SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $91.16 million. The enterprise value is $193.59 million.
| Market Cap | 91.16M |
| Enterprise Value | 193.59M |
Important Dates
The last earnings date was Thursday, April 18, 2024, after market close.
| Earnings Date | Apr 18, 2024 |
| Ex-Dividend Date | Feb 8, 2024 |
Share Statistics
SBFG has 6.79 million shares outstanding. The number of shares has decreased by -2.85% in one year.
| Shares Outstanding | 6.79M |
| Shares Change (YoY) | -2.85% |
| Shares Change (QoQ) | +0.16% |
| Owned by Insiders (%) | 10.70% |
| Owned by Institutions (%) | 49.65% |
| Float | 5.00M |
Valuation Ratios
The trailing PE ratio is 7.67 and the forward PE ratio is 8.78.
| PE Ratio | 7.67 |
| Forward PE | 8.78 |
| PS Ratio | 1.61 |
| Forward PS | 2.32 |
| PB Ratio | 0.73 |
| P/FCF Ratio | 7.00 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 11.36, with an EV/FCF ratio of 14.86.
| EV / Earnings | 16.01 |
| EV / Sales | 3.42 |
| EV / EBITDA | 11.36 |
| EV / EBIT | 13.15 |
| EV / FCF | 14.86 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.02 |
| Debt / EBITDA | 7.45 |
| Debt / FCF | 9.74 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.20% and return on invested capital (ROIC) is 4.81%.
| Return on Equity (ROE) | 10.20% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 4.81% |
| Revenue Per Employee | $225,813 |
| Profits Per Employee | $48,187 |
| Employee Count | 251 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $2.62 million in taxes.
| Income Tax | 2.62M |
| Effective Tax Rate | 17.82% |
Stock Price Statistics
The stock price has decreased by -6.61% in the last 52 weeks. The beta is 0.68, so SBFG's price volatility has been lower than the market average.
| Beta (1Y) | 0.68 |
| 52-Week Price Change | -6.61% |
| 50-Day Moving Average | 13.98 |
| 200-Day Moving Average | 14.10 |
| Relative Strength Index (RSI) | 44.56 |
| Average Volume (30 Days) | 2,662 |
Short Selling Information
The latest short interest is 5,106, so 0.08% of the outstanding shares have been sold short.
| Short Interest | 5,106 |
| Short Previous Month | 5,501 |
| Short % of Shares Out | 0.08% |
| Short % of Float | 0.10% |
| Short Ratio (days to cover) | 1.86 |
Income Statement
In the last 12 months, SBFG had revenue of $56.68 million and earned $12.10 million in profits. Earnings per share was $1.75.
| Revenue | 56.68M |
| Gross Profit | 56.68M |
| Operating Income | 14.72M |
| Pretax Income | 14.72M |
| Net Income | 12.10M |
| EBITDA | 17.04M |
| EBIT | 14.72M |
| Earnings Per Share (EPS) | $1.75 |
Balance Sheet
The company has $24.50 million in cash and $126.94 million in debt, giving a net cash position of -$102.44 million or -$15.09 per share.
| Cash & Cash Equivalents | 24.50M |
| Total Debt | 126.94M |
| Net Cash | -102.44M |
| Net Cash Per Share | -$15.09 |
| Equity / Book Value | 124.34M |
| Book Value Per Share | 18.32 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $13.99 million and capital expenditures -$958,000, giving a free cash flow of $13.03 million.
| Operating Cash Flow | 13.99M |
| Capital Expenditures | -958,000 |
| Free Cash Flow | 13.03M |
| FCF Per Share | $1.92 |
Margins
Gross margin is 100.00%, with operating and profit margins of 25.97% and 21.34%.
| Gross Margin | 100.00% |
| Operating Margin | 25.97% |
| Pretax Margin | 25.97% |
| Profit Margin | 21.34% |
| EBITDA Margin | 30.07% |
| EBIT Margin | 25.97% |
| FCF Margin | 22.99% |
Dividends & Yields
This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 4.02%.
| Dividend Per Share | $0.54 |
| Dividend Yield | 4.02% |
| Dividend Growth (YoY) | 8.16% |
| Years of Dividend Growth | 10 |
| Payout Ratio | 30.86% |
| Buyback Yield | 2.85% |
| Shareholder Yield | 6.87% |
| Earnings Yield | 13.27% |
| FCF Yield | 14.30% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 105:100.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 105:100 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |