Southside Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	227.99	221.08	216.13	215.03	212.34	189.56
Net Interest Income Growth	4.92%	2.29%	0.51%	1.26%	12.02%	1.22%
Non-Interest Income	20.19	15.96	41.73	35.83	40.86	49.34
Non-Interest Income Growth	-52.85%	-61.77%	16.46%	-12.29%	-17.19%	-0.80%
Revenues Before Loan Losses	248.18	237.04	257.86	250.86	253.2	238.89
Provision for Credit Losses	3.17	3.05	3.35	9.15	3.24	-16.96
Revenue	245.01	233.99	254.51	241.71	249.96	255.86
Revenue Growth (YoY)	-3.90%	-8.06%	5.30%	-3.30%	-2.31%	18.02%
Compensation Expenses	92.92	90.27	90.29	85.63	82.63	79.89
Selling, General & Admin	42.86	42.26	41.27	39.91	35.52	31.5
Other Non-Interest Expenses	17.69	18.82	15.58	15.04	12.17	13.64
Total Non-Interest Expense	154.26	151.36	147.14	140.58	130.33	125.03
Pretax Income	90.75	82.63	107.38	101.13	119.63	130.83
Provision for Income Taxes	14.75	13.41	18.88	14.44	14.61	17.43
Net Income	76	69.22	88.49	86.69	105.02	113.4
Net Income to Common	76	69.22	88.49	86.69	105.02	113.4
Net Income Growth	-11.25%	-21.78%	2.08%	-17.45%	-7.39%	38.04%
Shares Outstanding (Basic)	30	30	30	31	32	33
Shares Outstanding (Diluted)	30	30	30	31	32	33
Shares Change (YoY)	-1.51%	-0.47%	-1.27%	-4.63%	-1.35%	-1.77%
EPS (Basic)	2.54	2.30	2.92	2.82	3.27	3.48
EPS (Diluted)	2.54	2.29	2.91	2.82	3.26	3.47
EPS Growth	-9.93%	-21.31%	3.19%	-13.50%	-6.05%	40.49%
Free Cash Flow	126.47	73.48	90.69	72.96	226.52	143.1
Free Cash Flow Growth	72.12%	-18.98%	24.30%	-67.79%	58.29%	80.95%
Free Cash Flow Per Share	4.22	2.43	2.99	2.37	7.02	4.38
Dividends Per Share	1.440	1.440	1.440	1.400	1.360	1.310
Dividend Growth	-	-	2.86%	2.94%	3.82%	4.80%
Profit Margin	31.02%	29.58%	34.77%	35.87%	42.02%	44.32%
FCF Margin	51.62%	31.40%	35.63%	30.19%	90.62%	55.93%
Effective Tax Rate	16.26%	16.23%	17.59%	14.28%	12.21%	13.32%

SEC Filings: 10-K · 10-Q