Southside Bancshares, Inc. (SBSI)
NYSE: SBSI · Real-Time Price · USD
33.08
+0.06 (0.18%)
At close: Aug 14, 2026, 4:00 PM EDT
33.09
+0.01 (0.03%)
After-hours: Aug 14, 2026, 7:34 PM EDT
Southside Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 283.66 | 275.62 | 279.37 | 244.8 | 170.41 | 144.8 |
Interest Income on Investments | 126.74 | 127.45 | 134.97 | 114.94 | 82.57 | 71.18 |
Total Interest Income | 410.4 | 403.07 | 414.34 | 359.74 | 252.98 | 215.99 |
Interest Paid on Deposits | 143.35 | 151.18 | 153.66 | 108.16 | 29.08 | 9.4 |
Interest Paid on Borrowings | 39.07 | 30.81 | 44.55 | 36.56 | 11.57 | 17.03 |
Total Interest Expense | 182.41 | 181.99 | 198.21 | 144.71 | 40.64 | 26.43 |
Net Interest Income | 227.99 | 221.08 | 216.13 | 215.03 | 212.34 | 189.56 |
Net Interest Income Growth | 4.92% | 2.29% | 0.51% | 1.26% | 12.02% | 1.22% |
Trust Income | 8.84 | 7.87 | 6.19 | 5.91 | 5.99 | 5.96 |
Gain (Loss) on Sale of Investments | -31.7 | -32.1 | -2.56 | -10.85 | -4.5 | 3.69 |
Other Non-Interest Income | 17.79 | 15.31 | 13.64 | 14.71 | 13 | 11.68 |
Total Non-Interest Income | 20.19 | 15.96 | 41.73 | 35.83 | 40.86 | 49.34 |
Non-Interest Income Growth | -52.85% | -61.77% | 16.46% | -12.29% | -17.19% | -0.80% |
Revenues Before Loan Losses | 248.18 | 237.04 | 257.86 | 250.86 | 253.2 | 238.89 |
Provision for Loan Losses | 3.17 | 3.05 | 3.35 | 9.15 | 3.24 | -16.96 |
| 245.01 | 233.99 | 254.51 | 241.71 | 249.96 | 255.86 | |
Revenue Growth | -3.90% | -8.06% | 5.30% | -3.30% | -2.31% | 18.02% |
Salaries and Employee Benefits | 87.82 | 86.23 | 85.77 | 81.07 | 78.41 | 75.87 |
Occupancy Expenses | 12.8 | 12.66 | 12.5 | 12.89 | 13.36 | 12.43 |
Federal Deposit Insurance | 3.75 | 3.76 | 3.79 | 3.56 | 1.95 | 1.81 |
Amortization of Goodwill & Intangibles | 0.57 | 0.74 | 1.17 | 1.7 | 2.27 | 2.85 |
Selling, General & Administrative | 29.9 | 28.35 | 28.02 | 26.66 | 23.13 | 20.12 |
Other Non-Interest Expense | 18.22 | 18.43 | 15.89 | 14.7 | 11.21 | 10.84 |
Total Non-Interest Expense | 153.06 | 150.16 | 147.14 | 140.58 | 130.33 | 123.91 |
EBT Excluding Unusual Items | 91.95 | 83.83 | 107.38 | 101.13 | 119.63 | 131.95 |
Other Unusual Items | -1.2 | -1.2 | - | - | - | -1.12 |
Pretax Income | 90.75 | 82.63 | 107.38 | 101.13 | 119.63 | 130.83 |
Income Tax Expense | 14.75 | 13.41 | 18.88 | 14.44 | 14.61 | 17.43 |
Net Income | 76 | 69.22 | 88.49 | 86.69 | 105.02 | 113.4 |
Preferred Dividends & Other Adjustments | 0.04 | 0.04 | 0.06 | 0.04 | 0.03 | - |
Net Income to Common | 75.96 | 69.18 | 88.44 | 86.65 | 104.99 | 113.4 |
Net Income Growth | -11.24% | -21.78% | 2.06% | -17.47% | -7.41% | 38.04% |
Basic Shares Outstanding | 30 | 30 | 30 | 31 | 32 | 33 |
Diluted Shares Outstanding | 30 | 30 | 30 | 31 | 32 | 33 |
Shares Change | -1.50% | -0.47% | -1.27% | -4.63% | -1.35% | -1.77% |
EPS (Basic) | 2.54 | 2.30 | 2.92 | 2.82 | 3.27 | 3.48 |
EPS (Diluted) | 2.54 | 2.29 | 2.91 | 2.82 | 3.26 | 3.47 |
EPS Growth | -9.47% | -21.31% | 3.19% | -13.50% | -6.05% | 40.49% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.440 | 1.440 | 1.440 | 1.400 | 1.360 | 1.310 |
Dividend Growth | 0% | 0% | 2.86% | 2.94% | 3.82% | 4.80% |
Effective Tax Rate | 16.26% | 16.23% | 17.59% | 14.28% | 12.21% | 13.32% |