SoFi Technologies, Inc. (SOFI)
| Market Cap | 29.05B +72.6% |
| Revenue (ttm) | 3.61B +35.1% |
| Net Income | 481.32M -3.5% |
| EPS | 0.39 |
| Shares Out | 1.27B |
| PE Ratio | 58.49 |
| Forward PE | 38.39 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 131,622,047 |
| Open | 25.43 |
| Previous Close | 24.36 |
| Day's Range | 22.31 - 25.47 |
| 52-Week Range | 8.60 - 32.73 |
| Beta | 1.93 |
| Analysts | Hold |
| Price Target | 25.75 (+12.89%) |
| Earnings Date | Jan 30, 2026 |
About SOFI
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]
Financial Performance
In 2025, SoFi Technologies's revenue was $3.61 billion, an increase of 36.71% compared to the previous year's $2.64 billion. Earnings were $481.32 million, an increase of 0.46%.
Financial StatementsAnalyst Summary
According to 15 analysts, the average rating for SOFI stock is "Hold." The 12-month stock price target is $25.75, which is an increase of 12.89% from the latest price.
News
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
SoFi Scales Cross-Selling as Loan Originations Hit Records
SoFi's platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending, payments and technology revenue ...
SoFi CEO defends capital raise as Q4 revenue tops $1 billion
SoFi Technologies (NASDAQ: SOFI) silenced skeptics this morning, reporting “blockbuster” Q4 financials, with revenue exceeding the coveted “$1.0 billion” mark for the first time. The financial technol...
DECK "Off to the Races," SOFI Quarter Tops $1B, KLAC Slips
Diane King Hall laces up for a full earnings breakdown on Ugg's parent company Deckers Brands (DECK). She points to the surge in Hoka revenue, up 18.5% in Deckers' 3Q report, as well as the company's ...
Fintech lender SoFi profit jumps on strong growth in fee‑based businesses
SoFi Technologies reported a rise in fourth-quarter profit on Friday, lifted by strong loan demand and rapid growth in its fee‑based businesses.
SoFi's stock rises as the company hits a revenue milestone
SoFi's home-loan originations nearly doubled in the latest quarter.
SoFi Reports Fourth Quarter 2025 With Record Net Revenue of $1.0 Billion, Record Member and Product Growth, Net Income of $174 Million
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their ...
SoFi Posts Better-Than-Expected-Earnings. The Fourth Quarter Was ‘Exceptional,' Says CEO.
SoFi has steadily expanded its offerings in crypto and self-directed investing in its bid to become a ‘one-stop shop' for customers.
SoFi: The $3B Question Heading Into Q4 2025 Earnings
I reiterate a "Hold" rating on SoFi Technologies heading into the Q4 print. The recent equity raises ($3 billion across the July and December rounds) add uncertainty on whether management funds organi...
U.S. fintech could gain as Trump pushes affordability agenda, Citi says
U.S. fintech stocks could gain an edge as Washington leans into a more populist, affordability-driven agenda ahead of the November 2026 midterm elections, analysts at Citigroup said in a note.
GoTu and SoFi at Work Join Forces to Advance Financial Well-Being in Dentistry
Partnership provides exclusive financial tools to help dental professionals manage debt and plan for the future MIAMI, Jan. 20, 2026 /PRNewswire/ -- GoTu Technology, the nation's leading dental talent...
Klarna's Push Into Digital Banking Sets Up SoFi 2.0
Klarna is transforming into a global digital bank, leveraging high-margin subscriptions and diversified financial products for long-term growth. KLAR's fiscal 2025 third quarter revenue rose 31.6% to ...
SoFi Announces Monthly Distributions on $THTA (12.00%)
NEW YORK, Jan. 15, 2026 (GLOBE NEWSWIRE) -- SoFi, a leading provider of thematic and income ETFs, today announced monthly distributions on the SoFi Enhanced Yield ETF (THTA). Distribution as of 1/14/2...
SoFi to Match $1,000 Federal Contribution to Investment Accounts for Employees' Children
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced a new employee benefit designed to help families begin investi...
Why Affirm and SoFi Are Winners From Trump's Call to Cap Credit Card Interest Rates
Mizuho Securities says fintech companies like SoFi, Affirm, and Block could benefit from Trump's proposed cap on interest rates.
SoFi: Illogical Analyst Hate
SoFi Technologies offers compelling long-term growth, trading at attractive multiples relative to EBITDA targets despite recent analyst downgrades. The fintech's $1.7 billion capital raise is aimed at...
More Downside For SOFI Stock?
SoFi Technologies (SOFI) stock decreased by 8% on January 6. The recent decline points to renewed worries about equity dilution, its elevated valuation, and crypto exposure, but sharp declines like th...
My Dividend Growth Income - December 2025 Update
I increased my forward projected dividend income by $86.77 (1.4%) in December, reaching $6,289.66. My portfolio strategy blends high-growth names like Broadcom (AVGO), Microsoft, and Visa with high-yi...
SoFi Technologies: Fundamental Improvements Are Visible
SoFi Technologies continues to evolve into a rapidly growing bank with only a modest technology platform contribution. Despite 12% YoY growth in the technology platform, its user accounts declined fro...
Why This SoFi Technologies' Pullback Matters
SoFi stock returned roughly 70% in 2025, then pulled back about 12%, forming a constructive consolidation rather than trend deterioration. SoFiUSD represents a strategic pivot into regulated financial...
SoFi Schedules Conference Call to Discuss Q4 2025 & Full Year 2025 Results
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced plans to host a conference call to discuss financial and opera...
SoFi Technologies: Buying The Dip With Confidence
SoFi Technologies (SOFI) remains a 'Strong Buy' despite a recent 17% share price decline, underpinned by robust business fundamentals. SOFI's consistent double beats on earnings and revenue, with no d...
SoFi Needs A Rest
As of writing, SoFi stock has risen by ~92% year-to-date, as Mr. Market has rewarded its consistently strong business performance. Now, while recent results and financial outlook justify the stock ral...
SoFi: Breakout Higher Can Continue, New Growth Engines Are Kicking In (Rating Upgrade)
SoFi Technologies is finally upgraded to a buy, driven by its expanding platform moat and robust multi-year growth trajectory. SOFI's loan platform business has achieved 4x growth, with $3.4B in origi...
SoFi's Stablecoin Launch And What It Means For Financial Institutions
When SoFi Technologies Inc. (NASDAQ: SOFI) announced its stablecoin launch on December 18, the market responded immediately. Shares jumped approximately 4%, closing at $26.29 as investors processed wh...