First Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	412.48	398.25	332.27	346.84	325.02	246.4
Net Interest Income Growth	19.27%	19.86%	-4.20%	6.72%	31.91%	12.96%
Non-Interest Income	-5.84	-7.94	17.9	57.31	67.82	73.61
Non-Interest Income Growth	-	-	-68.77%	-15.51%	-7.86%	-9.51%
Revenues Before Loan Losses	406.64	390.31	350.17	404.15	392.84	320.01
Provision for Credit Losses	13.47	11.5	16.45	17.81	12.4	24.64
Revenue	393.17	378.81	333.72	386.34	380.44	295.36
Revenue Growth (YoY)	13.16%	13.51%	-13.62%	1.55%	28.80%	28.76%
Compensation Expenses	145.92	144.18	140.02	139.85	117.72	103.25
Selling, General & Admin	20.6	20.44	19.98	20.99	18.6	16.02
Other Non-Interest Expenses	74.94	74.69	75.6	93.54	58.9	65.39
Total Non-Interest Expense	241.46	239.31	235.61	254.38	195.22	184.66
Pretax Income	151.72	139.5	98.12	131.96	185.22	120.32
Provision for Income Taxes	30.42	28.45	21.9	27.83	38.28	24.68
Net Income	121.3	111.05	76.22	104.13	146.94	95.64
Net Income to Common	121.3	111.05	76.22	104.13	146.94	95.64
Net Income Growth	38.87%	45.70%	-26.81%	-29.13%	53.63%	17.39%
Shares Outstanding (Basic)	10,341	41	41	41	35	30
Shares Outstanding (Diluted)	10,402	41	41	41	36	30
Shares Change (YoY)	0.28%	0.30%	0.40%	15.39%	18.81%	3.61%
EPS (Basic)	2.93	2.68	1.85	2.54	4.12	3.19
EPS (Diluted)	2.93	2.68	1.84	2.53	4.12	3.19
EPS Growth	38.86%	45.65%	-27.27%	-38.59%	29.15%	13.52%
Free Cash Flow	205.85	198.89	172.12	126.98	225.37	132.93
Free Cash Flow Growth	3.50%	15.55%	35.56%	-43.66%	69.53%	189.17%
Free Cash Flow Per Share	0.02	4.80	4.16	3.08	6.32	4.43
Dividends Per Share	0.930	0.910	0.880	0.880	0.880	0.800
Dividend Growth	2.20%	3.41%	-	-	10.00%	11.11%
Profit Margin	30.85%	29.32%	22.84%	26.95%	38.62%	32.38%
FCF Margin	52.36%	52.50%	51.58%	32.87%	59.24%	45.01%
EBITDA	14.36	14.93	17.88	19.21	15.33	13.93
EBITDA Margin	3.65%	3.94%	5.36%	4.97%	4.03%	4.72%
Effective Tax Rate	20.05%	20.40%	22.32%	21.09%	20.67%	20.51%

SEC Filings: 10-K · 10-Q