Sezzle Inc. (SEZL)

Sezzle Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	104.15	73.19	67.62	68.28	76.98	84.29
Cash & Short-Term Investments	104.15	73.19	67.62	68.28	76.98	84.29
Cash Growth	30.08%	8.22%	-0.96%	-11.31%	-8.66%	141.06%
Accounts Receivable	184.13	164.56	130.63	93.36	133.99	80.81
Other Receivables	7.42	3.63	1.57	2.53	5.08	1.4
Receivables	191.55	168.19	132.2	95.89	139.07	82.21
Prepaid Expenses	22.84	11.39	6.22	4.74	3.35	1.71
Restricted Cash	10.92	4.85	2.99	1.22	1.89	4.8
Total Current Assets	329.45	257.62	209.04	170.13	221.29	173
Property, Plant & Equipment	0.7	0.8	0.99	0.09	0.95	0.52
Other Intangible Assets	3.09	2.44	1.9	1.32	0.91	0.54
Long-Term Deferred Tax Assets	13.44	16.91	-	-	-	-
Other Long-Term Assets	20.27	20.61	0.71	1.04	0.25	0.05
Total Assets	366.96	298.37	212.65	172.58	223.4	174.11
Accounts Payable	57.83	68.97	74.14	83.02	96.52	60.93
Accrued Expenses	9.63	15.7	10.79	10.45	8	6.68
Current Portion of Long-Term Debt	-	-	94.38	-	-	-
Current Portion of Leases	0.14	0.1	0.06	0.08	0.17	0.14
Current Unearned Revenue	19.64	13.46	2.64	1.52	-	-
Other Current Liabilities	6.42	7.46	5.26	4.13	2.87	0.62
Total Current Liabilities	93.66	105.68	187.27	99.19	107.56	68.37
Long-Term Debt	117.31	103.99	0.25	64.03	77.96	41.3
Long-Term Leases	0.71	0.82	0.98	-	0.09	-
Other Long-Term Liabilities	0.01	0.04	2.05	0.51	-	4.48
Total Liabilities	211.69	210.54	190.55	163.73	185.61	114.15
Common Stock	196	0	0	0	0	0
Additional Paid-In Capital	-	188.59	186.02	179.05	168.34	112.64
Retained Earnings	-19.16	-89.77	-157.52	-165.5	-127.4	-52.23
Treasury Stock	-20.47	-9.39	-5.76	-4.07	-3.69	-0.88
Comprehensive Income & Other	-1.11	-1.59	-0.65	-0.64	0.55	0.43
Total Common Equity	155.27	87.84	22.09	8.84	37.79	59.96
Shareholders' Equity	155.27	87.84	22.09	8.84	37.79	59.96
Total Liabilities & Equity	366.96	298.37	212.65	172.58	223.4	174.11
Total Debt	118.17	104.91	95.67	64.11	78.22	41.44
Net Cash (Debt)	-14.02	-31.73	-28.05	4.17	-1.24	42.85
Net Cash Growth	-	-	-	-	-	230.44%
Net Cash Per Share	-0.39	-0.88	-0.82	0.13	-0.04	1.45
Filing Date Shares Outstanding	34.15	33.85	33.8	32.88	32.28	31.11
Total Common Shares Outstanding	34.15	33.74	34.19	32.87	32.25	31.09
Working Capital	235.79	151.94	21.78	70.94	113.73	104.63
Book Value Per Share	4.55	2.60	0.65	0.27	1.17	1.93
Tangible Book Value	152.18	85.39	20.2	7.52	36.88	59.42
Tangible Book Value Per Share	4.46	2.53	0.59	0.23	1.14	1.91
Machinery	-	-	-	-	-	0.67

Updated Nov 5, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q