SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $138.15 million. The enterprise value is $141.23 million.
Important Dates
The next confirmed earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Feb 13, 2026 |
Share Statistics
SBFG has 6.30 million shares outstanding. The number of shares has decreased by -4.37% in one year.
| Current Share Class | 6.30M |
| Shares Outstanding | 6.30M |
| Shares Change (YoY) | -4.37% |
| Shares Change (QoQ) | -0.71% |
| Owned by Insiders (%) | 6.28% |
| Owned by Institutions (%) | 46.85% |
| Float | 5.21M |
Valuation Ratios
The trailing PE ratio is 10.01 and the forward PE ratio is 8.87.
| PE Ratio | 10.01 |
| Forward PE | 8.87 |
| PS Ratio | 2.14 |
| Forward PS | n/a |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | 6.44 |
| P/OCF Ratio | 5.75 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.13 |
| EV / Sales | 2.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.60 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.40%.
| Return on Equity (ROE) | 10.40% |
| Return on Assets (ROA) | 0.96% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.45% |
| Revenue Per Employee | $254,106 |
| Profits Per Employee | $54,913 |
| Employee Count | 254 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $3.28 million in taxes.
| Income Tax | 3.28M |
| Effective Tax Rate | 19.01% |
Stock Price Statistics
The stock price has increased by +18.12% in the last 52 weeks. The beta is 0.21, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.21 |
| 52-Week Price Change | +18.12% |
| 50-Day Moving Average | 21.02 |
| 200-Day Moving Average | 20.83 |
| Relative Strength Index (RSI) | 55.41 |
| Average Volume (20 Days) | 8,888 |
Short Selling Information
The latest short interest is 145,691, so 2.31% of the outstanding shares have been sold short.
| Short Interest | 145,691 |
| Short Previous Month | 150,664 |
| Short % of Shares Out | 2.31% |
| Short % of Float | 2.80% |
| Short Ratio (days to cover) | 11.40 |
Income Statement
In the last 12 months, SBFG had revenue of $64.54 million and earned $13.95 million in profits. Earnings per share was $2.19.
| Revenue | 64.54M |
| Gross Profit | 64.54M |
| Operating Income | 17.54M |
| Pretax Income | 17.26M |
| Net Income | 13.95M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.19 |
Full Income StatementBalance Sheet
The company has $74.16 million in cash and $77.25 million in debt, with a net cash position of -$3.08 million or -$0.49 per share.
| Cash & Cash Equivalents | 74.16M |
| Total Debt | 77.25M |
| Net Cash | -3.08M |
| Net Cash Per Share | -$0.49 |
| Equity (Book Value) | 141.24M |
| Book Value Per Share | 22.50 |
| Working Capital | -1.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $24.04 million and capital expenditures -$2.60 million, giving a free cash flow of $21.44 million.
| Operating Cash Flow | 24.04M |
| Capital Expenditures | -2.60M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.36M |
| Free Cash Flow | 21.44M |
| FCF Per Share | $3.40 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 27.18% |
| Pretax Margin | 26.73% |
| Profit Margin | 21.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.21% |
Dividends & Yields
This stock pays an annual dividend of $0.62, which amounts to a dividend yield of 2.83%.
| Dividend Per Share | $0.62 |
| Dividend Yield | 2.83% |
| Dividend Growth (YoY) | 7.02% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 27.85% |
| Buyback Yield | 4.37% |
| Shareholder Yield | 7.18% |
| Earnings Yield | 10.10% |
| FCF Yield | 15.52% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
