SB Financial Group Statistics
Total Valuation
SBFG has a market cap or net worth of $162.70 million. The enterprise value is $81.40 million.
| Market Cap | 162.70M |
| Enterprise Value | 81.40M |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Aug 14, 2026 |
Share Statistics
SBFG has 6.19 million shares outstanding. The number of shares has decreased by -4.59% in one year.
| Current Share Class | 6.19M |
| Shares Outstanding | 6.19M |
| Shares Change (YoY) | -4.59% |
| Shares Change (QoQ) | -0.37% |
| Owned by Insiders (%) | 6.39% |
| Owned by Institutions (%) | 48.61% |
| Float | 5.10M |
Valuation Ratios
The trailing PE ratio is 15.65 and the forward PE ratio is 10.41.
| PE Ratio | 15.65 |
| Forward PE | 10.41 |
| PS Ratio | 2.41 |
| Forward PS | 6.41 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.36 |
| P/FCF Ratio | 13.09 |
| P/OCF Ratio | 11.35 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.87 |
| EV / Sales | 1.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.55 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.77 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.95%.
| Return on Equity (ROE) | 11.95% |
| Return on Assets (ROA) | 1.08% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.85% |
| Revenue Per Employee | $266,098 |
| Profits Per Employee | $65,870 |
| Employee Count | 254 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SBFG has paid $3.97 million in taxes.
| Income Tax | 3.97M |
| Effective Tax Rate | 19.15% |
Stock Price Statistics
The stock price has increased by +36.10% in the last 52 weeks. The beta is 0.18, so SBFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +36.10% |
| 50-Day Moving Average | 24.27 |
| 200-Day Moving Average | 22.01 |
| Relative Strength Index (RSI) | 54.20 |
| Average Volume (20 Days) | 24,494 |
Short Selling Information
The latest short interest is 23,329, so 0.38% of the outstanding shares have been sold short.
| Short Interest | 23,329 |
| Short Previous Month | 37,080 |
| Short % of Shares Out | 0.38% |
| Short % of Float | 0.46% |
| Short Ratio (days to cover) | 0.29 |
Income Statement
In the last 12 months, SBFG had revenue of $67.59 million and earned $16.73 million in profits. Earnings per share was $1.68.
| Revenue | 67.59M |
| Gross Profit | 67.59M |
| Operating Income | 20.79M |
| Pretax Income | 20.73M |
| Net Income | 16.73M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.68 |
Balance Sheet
The company has $140.61 million in cash and $59.31 million in debt, with a net cash position of $81.30 million or $13.13 per share.
| Cash & Cash Equivalents | 140.61M |
| Total Debt | 59.31M |
| Net Cash | 81.30M |
| Net Cash Per Share | $13.13 |
| Equity (Book Value) | 146.74M |
| Book Value Per Share | 23.70 |
| Working Capital | -1.25B |
Cash Flow
In the last 12 months, operating cash flow was $14.34 million and capital expenditures -$1.91 million, giving a free cash flow of $12.43 million.
| Operating Cash Flow | 14.34M |
| Capital Expenditures | -1.91M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -9.13M |
| Free Cash Flow | 12.43M |
| FCF Per Share | $2.01 |
Margins
| Gross Margin | n/a |
| Operating Margin | 30.75% |
| Pretax Margin | 30.66% |
| Profit Margin | 24.79% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 18.75% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.41%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 2.41% |
| Dividend Growth (YoY) | 6.90% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 36.93% |
| Buyback Yield | 4.59% |
| Shareholder Yield | 7.02% |
| Earnings Yield | 10.28% |
| FCF Yield | 7.64% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 20, 2022. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Jan 20, 2022 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |