SoFi Technologies, Inc. (SOFI)

NASDAQ: SOFI · Real-Time Price · USD
26.58
+0.76 (2.94%)
At close: Dec 16, 2025, 4:00 PM EST
26.53
-0.05 (-0.19%)
After-hours: Dec 16, 2025, 7:58 PM EST
2.94%
Market Cap33.50B
Revenue (ttm)3.29B
Net Income (ttm)640.24M
Shares Out 1.26B
EPS (ttm)0.54
PE Ratio49.03
Forward PE48.73
Dividendn/a
Ex-Dividend Daten/a
Volume44,320,461
Open25.74
Previous Close25.82
Day's Range25.72 - 26.74
52-Week Range8.60 - 32.73
Beta1.94
AnalystsHold
Price Target24.70 (-7.07%)
Earnings DateJan 26, 2026

About SOFI

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]

Sector Financials
Founded 2011
Employees 5,000
Stock Exchange NASDAQ
Ticker Symbol SOFI
Full Company Profile

Financial Performance

Financial Statements

Analyst Summary

According to 17 analysts, the average rating for SOFI stock is "Hold." The 12-month stock price target is $24.7, which is a decrease of -7.07% from the latest price.

Price Target
$24.7
(-7.07% downside)
Analyst Consensus: Hold
Stock Forecasts

News

SoFi: Dilution Headlines Miss The Balance-Sheet Upgrade Story

SOFI's chart looks shaky after the failure to find support above $30, but I'm ignoring technicals: fundamentals point to accelerating earnings and a higher 2026 repricing despite recent equity dilutio...

10 hours ago - Seeking Alpha

My Top 10 Stocks to Buy in 2025 Are Beating the Market by 8 Percentage Points. Should You Buy Them for 2026?

The market is thriving on confidence in AI. One year is a snapshot in time, and investors should focus on the long term.

14 hours ago - The Motley Fool

Is SoFi a Buy, Sell, or Hold in 2026?

Surging more than 75% year to date, all eyes are on whether SoFi Technologies' stock could repeat its performance in 2026. A rich valuation, recent sideways price performance, and other glancing facto...

16 hours ago - The Motley Fool

3 Stocks That Could Be Easy Wealth Builders

Amazon has achieved double-digit revenue growth in multiple industries, with its AI chips gaining momentum. SoFi recently brought back crypto trading, which could accelerate its investing products.

Other symbols: AMZNPINS
22 hours ago - The Motley Fool

Robinhood vs. SoFi: Which Fintech Stock Is Better?

Robinhood has delivered excellent growth rates across multiple business categories, especially crypto trading transactions. SoFi is approaching 1 million members and recently brought back crypto tradi...

Other symbols: HOOD
2 days ago - The Motley Fool

Prediction: These 2 Stocks Could Outperform the S&P 500 by 2035

SoFi Technologies and Fiverr have significant growth catalysts to capitalize on over the next 10 years. They could ride these tailwinds while delivering superior returns through 2035.

Other symbols: FVRR
3 days ago - The Motley Fool

Here's Everything Investors Need to Know About SoFi's $1.5 Billion Offering Announcement

SoFi continues to add record new members and launch new products. The new stock offering price was below the current price of the existing shares.

3 days ago - The Motley Fool

Better Growth Stock: SoFi Technologies vs. Affirm

SoFi's digital banking services are attracting a significant number of younger members. Affirm's “buy now, pay later” business is thriving in a messy macro environment.

Other symbols: AFRM
4 days ago - The Motley Fool

My Top-10 Portfolio Holdings for 2026

There are about 45 stocks in my portfolio, but there are some I have far more money in than others. SoFi is my largest investment as we head into 2026 thanks to stellar stock performance over the past...

Other symbols: DFHDISGMHHHKNSLMELIO
4 days ago - The Motley Fool

Should Investors Buy SoFi Stock Before 2026?

SoFi Technologies (SOFI 0.07%) is one of the fastest-growing financial services companies globally.

