Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	43.64	49.69	57.84	183.59	193.83
Investment Securities	6.08	6.23	7.72	6.07	5.41
Mortgage-Backed Securities	3.84	4.22	4.69	2.35	4.81
Total Investments	9.92	10.45	12.41	8.42	10.22
Gross Loans	902.55	896.99	868.53	688.77	615.5
Allowance for Loan Losses	-8.5	-8.76	-7.6	-6.31	-6
Other Adjustments to Gross Loans	-2.37	-2.51	-2.55	-2.37	-2.14
Net Loans	891.67	885.72	858.38	680.09	607.36
Property, Plant & Equipment	8.42	9.74	10.62	11.63	12.99
Other Intangible Assets	-	-	0.07	0.1	0.13
Loans Held for Sale	0.49	0.6	-	3.09	11.6
Accrued Interest Receivable	3.47	3.45	3.08	2.22	2.25
Other Real Estate Owned & Foreclosed	-	0.58	0.66	0.66	0.59
Other Long-Term Assets	34.29	32.6	30.47	28.85	21.54
Total Assets	993.63	995.22	976.35	919.69	861.4
Interest Bearing Deposits	614.37	611.51	579.47	588.75	535.59
Institutional Deposits	90.9	88.3	56.1	19.1	79.9
Non-Interest Bearing Deposits	132.53	126.73	173.2	190.47	132.49
Total Deposits	837.8	826.54	808.76	798.32	747.98
Short-Term Borrowings	-	15	43	-	-
Current Portion of Leases	1.02	-	-	-	-
Accrued Interest Payable	0.77	0.82	0.4	0.2	0.37
Long-Term Debt	11.76	11.72	11.68	11.63	11.59
Federal Home Loan Bank Debt, Long-Term	25	25	-	-	-
Long-Term Leases	2.99	4.82	5.45	6.24	7.13
Other Long-Term Liabilities	10.63	10.67	9.36	9.94	8.84
Total Liabilities	889.97	894.57	878.65	826.33	775.92
Common Stock	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	28.41	27.99	28	27.96	27.11
Retained Earnings	76.27	73.63	70.79	65.24	58.23
Comprehensive Income & Other	-1.04	-0.99	-1.12	0.14	0.13
Shareholders' Equity	103.67	100.65	97.71	93.36	85.48
Total Liabilities & Equity	993.63	995.22	976.35	919.69	861.4
Total Debt	40.77	56.54	60.12	17.88	18.73
Net Cash (Debt)	2.87	-6.85	-2.29	165.71	175.1
Net Cash Growth	-	-	-	-5.36%	528.51%
Net Cash Per Share	1.12	-2.65	-0.88	63.09	67.54
Filing Date Shares Outstanding	2.55	2.54	2.58	2.61	2.57
Total Common Shares Outstanding	2.55	2.53	2.57	2.6	2.56
Book Value Per Share	40.69	39.73	38.08	35.96	33.34
Tangible Book Value	103.67	100.65	97.64	93.26	85.36
Tangible Book Value Per Share	40.69	39.73	38.05	35.92	33.29

Updated Mar 18, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q