Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
52.40
+0.26 (0.50%)
At close: Nov 20, 2025, 4:00 PM EST
52.80
+0.40 (0.76%)
After-hours: Nov 20, 2025, 4:46 PM EST

Sezzle Statistics

Total Valuation

Sezzle has a market cap or net worth of $1.79 billion. The enterprise value is $1.84 billion.

Market Cap1.79B
Enterprise Value 1.84B

Important Dates

The last earnings date was Wednesday, November 5, 2025, after market close.

Earnings Date Nov 5, 2025
Ex-Dividend Date n/a

Share Statistics

Sezzle has 34.15 million shares outstanding. The number of shares has increased by 0.86% in one year.

Current Share Class 34.15M
Shares Outstanding 34.15M
Shares Change (YoY) +0.86%
Shares Change (QoQ) +0.47%
Owned by Insiders (%) 48.03%
Owned by Institutions (%) 31.11%
Float 17.75M

Valuation Ratios

The trailing PE ratio is 16.17 and the forward PE ratio is 12.51. Sezzle's PEG ratio is 0.05.

PE Ratio 16.17
Forward PE 12.51
PS Ratio 4.21
Forward PS 3.37
PB Ratio 11.47
P/TBV Ratio 11.97
P/FCF Ratio 32.55
P/OCF Ratio 32.19
PEG Ratio 0.05
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.56, with an EV/FCF ratio of 32.80.

EV / Earnings 15.85
EV / Sales 4.38
EV / EBITDA 7.56
EV / EBIT 7.57
EV / FCF 32.80

Financial Position

The company has a current ratio of 3.52, with a Debt / Equity ratio of 0.76.

Current Ratio 3.52
Quick Ratio 3.16
Debt / Equity 0.76
Debt / EBITDA 0.49
Debt / FCF 2.11
Interest Coverage 17.60

Financial Efficiency

Return on equity (ROE) is 107.03% and return on invested capital (ROIC) is 70.57%.

Return on Equity (ROE) 107.03%
Return on Assets (ROA) 48.90%
Return on Invested Capital (ROIC) 70.57%
Return on Capital Employed (ROCE) 88.72%
Revenue Per Employee $1.03M
Profits Per Employee $283,839
Employee Count408
Asset Turnover 1.35
Inventory Turnover n/a

Taxes

In the past 12 months, Sezzle has paid $23.23 million in taxes.

Income Tax 23.23M
Effective Tax Rate 16.71%

Stock Price Statistics

The stock price has decreased by -26.18% in the last 52 weeks. The beta is 8.68, so Sezzle's price volatility has been higher than the market average.

Beta (5Y) 8.68
52-Week Price Change -26.18%
50-Day Moving Average 73.86
200-Day Moving Average 85.03
Relative Strength Index (RSI) 27.78
Average Volume (20 Days) 1,049,166

Short Selling Information

The latest short interest is 3.43 million, so 10.04% of the outstanding shares have been sold short.

Short Interest 3.43M
Short Previous Month 3.50M
Short % of Shares Out 10.04%
Short % of Float 19.32%
Short Ratio (days to cover) 4.39

Income Statement

In the last 12 months, Sezzle had revenue of $418.63 million and earned $115.81 million in profits. Earnings per share was $3.24.

Revenue418.63M
Gross Profit 299.93M
Operating Income 242.46M
Pretax Income 139.04M
Net Income 115.81M
EBITDA 242.83M
EBIT 242.46M
Earnings Per Share (EPS) $3.24
Full Income Statement

Balance Sheet

The company has $104.15 million in cash and $118.17 million in debt, giving a net cash position of -$14.02 million or -$0.41 per share.

Cash & Cash Equivalents 104.15M
Total Debt 118.17M
Net Cash -14.02M
Net Cash Per Share -$0.41
Equity (Book Value) 155.27M
Book Value Per Share 4.55
Working Capital 235.79M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $56.59 million and capital expenditures -$627,760, giving a free cash flow of $55.96 million.

Operating Cash Flow 56.59M
Capital Expenditures -627,760
Free Cash Flow 55.96M
FCF Per Share $1.64
Full Cash Flow Statement

Margins

Gross margin is 71.65%, with operating and profit margins of 57.92% and 27.66%.

Gross Margin 71.65%
Operating Margin 57.92%
Pretax Margin 33.21%
Profit Margin 27.66%
EBITDA Margin 58.01%
EBIT Margin 57.92%
FCF Margin 13.37%

Dividends & Yields

Sezzle does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.86%
Shareholder Yield -0.86%
Earnings Yield 6.36%
FCF Yield 3.07%

Analyst Forecast

The average price target for Sezzle is $113.75, which is 117.08% higher than the current price. The consensus rating is "Buy".

Price Target $113.75
Price Target Difference 117.08%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2025. It was a forward split with a ratio of 6:1.

Last Split Date Mar 31, 2025
Split Type Forward
Split Ratio 6:1

Scores

Sezzle has an Altman Z-Score of 11.02 and a Piotroski F-Score of 6.

Altman Z-Score 11.02
Piotroski F-Score 6