Sound Financial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	137.98	138.45	43.64	49.69	57.84	183.59
Securities and Investments	14.4	9.59	9.92	10.45	12.41	8.42
Other Earning Assets	0.28	0.54	0.49	0.6	-	3.09
Gross Loans	921.52	905.53	900.17	894.48	865.98	686.4
Allowance for Loan Losses	-8.64	-8.61	-8.5	-8.76	-7.6	-6.31
Net Loans	912.88	896.93	891.67	885.72	858.38	680.09
Net Property, Plant & Equipment	7.3	7.66	8.42	9.74	10.62	11.63
Accrued Interest and Accounts Receivable	3.89	3.77	3.47	3.45	3.08	2.22
Other Intangible Assets	4.1	4.18	4.77	4.63	4.69	4.27
Long-Term Investments	24.87	24.39	24.22	24.26	24.15	22.14
Other Non-Earning Assets	6.35	6.66	7.03	6.68	5.2	4.24
Total Assets	1,112	1,092	993.63	995.22	976.35	919.69
Interest-bearing deposits	837.41	816.31	705.27	699.81	635.57	607.85
Noninterest-bearing deposits	131.09	132.57	132.53	126.73	173.2	190.47
Total Deposits	968.5	948.88	837.8	826.54	808.76	798.32
Short-Term Interbank Borrowing and Repurchase Agreements	10	10	25	40	43	-
Accrued Expenses	3.12	2.06	2.03	1.93	1.44	1.57
Long-Term Debt	7.81	7.8	11.76	11.72	11.68	11.63
Other Liabilities	12.2	14.04	13.38	14.38	13.77	14.81
Total Liabilities	1,002	982.77	889.97	894.57	878.65	826.33
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-in Capital	28.8	28.74	28.41	27.99	28	27.96
Accumulated Other Comprehensive Income	-0.93	-0.85	-1.04	-0.99	-1.12	0.14
Retained Earnings	82.52	81.48	76.27	73.63	70.79	65.24
Shareholders' Equity	110.41	109.4	103.67	100.65	97.71	93.36
Total Liabilities & Equity	1,112	1,092	993.63	995.22	976.35	919.69
Total Debt	7.81	7.8	11.76	11.72	11.68	11.63
Net Cash (Debt)	-7.81	-7.8	-11.76	-11.72	-11.68	-11.63
Net Cash Per Share	-3.03	-3.03	-4.58	-4.54	-4.47	-4.43
Book Value	110.41	109.4	103.67	100.65	97.71	93.36
Book Value Per Share	42.87	42.46	40.40	38.99	37.39	35.54
Tangible Book Value	106.32	105.22	98.9	96.02	93.02	89.09
Tangible Book Value Per Share	41.28	40.83	38.54	37.19	35.59	33.92

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q