Sezzle Inc. (SEZL)

Sezzle Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	133.13	78.52	7.1	-38.09	-75.17
Depreciation & Amortization	1.36	0.11	0.19	0.34	0.75
Other Amortization	0.53	1.38	1.4	1.49	0.69
Loss (Gain) From Sale of Assets	-0.02	-0.05	0.03	0.08	-
Asset Writedown & Restructuring Costs	0.07	0.05	0.04	0.04	0.01
Stock-Based Compensation	6.52	5.19	6.93	10.31	14.16
Provision & Write-off of Bad Debts	-	55.01	23.19	29.44	52.62
Other Operating Activities	125.33	-4.78	3.81	10.02	8.44
Change in Accounts Receivable	-36.02	-12.67	-2.39	-6.71	-11.03
Change in Accounts Payable	-13.04	-4.34	-9.12	-12.93	35.7
Change in Unearned Revenue	1.19	1.59	1.13	1.52	-
Change in Other Net Operating Assets	-9.14	-79.12	-57.99	13.01	-98.3
Operating Cash Flow	209.91	40.9	-25.69	8.51	-72.13
Operating Cash Flow Growth	413.22%	-	-	-	-
Capital Expenditures	-0.66	-0.07	-0.08	-0.05	-0.69
Sale (Purchase) of Intangibles	-2.04	-1.39	-1.28	-0.96	-0.73
Other Investing Activities	-178.87	-	-	-	-
Investing Cash Flow	-181.57	-1.46	-1.37	-1.01	-1.42
Long-Term Debt Issued	180.86	107.43	54.85	71.16	174.67
Long-Term Debt Repaid	-144.6	-97.43	-24.85	-84.96	-137.09
Net Debt Issued (Repaid)	36.26	10	30	-13.8	37.58
Issuance of Common Stock	3.78	4.36	0.03	0.42	31.01
Repurchase of Common Stock	-64.66	-23.62	-1.68	-0.38	-2.65
Other Financing Activities	-0.79	-1.11	-0.13	-1.93	-2.7
Financing Cash Flow	-25.41	-10.37	28.22	-15.69	63.24
Foreign Exchange Rate Adjustments	1.37	-1.46	0.02	-1.18	0.1
Net Cash Flow	4.29	27.61	1.18	-9.37	-10.21
Free Cash Flow	209.25	40.83	-25.77	8.46	-72.82
Free Cash Flow Growth	412.49%	-	-	-	-
Free Cash Flow Margin	46.47%	15.06%	-16.17%	6.74%	-63.42%
Free Cash Flow Per Share	5.85	1.14	-0.76	0.26	-2.30
Cash Interest Paid	15.32	14.05	16.36	7.79	4.82
Cash Income Tax Paid	28.07	4.77	0.45	0.07	0.06
Levered Free Cash Flow	-11.75	52.17	-20.28	33.72	-15.58
Unlevered Free Cash Flow	-3.52	60.25	-11.04	38.11	-12.98
Change in Working Capital	-57.01	-94.53	-68.37	-5.11	-73.63

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q