Sezzle Inc. (SEZL)
NASDAQ: SEZL · Real-Time Price · USD
72.95
-11.75 (-13.87%)
At close: Feb 27, 2026, 4:00 PM EST
72.75
-0.20 (-0.27%)
After-hours: Feb 27, 2026, 7:58 PM EST

Sezzle Statistics

Total Valuation

Sezzle has a market cap or net worth of $2.47 billion. The enterprise value is $2.54 billion.

Market Cap2.47B
Enterprise Value 2.54B

Important Dates

The last earnings date was Wednesday, February 25, 2026, after market close.

Earnings Date Feb 25, 2026
Ex-Dividend Date n/a

Share Statistics

Sezzle has 33.80 million shares outstanding. The number of shares has decreased by -0.41% in one year.

Current Share Class 33.80M
Shares Outstanding 33.80M
Shares Change (YoY) -0.41%
Shares Change (QoQ) +2.68%
Owned by Insiders (%) 49.32%
Owned by Institutions (%) 40.35%
Float 17.13M

Valuation Ratios

The trailing PE ratio is 19.61 and the forward PE ratio is 15.55. Sezzle's PEG ratio is 0.06.

PE Ratio 19.61
Forward PE 15.55
PS Ratio 5.48
Forward PS 4.32
PB Ratio 14.52
P/TBV Ratio 14.81
P/FCF Ratio 11.78
P/OCF Ratio 11.75
PEG Ratio 0.06
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 14.27, with an EV/FCF ratio of 12.15.

EV / Earnings 19.10
EV / Sales 5.65
EV / EBITDA 14.27
EV / EBIT 14.38
EV / FCF 12.15

Financial Position

The company has a current ratio of 3.92, with a Debt / Equity ratio of 0.83.

Current Ratio 3.92
Quick Ratio 3.62
Debt / Equity 0.83
Debt / EBITDA 0.79
Debt / FCF 0.67
Interest Coverage 12.61

Financial Efficiency

Return on equity (ROE) is 103.34% and return on invested capital (ROIC) is 69.52%.

Return on Equity (ROE) 103.34%
Return on Assets (ROA) 31.63%
Return on Invested Capital (ROIC) 69.52%
Return on Capital Employed (ROCE) 56.94%
Weighted Average Cost of Capital (WACC) 49.99%
Revenue Per Employee $1.10M
Profits Per Employee $326,299
Employee Count408
Asset Turnover 1.29
Inventory Turnover n/a

Taxes

In the past 12 months, Sezzle has paid $29.76 million in taxes.

Income Tax 29.76M
Effective Tax Rate 18.27%

Stock Price Statistics

The stock price has increased by +42.93% in the last 52 weeks. The beta is 8.75, so Sezzle's price volatility has been higher than the market average.

Beta (5Y) 8.75
52-Week Price Change +42.93%
50-Day Moving Average 68.33
200-Day Moving Average 92.33
Relative Strength Index (RSI) 55.61
Average Volume (20 Days) 968,351

Short Selling Information

The latest short interest is 4.52 million, so 13.37% of the outstanding shares have been sold short.

Short Interest 4.52M
Short Previous Month 4.32M
Short % of Shares Out 13.37%
Short % of Float 26.38%
Short Ratio (days to cover) 5.89

Income Statement

In the last 12 months, Sezzle had revenue of $450.28 million and earned $133.13 million in profits. Earnings per share was $3.72.

Revenue450.28M
Gross Profit 329.49M
Operating Income 176.79M
Pretax Income 162.89M
Net Income 133.13M
EBITDA 178.15M
EBIT 176.79M
Earnings Per Share (EPS) $3.72
Full Income Statement

Balance Sheet

The company has $64.05 million in cash and $140.65 million in debt, with a net cash position of -$76.60 million or -$2.27 per share.

Cash & Cash Equivalents 64.05M
Total Debt 140.65M
Net Cash -76.60M
Net Cash Per Share -$2.27
Equity (Book Value) 169.81M
Book Value Per Share 5.02
Working Capital 262.10M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $209.91 million and capital expenditures -$655,000, giving a free cash flow of $209.25 million.

Operating Cash Flow 209.91M
Capital Expenditures -655,000
Free Cash Flow 209.25M
FCF Per Share $6.19
Full Cash Flow Statement

Margins

Gross margin is 73.18%, with operating and profit margins of 39.26% and 29.57%.

Gross Margin 73.18%
Operating Margin 39.26%
Pretax Margin 36.18%
Profit Margin 29.57%
EBITDA Margin 39.56%
EBIT Margin 39.26%
FCF Margin 46.47%

Dividends & Yields

Sezzle does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.41%
Shareholder Yield 0.41%
Earnings Yield 5.40%
FCF Yield 8.49%

Analyst Forecast

The average price target for Sezzle is $114.20, which is 56.55% higher than the current price. The consensus rating is "Buy".

Price Target $114.20
Price Target Difference 56.55%
Analyst Consensus Buy
Analyst Count 5
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 31, 2025. It was a forward split with a ratio of 6:1.

Last Split Date Mar 31, 2025
Split Type Forward
Split Ratio 6:1

Scores

Sezzle has an Altman Z-Score of 10.29 and a Piotroski F-Score of 7.

Altman Z-Score 10.29
Piotroski F-Score 7