Sound Financial Bancorp, Inc. (SFBC)

NASDAQ: SFBC · Real-Time Price · USD

43.81

-0.09 (-0.19%)

At close: Feb 18, 2026, 4:00 PM EST

43.81

+0.01 (0.01%)

After-hours: Feb 18, 2026, 4:10 PM EST

Sound Financial Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	138.45	43.64	49.69	57.84	183.59
Investment Securities	9.59	6.08	6.23	7.72	6.07
Mortgage-Backed Securities	-	3.84	4.22	4.69	2.35
Total Investments	9.59	9.92	10.45	12.41	8.42
Gross Loans	908.27	902.55	896.99	868.53	688.77
Allowance for Loan Losses	-8.61	-8.5	-8.76	-7.6	-6.31
Other Adjustments to Gross Loans	-2.74	-2.37	-2.51	-2.55	-2.37
Net Loans	896.93	891.67	885.72	858.38	680.09
Property, Plant & Equipment	7.66	8.42	9.74	10.62	11.63
Other Intangible Assets	-	-	-	0.07	0.1
Loans Held for Sale	0.54	0.49	0.6	-	3.09
Accrued Interest Receivable	3.77	3.47	3.45	3.08	2.22
Other Real Estate Owned & Foreclosed	0.34	-	0.58	0.66	0.66
Other Long-Term Assets	33.82	34.29	32.6	30.47	28.85
Total Assets	1,092	993.63	995.22	976.35	919.69
Interest Bearing Deposits	816.31	614.37	611.51	579.47	588.75
Institutional Deposits	-	90.9	88.3	56.1	19.1
Non-Interest Bearing Deposits	132.57	132.53	126.73	173.2	190.47
Total Deposits	948.88	837.8	826.54	808.76	798.32
Short-Term Borrowings	-	-	15	43	-
Current Portion of Leases	-	1.02	-	-	-
Accrued Interest Payable	0.67	0.77	0.82	0.4	0.2
Long-Term Debt	7.8	11.76	11.72	11.68	11.63
Federal Home Loan Bank Debt, Long-Term	10	25	25	-	-
Long-Term Leases	3.67	2.99	4.82	5.45	6.24
Other Long-Term Liabilities	11.75	10.63	10.67	9.36	9.94
Total Liabilities	982.77	889.97	894.57	878.65	826.33
Common Stock	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	28.74	28.41	27.99	28	27.96
Retained Earnings	81.48	76.27	73.63	70.79	65.24
Comprehensive Income & Other	-0.85	-1.04	-0.99	-1.12	0.14
Shareholders' Equity	109.4	103.67	100.65	97.71	93.36
Total Liabilities & Equity	1,092	993.63	995.22	976.35	919.69
Total Debt	21.47	40.77	56.54	60.12	17.88
Net Cash (Debt)	116.98	2.87	-6.85	-2.29	165.71
Net Cash Growth	3977.41%	-	-	-	-5.36%
Net Cash Per Share	45.86	1.12	-2.65	-0.88	63.09
Filing Date Shares Outstanding	2.55	2.55	2.54	2.58	2.61
Total Common Shares Outstanding	2.55	2.55	2.53	2.57	2.6
Book Value Per Share	42.89	40.69	39.73	38.08	35.96
Tangible Book Value	109.4	103.67	100.65	97.64	93.26
Tangible Book Value Per Share	42.89	40.69	39.73	38.05	35.92

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q