Sound Financial Bancorp, Inc. (SFBC)

Sound Financial Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 10, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	106	112	135	99	101	115
Market Cap Growth	-18.42%	-17.03%	35.82%	-2.00%	-11.78%	39.72%
Enterprise Value	-11.25	119.84	146.8	111.14	113.13	126.64
Last Close Price	41.45	43.63	52.65	39.00	39.27	44.00
PE Ratio	14.77	-	29.25	13.64	11.72	12.72
PS Ratio	2.73	2.89	3.77	2.54	2.62	3.12
PB Ratio	0.97	1.02	1.30	0.99	1.04	1.23
P/TBV Ratio	0.98	-	1.30	1.00	1.05	1.24
P/FCF Ratio	-	882.20	47.28	15.43	10.51	6.10
P/OCF Ratio	-	882.20	46.06	14.44	10.09	6.03
EV/Sales Ratio	-	3.09	4.10	2.84	2.92	3.44
EV/EBITDA Ratio	-	-	237.16	155.01	160.70	187.34
EV/FCF Ratio	-	943.63	51.40	17.25	11.72	6.72
Debt / Equity Ratio	0.07	0.07	0.11	0.12	0.12	0.12
Debt / EBITDA Ratio	-	-	19.00	16.34	16.59	17.21
Debt / FCF Ratio	61.43	61.43	4.12	1.82	1.21	0.62
Net Debt / Equity Ratio	0.07	0.07	0.11	0.12	0.12	0.13
Net Debt / EBITDA Ratio	-	-	19.00	16.34	16.59	17.21
Net Debt / FCF Ratio	61.43	61.43	4.12	1.82	1.21	0.62
Asset Turnover	0.04	0.04	0.04	0.04	0.04	0.04
Return on Equity (ROE)	6.72%	6.72%	4.54%	7.50%	9.22%	10.24%
Earnings Yield	6.77%	0.00%	3.42%	7.33%	8.53%	7.86%
FCF Yield	-	0.11%	2.11%	6.48%	9.52%	16.39%
Dividend Yield	2.03%	0.00%	1.46%	1.91%	2.01%	1.79%
Payout Ratio	27.80%	0.00%	41.98%	25.72%	23.07%	22.27%
Buyback Yield / Dilution	-	0.00%	0.01%	2.02%	1.62%	-0.03%
Total Shareholder Return	-	0.00%	1.47%	3.93%	3.63%	1.77%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q