Sezzle Inc. (SEZL)

Sezzle Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	133.13	78.52	7.1	-38.09	-75.17
Depreciation & Amortization	1.36	0.97	0.86	0.85	0.75
Stock-Based Compensation	6.52	5.19	6.93	10.31	14.16
Other Adjustments	125.91	51.22	27.79	40.56	61.76
Change in Receivables	-36.02	-12.67	-61.75	3.88	-116.98
Changes in Accounts Payable	-13.61	-2.39	-7.99	-11.65	37.81
Changes in Accrued Expenses	-	-	1.42	2.48	7.42
Changes in Unearned Revenue	-	-	1.13	1.52	-
Changes in Other Operating Activities	-6.79	-5	-1.17	-1.34	-1.88
Operating Cash Flow	210.49	115.83	-25.69	8.51	-72.13
Operating Cash Flow Growth	81.72%	-	-	-	-
Capital Expenditures	-	-	-0.08	-0.05	-0.69
Purchases of Intangible Assets	-	-	-1.28	-0.96	-0.73
Investing Cash Flow	-	-	-1.37	-1.01	-1.42
Short-Term Debt Issued	-	-	54.85	71.16	174.67
Short-Term Debt Repaid	-	-	-24.85	-84.96	-135.87
Net Short-Term Debt Issued (Repaid)	-	-	30	-13.8	38.8
Long-Term Debt Repaid	-	-	-	-	-1.22
Net Long-Term Debt Issued (Repaid)	-	-	-	-	-1.22
Issuance of Common Stock	-	-	0.03	0.42	31.01
Repurchase of Common Stock	-	-	-1.68	-0.38	-2.65
Net Common Stock Issued (Repurchased)	-	-	-1.66	0.04	28.36
Other Financing Activities	-	-	-0.13	-1.93	-2.7
Financing Cash Flow	-	-	28.22	-15.69	63.24
Effect of Exchange Rate Changes on Cash and Cash Equivalents	-	-	0.02	-1.18	0.1
Net Cash Flow	210.49	115.83	1.16	-8.18	-10.31
Free Cash Flow	210.49	115.83	-25.77	8.46	-72.82
Free Cash Flow Growth	81.72%	-	-	-	-
FCF Margin	46.75%	42.72%	-16.17%	6.74%	-63.42%
Free Cash Flow Per Share	5.89	3.23	-0.76	0.26	-2.30
Levered Free Cash Flow	114.08	72.1	31.25	-60.09	5.82
Unlevered Free Cash Flow	125.44	89.51	14.6	-58.69	-25.33

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q