SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $175.04 million. The enterprise value is $129.77 million.
| Market Cap | 175.04M |
| Enterprise Value | 129.77M |
Important Dates
The last earnings date was Thursday, October 22, 2026, before market open.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 13, 2026 |
Share Statistics
SBFG has 6.20 million shares outstanding. The number of shares has decreased by -3.57% in one year.
| Current Share Class | 6.20M |
| Shares Outstanding | 6.20M |
| Shares Change (YoY) | -3.57% |
| Shares Change (QoQ) | -0.03% |
| Owned by Insiders (%) | 6.32% |
| Owned by Institutions (%) | 46.97% |
| Float | 5.42M |
Valuation Ratios
The trailing PE ratio is 10.57 and the forward PE ratio is 10.78.
| PE Ratio | 10.57 |
| Forward PE | 10.78 |
| PS Ratio | 2.54 |
| Forward PS | n/a |
| PB Ratio | 1.21 |
| P/TBV Ratio | 1.49 |
| P/FCF Ratio | 7.59 |
| P/OCF Ratio | 7.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 7.80 |
| EV / Sales | 1.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.63 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.41 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.55 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.84%.
| Return on Equity (ROE) | 11.84% |
| Return on Assets (ROA) | 1.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.87% |
| Revenue Per Employee | $258,579 |
| Profits Per Employee | $62,523 |
| Employee Count | 266 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $3.90 million in taxes.
| Income Tax | 3.90M |
| Effective Tax Rate | 18.98% |
Stock Price Statistics
The stock price has increased by +30.49% in the last 52 weeks. The beta is 0.17, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +30.49% |
| 50-Day Moving Average | 29.56 |
| 200-Day Moving Average | 24.72 |
| Relative Strength Index (RSI) | 35.78 |
| Average Volume (20 Days) | 16,637 |
Short Selling Information
The latest short interest is 19,549, so 0.32% of the outstanding shares have been sold short.
| Short Interest | 19,549 |
| Short Previous Month | 19,996 |
| Short % of Shares Out | 0.32% |
| Short % of Float | 0.36% |
| Short Ratio (days to cover) | 1.31 |
Income Statement
In the last 12 months, SBFG had revenue of $68.78 million and earned $16.63 million in profits. Earnings per share was $2.67.
| Revenue | 68.78M |
| Gross Profit | 68.78M |
| Operating Income | 20.32M |
| Pretax Income | 20.56M |
| Net Income | 16.63M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.67 |
Balance Sheet
The company has $104.14 million in cash and $58.87 million in debt, with a net cash position of $45.27 million or $7.31 per share.
| Cash & Cash Equivalents | 104.14M |
| Total Debt | 58.87M |
| Net Cash | 45.27M |
| Net Cash Per Share | $7.31 |
| Equity (Book Value) | 144.34M |
| Book Value Per Share | 23.30 |
| Working Capital | -1.28B |
Cash Flow
In the last 12 months, operating cash flow was $24.80 million and capital expenditures -$1.75 million, giving a free cash flow of $23.05 million.
| Operating Cash Flow | 24.80M |
| Capital Expenditures | -1.75M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -21.41M |
| Free Cash Flow | 23.05M |
| FCF Per Share | $3.72 |
Margins
| Gross Margin | n/a |
| Operating Margin | 29.54% |
| Pretax Margin | 29.89% |
| Profit Margin | 24.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.11% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.27%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.27% |
| Dividend Growth (YoY) | 6.67% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 23.95% |
| FCF Payout Ratio | 17.20% |
| Buyback Yield | 3.57% |
| Shareholder Yield | 5.84% |
| Earnings Yield | 9.46% |
| FCF Yield | 13.17% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |