SmartFinancial, Inc. (SMBK)
| Market Cap | 860.40M +38.0% |
| Revenue (ttm) | 204.19M +14.1% |
| Net Income | 57.39M +37.5% |
| EPS | 3.39 +37.2% |
| Shares Out | 17.10M |
| PE Ratio | 14.84 |
| Forward PE | 12.67 |
| Dividend | $0.36 (0.72%) |
| Ex-Dividend Date | Jul 31, 2026 |
| Volume | 87,711 |
| Open | 50.57 |
| Previous Close | 50.30 |
| Day's Range | 50.31 - 51.03 |
| 52-Week Range | 33.01 - 54.14 |
| Beta | 0.68 |
| Analysts | Buy |
| Price Target | 52.71 (+4.75%) |
| Est. Earnings | Oct 20, 2026 |
About SMBK
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as l... [Read more]
Financial Performance
In 2025, SmartFinancial's revenue was $192.71 million, an increase of 15.84% compared to the previous year's $166.35 million. Earnings were $50.35 million, an increase of 39.31%.
Financial StatementsAnalyst Summary
According to 6 analysts, the average rating for SMBK stock is "Buy." The 12-month stock price target is $52.71, which is an increase of 4.75% from the latest price.
News
SmartFinancial price target raised to $60 from $56 at Benchmark
Benchmark analyst Brett Rabatin raised the firm’s price target on SmartFinancial (SMBK) to $60 from $56 and keeps a Buy rating on the shares. The firm has higher confidence on…
SmartFinancial price target raised to $47 from $45 at Stephens
Stephens raised the firm’s price target on SmartFinancial (SMBK) to $47 from $45 and keeps an Equal Weight rating on the shares. The firm adjusted estimates after Q2 results. Published…
SmartFinancial price target raised to $50 from $46 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on SmartFinancial (SMBK) to $50 from $46 and keeps a Market Perform rating on the shares.
SmartFinancial price target raised to $56 from $54 at Benchmark
Benchmark raised the firm’s price target on SmartFinancial (SMBK) to $56 from $54 and keeps a Buy rating on the shares. The firm’s higher target reflects continued strength in balance…
SmartFinancial price target raised to $58 from $50 at Raymond James
Raymond James analyst Steve Moss raised the firm’s price target on SmartFinancial (SMBK) to $58 from $50 and keeps a Strong Buy rating on the shares. SmartFinancial’s positive momentum continued…
SmartFinancial Earnings Call Transcript: Q2 2026
Q2 2026 saw strong organic growth, with 15% annualized loan growth, 6% core deposit growth, and net interest margin expansion to 3.52%. Asset quality remained excellent, and the outlook calls for continued growth, modest margin pressure, and disciplined expense management.
SmartFinancial Earnings release: Q2 2026
SmartFinancial released its Q2 2026 earnings on July 21, 2026, summarizing the period's financial results.
SmartFinancial Slides: Q2 2026
SmartFinancial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 21, 2026.
SmartFinancial Quarterly report: Q2 2026
SmartFinancial has published its Q2 2026 quarterly earnings report on July 21, 2026.
SmartFinancial reports Q2 operating EPS 96c, consensus 90c
Billy Carroll, President & CEO, stated: “Our second quarter results reflect steady progress in the execution of our strategy. During the quarter, we generated approximately 15% annualized loan growth ...
SmartFinancial Announces Results for the Second Quarter 2026, Regular Quarterly Cash Dividend
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $16.3 million, or $0.96 per diluted common share, for the second ...
SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2026. SmartFinancial plans to issue i...
SmartFinancial initiated with a Buy at Benchmark
Benchmark initiated coverage of SmartFinancial (SMBK) with a Buy rating and $54 price target The firm rolled out coverage on 12 banks with a bullish sector view. Despite uncertainty around…
SmartFinancial files $100M mixed securities shelf
16:02 EDT SmartFinancial (SMBK) files $100M mixed securities shelf
SmartFinancial Registration statement: Registration filing
SmartFinancial filed a registration statement on May 1, 2026, providing details about a securities offering with the SEC.
SmartFinancial Approves Regular Quarterly Cash Dividend
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on April 30, 2026, the board of directors of SmartFinancial de...
SmartFinancial price target raised to $46 from $42 at Keefe Bruyette
Keefe Bruyette analyst Catherine Mealor raised the firm’s price target on SmartFinancial (SMBK) to $46 from $42 and keeps a Market Perform rating on the shares. SmartFinancial is on track…
SmartFinancial price target raised to $50 from $47 at Raymond James
Raymond James raised the firm’s price target on SmartFinancial (SMBK) to $50 from $47 and keeps a Strong Buy rating on the shares. The company’s Q1 results were a continuation…
SmartFinancial Earnings Call Transcript: Q1 2026
First quarter 2026 saw strong earnings, revenue, and tangible book value growth, with robust loan and deposit expansion and excellent credit quality. Net interest margin improved, expenses were controlled, and guidance calls for continued disciplined growth amid competitive pressures.
SmartFinancial Slides: Q1 2026
SmartFinancial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 20, 2026.
SmartFinancial Earnings release: Q1 2026
SmartFinancial released its Q1 2026 earnings on April 20, 2026, summarizing the period's financial results.
SmartFinancial Quarterly report: Q1 2026
SmartFinancial has published its Q1 2026 quarterly earnings report on April 20, 2026.
SmartFinancial reports Q1 EPS 81c, consensus 78c
Tangible book value per common share was $27.33 at March 31. Reports CET1 ratio 9.77%. Net interest margin, fully tax equivalent basis expanded to 3.48%, reflecting lower deposit and funding…
SmartFinancial Announces Results for the First Quarter 2026
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the first q...
SmartFinancial Proxy statement: Proxy filing
SmartFinancial filed a proxy statement on April 7, 2026, providing details for shareholder voting and corporate governance matters.