97	9.47	11.18
P/FCF Ratio	13.09	6.52	16.65	7.97	4.97	8.69
PS Ratio	2.41	2.18	2.41	1.83	2.04	1.91