Sezzle Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Revenue	450.28	271.13	159.36	125.57	114.82
Revenue	450.28	271.13	159.36	125.57	114.82
Revenue Growth (YoY)	66.08%	70.14%	26.91%	9.37%	95.30%
Cost of Revenue	120.79	103.13	85.58	91.99	100.31
Gross Profit	329.49	168	73.78	33.58	14.51
Selling, General & Admin	63.41	30.69	28.35	43.53	30.56
Operating Expenses	152.7	30.69	28.35	43.53	30.56
Operating Income	176.79	137.31	45.43	-9.96	-16.06
Interest Expense	-14.02	-13.76	-15.97	-8.6	-5.27
Currency Exchange Gain (Loss)	-	-0.07	0.21	-0.12	-0.07
Other Non Operating Income (Expenses)	0.12	-0.84	1.27	-0.06	0
EBT Excluding Unusual Items	162.89	122.64	30.94	-18.73	-21.39
Merger & Restructuring Charges	-	-	-	11	-
Asset Writedown	-	-0.05	-0.04	-0.04	-0.01
Other Unusual Items	-	-55.27	-23.19	-30.25	-53.71
Pretax Income	162.89	67.32	7.71	-38.02	-75.11
Income Tax Expense	29.76	-11.21	0.61	0.07	0.06
Net Income	133.13	78.52	7.1	-38.09	-75.17
Net Income to Common	133.13	78.52	7.1	-38.09	-75.17
Net Income Growth	69.54%	1006.26%	-	-	-
Shares Outstanding (Basic)	34	34	34	33	32
Shares Outstanding (Diluted)	36	36	34	33	32
Shares Change (YoY)	-0.41%	5.34%	4.32%	3.25%	7.23%
EPS (Basic)	3.93	2.33	0.21	-1.17	-2.38
EPS (Diluted)	3.72	2.19	0.21	-1.17	-2.38
EPS Growth	69.99%	950.56%	-	-	-
Free Cash Flow	209.25	40.83	-25.77	8.46	-72.82
Free Cash Flow Per Share	5.85	1.14	-0.76	0.26	-2.30
Gross Margin	73.17%	61.96%	46.29%	26.74%	12.64%
Operating Margin	39.26%	50.64%	28.51%	-7.93%	-13.98%
Profit Margin	29.57%	28.96%	4.45%	-30.34%	-65.47%
Free Cash Flow Margin	46.47%	15.06%	-16.17%	6.74%	-63.42%
EBITDA	178.15	137.42	45.62	-9.61	-15.31
EBITDA Margin	39.56%	50.68%	28.63%	-7.66%	-13.33%
D&A For EBITDA	1.36	0.11	0.19	0.34	0.75
EBIT	176.79	137.31	45.43	-9.96	-16.06
EBIT Margin	39.26%	50.64%	28.51%	-7.93%	-13.98%
Effective Tax Rate	18.27%	-	7.93%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q