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Sound Financial Bancorp, Inc. (SFBC)
NASDAQ: SFBC · Real-Time Price · USD
44.23
0.00 (0.00%)
Nov 3, 2026, 12:19 PM EST - Market open

Sound Financial Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
7.164.647.448.89.16
Depreciation & Amortization
1.511.581.651.61.59
Gain (Loss) on Sale of Assets
0.14-0.080.01--0.02
Gain (Loss) on Sale of Investments
0.080.080.080.070.13
Provision for Credit Losses
0.13-0.12-0.271.160.43
Net Decrease (Increase) in Loans Originated / Sold - Operating
-2.2-0.63-0.431.711.4
Accrued Interest Receivable
-0.3-0.02-0.37-0.870.04
Change in Other Net Operating Assets
1.68-0.870.56-0.660.7
Other Operating Activities
-0.98-1.74-2.32-1.88-0.35
Operating Cash Flow
7.162.936.8910.0519.07
Operating Cash Flow Growth
144.24%-57.42%-31.51%-47.29%-

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-0.17-0.08-0.44-0.4-0.23
Sale of Property, Plant and Equipment
-0.04---
Investment in Securities
0.540.422.08-5.611.58
Net Decrease (Increase) in Loans Originated / Sold - Investing
-3.54-5.05-28.66-177.78-73.24
Other Investing Activities
0.670.720.7--6.23
Investing Cash Flow
-2.5-3.95-26.32-183.79-78.11

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
--4043-
Long-Term Debt Repaid
-19-15-43--
Net Debt Issued (Repaid)
-19-15-343-
Issuance of Common Stock
0.150.270.40.220.65
Repurchase of Common Stock
-0.13-0.28-2.4-1.87-0.15
Common Dividends Paid
-1.95-1.95-1.91-1.77-1.78
Net Increase (Decrease) in Deposit Accounts
111.0811.2617.7810.4450.34
Other Financing Activities
-0.670.44-1.79-
Financing Cash Flow
90.15-5.0411.2947.9848.8

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
94.81-6.05-8.15-125.75-10.24

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
6.992.866.449.6618.85
Free Cash Flow Growth
144.78%-55.67%-33.28%-48.77%-
Free Cash Flow Margin
18.04%7.98%16.46%24.94%51.18%
Free Cash Flow Per Share
2.711.112.503.697.18

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
22.7226.4216.344.314.12
Cash Income Tax Paid
1.930.832.42.012.9
SEC Filings: 10-K · 10-Q