Sound Financial Bancorp, Inc. (SFBC)
NASDAQ: SFBC · Real-Time Price · USD
44.23
0.00 (0.00%)
Nov 3, 2026, 11:18 AM EST - Market open

Sound Financial Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
41.4138.7635.7839.1338.7236.82
Revenue Growth
6.97%8.35%-8.57%1.05%5.15%8.29%
Net Income
8.637.134.617.398.749.09
Earnings Per Share
3.352.771.802.863.353.46
EPS Growth
26.39%53.89%-37.06%-14.63%-3.25%1.24%

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
112.75138.4543.6449.6957.84183.59
Total Debt
8.6721.4740.7756.5460.1217.88
Net Cash (Debt)
104.08116.982.87-6.85-2.29165.71
Net Cash Growth
72.26%3977.41%----5.36%
Net Cash Per Share
40.3445.401.12-2.65-0.8863.09

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7.162.936.8910.0519.07
Capital Expenditures
--0.17-0.08-0.44-0.4-0.23
Free Cash Flow
-6.992.866.449.6618.85
Free Cash Flow Growth
-144.78%-55.67%-33.28%-48.77%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
20.84%18.40%12.88%18.89%22.58%24.69%
FCF Margin
-18.04%7.98%16.46%24.94%51.18%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.8400.7600.7600.7400.6800.680
Dividend Per Share Growth
10.53%0%2.70%8.82%0%-15.00%
Dividend Yield
1.90%1.75%1.44%1.88%1.73%1.55%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.2215.6029.1013.4711.5212.53
P/FCF Ratio
15.4415.9146.9515.4510.436.04
PS Ratio
2.732.873.752.542.603.09