Sound Financial Bancorp, Inc. (SFBC)
NASDAQ: SFBC · Real-Time Price · USD
44.10
+0.02 (0.05%)
At close: Jun 26, 2026, 4:00 PM EDT
43.35
-0.75 (-1.70%)
After-hours: Jun 26, 2026, 4:01 PM EDT

Sound Financial Bancorp Statistics

Total Valuation

SFBC has a market cap or net worth of $110.68 million. The enterprise value is -$5.24 million.

Market Cap110.68M
Enterprise Value -5.24M

Important Dates

The next estimated earnings date is Tuesday, July 28, 2026, after market close.

Earnings Date Jul 28, 2026
Ex-Dividend Date May 11, 2026

Share Statistics

SFBC has 2.56 million shares outstanding. The number of shares has increased by 0.17% in one year.

Current Share Class 2.56M
Shares Outstanding 2.56M
Shares Change (YoY) +0.17%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 10.13%
Owned by Institutions (%) 32.91%
Float 1.74M

Valuation Ratios

The trailing PE ratio is 15.04.

PE Ratio 15.04
Forward PE n/a
PS Ratio 2.84
Forward PS n/a
PB Ratio 1.02
P/TBV Ratio 1.01
P/FCF Ratio 16.78
P/OCF Ratio 16.37
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.18
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.04%.

Return on Equity (ROE) 7.04%
Return on Assets (ROA) 0.69%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.62%
Revenue Per Employee $321,525
Profits Per Employee $61,820
Employee Count122
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SFBC has paid $1.61 million in taxes.

Income Tax 1.61M
Effective Tax Rate 17.52%

Stock Price Statistics

The stock price has decreased by -5.41% in the last 52 weeks. The beta is 0.01, so SFBC's price volatility has been lower than the market average.

Beta (5Y) 0.01
52-Week Price Change -5.41%
50-Day Moving Average 42.45
200-Day Moving Average 43.83
Relative Strength Index (RSI) 56.17
Average Volume (20 Days) 7,254

Short Selling Information

The latest short interest is 59,412, so 2.32% of the outstanding shares have been sold short.

Short Interest 59,412
Short Previous Month 61,789
Short % of Shares Out 2.32%
Short % of Float 3.41%
Short Ratio (days to cover) 11.03

Income Statement

In the last 12 months, SFBC had revenue of $39.23 million and earned $7.54 million in profits. Earnings per share was $2.93.

Revenue39.23M
Gross Profit 39.23M
Operating Income 9.80M
Pretax Income 9.17M
Net Income 7.54M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.93
Full Income Statement

Balance Sheet

The company has $137.98 million in cash and $21.18 million in debt, with a net cash position of $116.81 million or $45.69 per share.

Cash & Cash Equivalents 137.98M
Total Debt 21.18M
Net Cash 116.81M
Net Cash Per Share $45.69
Equity (Book Value) 110.41M
Book Value Per Share 43.15
Working Capital -827.62M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $6.81 million and capital expenditures -$164,000, giving a free cash flow of $6.65 million.

Operating Cash Flow 6.81M
Capital Expenditures -164,000
Depreciation & Amortization n/a
Net Borrowing -19.00M
Free Cash Flow 6.65M
FCF Per Share $2.60
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 24.98%
Pretax Margin 23.39%
Profit Margin 19.29%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 16.95%

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 1.93%.

Dividend Per Share $0.84
Dividend Yield 1.93%
Dividend Growth (YoY) 5.26%
Years of Dividend Growth n/a
Payout Ratio 27.30%
Buyback Yield -0.17%
Shareholder Yield 1.76%
Earnings Yield 6.76%
FCF Yield 5.96%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3