Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	102.54	43.64	49.69	57.84	183.59	193.83
Securities and Investments	9.63	9.92	10.45	12.41	8.42	10.22
Other Earning Assets	2.03	0.49	0.6	-	3.09	11.6
Gross Loans	904.29	900.17	894.48	865.98	686.4	613.36
Allowance for Loan Losses	-8.54	-8.5	-8.76	-7.6	-6.31	-6
Net Loans	895.75	891.67	885.72	858.38	680.09	607.36
Net Property, Plant & Equipment	8.43	8.42	9.74	10.62	11.63	12.99
Accrued Interest and Accounts Receivable	3.66	3.47	3.45	3.08	2.22	2.25
Other Intangible Assets	4.64	4.77	4.63	4.69	4.27	3.78
Long-Term Investments	1.73	1.73	2.4	2.83	1.05	0.88
Other Non-Earning Assets	29.83	29.52	28.54	26.51	25.33	18.49
Total Assets	1,058	993.63	995.22	976.35	919.69	861.4
Interest-bearing deposits	775.26	705.27	699.81	635.57	607.85	615.49
Noninterest-bearing deposits	124.2	132.53	126.73	173.2	190.47	132.49
Total Deposits	899.46	837.8	826.54	808.76	798.32	747.98
Accrued Expenses	0.63	0.77	0.82	0.4	0.2	7.13
Long-Term Debt	40.99	40.77	56.54	60.12	17.88	8.04
Other Liabilities	11.15	10.63	10.67	9.36	9.94	12.76
Total Liabilities	952.24	889.97	894.57	878.65	826.33	775.92
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Treasury Stock	-	-	-	-	-	-0.11
Additional Paid-in Capital	28.59	28.41	27.99	28	27.96	27.11
Accumulated Other Comprehensive Income	-1.13	-1.04	-0.99	-1.12	0.14	0.24
Retained Earnings	78.52	76.27	73.63	70.79	65.24	58.23
Shareholders' Equity	106	103.67	100.65	97.71	93.36	85.48
Total Liabilities & Equity	1,058	993.63	995.22	976.35	919.69	861.4
Total Debt	40.99	40.77	56.54	60.12	17.88	8.04
Net Cash (Debt)	-40.99	-40.77	-56.54	-60.12	-17.88	-8.04
Net Cash Per Share	-15.91	-	-21.90	-23.01	-6.81	-3.10
Book Value	106	103.67	100.65	97.71	93.36	85.48
Book Value Per Share	41.15	-	38.99	37.39	35.54	32.97
Tangible Book Value	101.37	98.9	96.02	93.02	89.09	81.7
Tangible Book Value Per Share	39.35	-	37.19	35.59	33.92	31.51

Updated Jul 29, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q