SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $167.02 million. The enterprise value is $85.74 million.
| Market Cap | 167.02M |
| Enterprise Value | 85.74M |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
SBFG has 6.25 million shares outstanding. The number of shares has decreased by -4.59% in one year.
| Current Share Class | 6.25M |
| Shares Outstanding | 6.25M |
| Shares Change (YoY) | -4.59% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 6.33% |
| Owned by Institutions (%) | 45.54% |
| Float | 5.17M |
Valuation Ratios
The trailing PE ratio is 9.92 and the forward PE ratio is 10.29.
| PE Ratio | 9.92 |
| Forward PE | 10.29 |
| PS Ratio | 2.46 |
| Forward PS | 6.53 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.39 |
| P/FCF Ratio | 7.22 |
| P/OCF Ratio | 6.71 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.09 |
| EV / Sales | 1.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.70 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.95%.
| Return on Equity (ROE) | 11.95% |
| Return on Assets (ROA) | 1.08% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.84% |
| Revenue Per Employee | $261,973 |
| Profits Per Employee | $64,849 |
| Employee Count | 258 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $3.97 million in taxes.
| Income Tax | 3.97M |
| Effective Tax Rate | 19.15% |
Stock Price Statistics
The stock price has increased by +30.94% in the last 52 weeks. The beta is 0.18, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +30.94% |
| 50-Day Moving Average | 25.77 |
| 200-Day Moving Average | 22.59 |
| Relative Strength Index (RSI) | 56.11 |
| Average Volume (20 Days) | 16,094 |
Short Selling Information
The latest short interest is 22,563, so 0.36% of the outstanding shares have been sold short.
| Short Interest | 22,563 |
| Short Previous Month | 23,329 |
| Short % of Shares Out | 0.36% |
| Short % of Float | 0.44% |
| Short Ratio (days to cover) | 0.81 |
Income Statement
In the last 12 months, SBFG had revenue of $67.59 million and earned $16.73 million in profits. Earnings per share was $2.67.
| Revenue | 67.59M |
| Gross Profit | 67.59M |
| Operating Income | 20.79M |
| Pretax Income | 20.73M |
| Net Income | 16.73M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.67 |
Balance Sheet
The company has $143.20 million in cash and $61.92 million in debt, with a net cash position of $81.28 million or $13.00 per share.
| Cash & Cash Equivalents | 143.20M |
| Total Debt | 61.92M |
| Net Cash | 81.28M |
| Net Cash Per Share | $13.00 |
| Equity (Book Value) | 146.74M |
| Book Value Per Share | 23.46 |
| Working Capital | -1.25B |
Cash Flow
In the last 12 months, operating cash flow was $24.80 million and capital expenditures -$1.75 million, giving a free cash flow of $23.05 million.
| Operating Cash Flow | 24.80M |
| Capital Expenditures | -1.75M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -21.41M |
| Free Cash Flow | 23.05M |
| FCF Per Share | $3.69 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.75% |
| Pretax Margin | 30.66% |
| Profit Margin | 24.79% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.11% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.41%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.41% |
| Dividend Growth (YoY) | 6.78% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 23.56% |
| Buyback Yield | 4.59% |
| Shareholder Yield | 6.99% |
| Earnings Yield | 10.05% |
| FCF Yield | 13.84% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |