Sound Financial Bancorp, Inc. (SFBC)

NASDAQ: SFBC · Real-Time Price · USD

41.88

+0.41 (1.00%)

At close: Apr 28, 2026, 4:00 PM EDT

41.74

-0.13 (-0.32%)

After-hours: Apr 28, 2026, 4:10 PM EDT

Sound Financial Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	35.9	34.93	31	33.85	35.3	29.92
Net Interest Income Growth	13.57%	12.66%	-8.41%	-4.09%	17.96%	8.86%
Non-Interest Income	3.78	3.96	4.66	5.01	4.58	7.33
Non-Interest Income Growth	-18.88%	-14.84%	-7.01%	9.25%	-37.48%	-1.56%
Revenues Before Loan Losses	39.68	38.89	35.66	38.86	39.88	37.25
Provision for Credit Losses	0.45	0.13	-0.12	-0.27	1.16	0.43
Revenue	39.23	38.76	35.78	39.13	38.72	36.82
Revenue Growth (YoY)	7.30%	8.35%	-8.57%	1.05%	5.15%	8.29%
Compensation Expenses	16.57	16.71	17.59	17.14	16.42	14.26
Selling, General & Admin	12.86	12.74	11.79	12.29	10.98	10.78
Other Non-Interest Expenses	0.63	0.65	0.76	0.7	0.45	0.36
Total Non-Interest Expense	30.05	30.09	30.13	30.13	27.85	25.4
Pretax Income	9.17	8.67	5.65	9	10.88	11.43
Provision for Income Taxes	1.61	1.51	1.01	1.56	2.07	2.27
Net Income	7.57	7.16	4.64	7.44	8.8	9.16
Net Income to Common	7.57	7.16	4.64	7.44	8.8	9.16
Net Income Growth	50.23%	54.27%	-37.63%	-15.50%	-3.84%	2.45%
Shares Outstanding (Basic)	3	3	3	3	3	3
Shares Outstanding (Diluted)	3	3	3	3	3	3
Shares Change (YoY)	0.16%	0.42%	-0.61%	-1.21%	-0.50%	1.29%
EPS (Basic)	2.94	2.79	1.81	2.88	3.39	3.52
EPS (Diluted)	2.93	2.77	1.80	2.86	3.35	3.46
EPS Growth	50.26%	53.89%	-37.06%	-14.63%	-3.18%	1.17%
Shares Outstanding	2.57	2.57	2.56	2.55	2.58	2.61
Free Cash Flow	-	6.99	2.86	6.44	9.66	18.85
Free Cash Flow Growth	-	144.78%	-55.67%	-33.28%	-48.77%	-
Free Cash Flow Per Share	-	2.71	1.11	2.50	3.69	7.18
Dividends Per Share	-	0.760	0.760	0.740	0.680	0.680
Dividend Growth	-	-	2.70%	8.82%	-	-15.00%
Profit Margin	19.29%	18.47%	12.97%	19.01%	22.74%	24.86%
FCF Margin	-	18.03%	7.98%	16.46%	24.94%	51.18%
EBITDA	-	0.49	0.62	0.72	0.7	0.68
EBITDA Margin	-	1.27%	1.73%	1.83%	1.82%	1.84%
Effective Tax Rate	17.51%	17.46%	17.82%	17.34%	19.05%	19.88%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q