Sound Financial Bancorp, Inc. (SFBC)
NASDAQ: SFBC · Real-Time Price · USD
47.32
-0.37 (-0.78%)
Aug 27, 2026, 4:00 PM EDT - Market closed

Sound Financial Bancorp Statistics

Total Valuation

SFBC has a market cap or net worth of $121.07 million. The enterprise value is $11.93 million.

Market Cap121.07M
Enterprise Value 11.93M

Important Dates

The last earnings date was Tuesday, July 28, 2026, after market close.

Earnings Date Jul 28, 2026
Ex-Dividend Date Aug 7, 2026

Share Statistics

SFBC has 2.56 million shares outstanding. The number of shares has decreased by -0.05% in one year.

Current Share Class 2.56M
Shares Outstanding 2.56M
Shares Change (YoY) -0.05%
Shares Change (QoQ) +0.02%
Owned by Insiders (%) 9.92%
Owned by Institutions (%) 29.80%
Float 1.74M

Valuation Ratios

The trailing PE ratio is 15.17.

PE Ratio 15.17
Forward PE n/a
PS Ratio 3.01
Forward PS n/a
PB Ratio 1.08
P/TBV Ratio 1.08
P/FCF Ratio 16.51
P/OCF Ratio 16.07
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 1.49
EV / Sales 0.30
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 1.63

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.49
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.35%.

Return on Equity (ROE) 7.35%
Return on Assets (ROA) 0.76%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.92%
Revenue Per Employee $330,016
Profits Per Employee $65,639
Employee Count122
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SFBC has paid $1.72 million in taxes.

Income Tax 1.72M
Effective Tax Rate 17.61%

Stock Price Statistics

The stock price has decreased by -1.64% in the last 52 weeks. The beta is 0.00, so SFBC's price volatility has been lower than the market average.

Beta (5Y) 0.00
52-Week Price Change -1.64%
50-Day Moving Average 45.54
200-Day Moving Average 43.88
Relative Strength Index (RSI) 57.45
Average Volume (20 Days) 14,846

Short Selling Information

The latest short interest is 8,936, so 0.35% of the outstanding shares have been sold short.

Short Interest 8,936
Short Previous Month 9,027
Short % of Shares Out 0.35%
Short % of Float 0.51%
Short Ratio (days to cover) 0.82

Income Statement

In the last 12 months, SFBC had revenue of $40.26 million and earned $8.01 million in profits. Earnings per share was $3.12.

Revenue40.26M
Gross Profit 40.26M
Operating Income 10.29M
Pretax Income 9.75M
Net Income 8.01M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.12
Full Income Statement

Balance Sheet

The company has $120.07 million in cash and $10.93 million in debt, with a net cash position of $109.15 million or $42.66 per share.

Cash & Cash Equivalents 120.07M
Total Debt 10.93M
Net Cash 109.15M
Net Cash Per Share $42.66
Equity (Book Value) 112.57M
Book Value Per Share 44.00
Working Capital -806.64M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $7.53 million and capital expenditures -$198,000, giving a free cash flow of $7.33 million.

Operating Cash Flow 7.53M
Capital Expenditures -198,000
Depreciation & Amortization n/a
Net Borrowing -29.00M
Free Cash Flow 7.33M
FCF Per Share $2.87
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 25.55%
Pretax Margin 24.21%
Profit Margin 19.94%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 18.22%

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 1.78%.

Dividend Per Share $0.84
Dividend Yield 1.78%
Dividend Growth (YoY) 7.89%
Years of Dividend Growth n/a
Payout Ratio 26.92%
Buyback Yield 0.05%
Shareholder Yield 1.83%
Earnings Yield 6.61%
FCF Yield 6.06%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3