Sound Financial Bancorp, Inc. (SFBC)
NASDAQ: SFBC · Real-Time Price · USD
44.33
+1.01 (2.33%)
Mar 30, 2026, 4:00 PM EDT - Market closed

Sound Financial Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
7.164.647.448.89.16
Depreciation & Amortization
0.490.620.720.70.68
Provision for Credit Losses
0.13-0.12-0.271.160.43
Stock-Based Compensation
0.30.390.450.480.36
Net Change in Loans Held-for-Sale
-2.46-0.88-0.771.167.21
Other Adjustments
0.25-0.77-1.29-0.910.68
Changes in Accrued Interest and Accounts Receivable
-0.3-0.02-0.37-0.870.04
Changes in Accounts Payable
-0.09-0.050.420.2-0.17
Changes in Other Operating Activities
1.68-0.870.56-0.660.7
Operating Cash Flow
7.162.936.8910.0519.07
Operating Cash Flow Growth
144.24%-57.42%-31.51%-47.29%-
Net Change in Loans Held-for-Investment
-3.54-5.05-28.66-177.78-73.24
Net Change in Securities and Investments
1.210.422.08-5.611.41
Capital Expenditures
-0.17-0.08-0.44-0.4-0.23
Sale of Property, Plant & Equipment
-0.04---
Other Investing Activities
-0.720.7--6.06
Investing Cash Flow
-2.5-3.95-26.32-183.79-78.11
Net Change in Deposits
111.0811.2617.7810.4450.34
Long-Term Debt Issued
--4043-
Long-Term Debt Repaid
-19-15-43--
Net Long-Term Debt Issued (Repaid)
-19-15-343-
Issuance of Common Stock
0.150.270.40.220.18
Repurchase of Common Stock
-0.13-0.28-2.4-1.87-0.15
Net Common Stock Issued (Repurchased)
0.02-0.01-2.01-1.650.03
Common Dividends Paid
-1.95-1.95-1.91-2.03-2.04
Other Financing Activities
-0.670.44-1.790.47
Financing Cash Flow
90.15-5.0411.2947.9848.8
Net Cash Flow
94.81-6.05-8.15-125.75-10.24
Free Cash Flow
6.992.866.449.6618.85
Free Cash Flow Growth
144.78%-55.67%-33.28%-48.77%-
FCF Margin
18.03%7.98%16.46%24.94%51.18%
Free Cash Flow Per Share
2.711.112.503.697.18
Levered Free Cash Flow
-10.24-10.765.3250.7810.17
Unlevered Free Cash Flow
1.61-0.40.88-1.031.01
Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q