SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $135.54 million. The enterprise value is $74.22 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | May 15, 2026 |
Share Statistics
SBFG has 6.28 million shares outstanding. The number of shares has decreased by -4.55% in one year.
| Current Share Class | 6.28M |
| Shares Outstanding | 6.28M |
| Shares Change (YoY) | -4.55% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 6.31% |
| Owned by Institutions (%) | 48.14% |
| Float | 5.18M |
Valuation Ratios
The trailing PE ratio is 8.47 and the forward PE ratio is 8.65.
| PE Ratio | 8.47 |
| Forward PE | 8.65 |
| PS Ratio | 2.04 |
| Forward PS | n/a |
| PB Ratio | 0.94 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | 10.90 |
| P/OCF Ratio | 9.45 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.61 |
| EV / Sales | 1.12 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.97 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.54 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.71%.
| Return on Equity (ROE) | 11.71% |
| Return on Assets (ROA) | 1.04% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.52% |
| Revenue Per Employee | $261,071 |
| Profits Per Employee | $63,319 |
| Employee Count | 254 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $3.84 million in taxes.
| Income Tax | 3.84M |
| Effective Tax Rate | 19.23% |
Stock Price Statistics
The stock price has increased by +9.70% in the last 52 weeks. The beta is 0.19, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +9.70% |
| 50-Day Moving Average | 21.60 |
| 200-Day Moving Average | 21.13 |
| Relative Strength Index (RSI) | 47.53 |
| Average Volume (20 Days) | 8,662 |
Short Selling Information
The latest short interest is 146,678, so 2.34% of the outstanding shares have been sold short.
| Short Interest | 146,678 |
| Short Previous Month | 159,859 |
| Short % of Shares Out | 2.34% |
| Short % of Float | 2.83% |
| Short Ratio (days to cover) | 18.49 |
Income Statement
In the last 12 months, SBFG had revenue of $66.31 million and earned $16.08 million in profits. Earnings per share was $2.55.
| Revenue | 66.31M |
| Gross Profit | 66.31M |
| Operating Income | 19.79M |
| Pretax Income | 19.95M |
| Net Income | 16.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.55 |
Full Income StatementBalance Sheet
The company has $130.19 million in cash and $68.87 million in debt, with a net cash position of $61.32 million or $9.77 per share.
| Cash & Cash Equivalents | 130.19M |
| Total Debt | 68.87M |
| Net Cash | 61.32M |
| Net Cash Per Share | $9.77 |
| Equity (Book Value) | 143.66M |
| Book Value Per Share | 22.86 |
| Working Capital | -1.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $14.34 million and capital expenditures -$1.91 million, giving a free cash flow of $12.43 million.
| Operating Cash Flow | 14.34M |
| Capital Expenditures | -1.91M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -9.13M |
| Free Cash Flow | 12.43M |
| FCF Per Share | $1.98 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.85% |
| Pretax Margin | 30.08% |
| Profit Margin | 24.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 18.75% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.96%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.96% |
| Dividend Growth (YoY) | 6.90% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 24.31% |
| Buyback Yield | 4.55% |
| Shareholder Yield | 7.51% |
| Earnings Yield | 11.87% |
| FCF Yield | 9.17% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