4 days ago - The Motley Fool

Could Buying SoFi Technologies Today Set You Up for Life?

SoFi's fundamentals are robust, with strong customer, revenue, and profit growth. Investors are better off building a diversified portfolio, not betting the farm on a single company.

5 days ago - The Motley Fool

SoFi's CEO Believes It Could Become a Trillion-Dollar Company. Could It Actually Happen?

At a recent investor conference, SoFi CEO Anthony Noto said he aims to scale the business to a trillion-dollar company. A $1 trillion market cap is roughly 33 times the fintech's current valuation.

5 days ago - The Motley Fool

SoFi Debuts ‘All-In-One' Account Smart Card

Digital financial services firm SoFi has debuted its “all-in-one account” Smart Card. The new account, announced Wednesday (Dec. 10) for SoFi Plus members, is designed to offer better choice and contr...

6 days ago - PYMNTS

Introducing the SoFi Smart Card: The Best All-in-One Account

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced the SoFi Smart Card, the best all-in-one account.2 The account...

6 days ago - Business Wire

SoFi and Templum Launch Exclusive Private Market Opportunity in Epic Games and Stripe

Limited December window gives accredited investors access to two of the world's most sought-after private companies. NEW YORK , Dec. 9, 2025 /PRNewswire/ -- Templum, the leading infrastructure provide...

7 days ago - PRNewsWire

Is SoFi Stock a Buy Now?

SoFi has had no issues adding new customers and growing its revenue and profits. A recent equity raise is pressuring the stock, as investors question management's decision.

7 days ago - The Motley Fool

The Big 3: GOOGL, CRML, SOFI

Aquiles Larrea makes the case for a 7,400 SPX being in the crosshairs into 2026 with the tech trade bolstering index strength. He highlights Alphabet's (GOOGL) A.I.

Other symbols: GOOGGOOGLCRML
8 days ago - Schwab Network

SoFi: Dilution Hammers Shares, But Accretion Is The Name Of The Game

SoFi Technologies, Inc. remains in long-term growth mode but is richly valued at a mid-70s FWD EPS multiple. A surprising $1.5 billion share offering raises substantial questions about SOFI's capital ...

8 days ago - Seeking Alpha

SoFi: A Fintech Evolution That's Paying Off

SoFi Technologies has rapidly evolved into a leading full-service digital bank, boasting $30 billion in deposits and robust profitability. SoFi's integrated platform, strong execution, and disciplined...

8 days ago - Seeking Alpha

What's Next After Sofi Stock's 117% Surge?

In the past six months, SoFi's (NASDAQ:SOFI) share price has increased by approximately 101%, indicating a significant re-rating by investors. In its latest reported quarter (Q3 2025), the company rep...

8 days ago - Forbes

Upper Deck Announces Exclusive License Agreement with TGL Presented by SoFi Ahead of Second Season

Upper Deck announces new license agreement with TGL presented by SoFi. Debut e-Pack release commemorating the league's inaugural season is available now.

8 days ago - GlobeNewsWire

Panasonic Projector & Display Americas Named Official Projector Partner of TGL Presented by SoFi

NEWARK, N.J. & PALM BEACH GARDENS, Fla.--(BUSINESS WIRE)--Panasonic Projector & Display Americas LLC today announced its partnership with TGL presented by SoFi, the groundbreaking new team golf league...

8 days ago - Business Wire

Could Buying SoFi Stock Today Set You Up for Life?

SoFi stands out from other digital banks in many ways, targeting a younger audience and offering a one-stop shop of online services. It sees huge growth opportunities in cross-selling products to its ...

9 days ago - The Motley Fool

SoFi Dilutes Shareholders Again. Is It An Issue?

In this video, I will cover recent updates regarding SoFi Technologies (SOFI 6.15%). Watch the short video to learn more, consider subscribing, and click the special offer link below.

10 days ago - The Motley Fool

SOFI Sells Off Over $1.5B Common Shares Sale

SoFi Technologies (SOFI) stalled its stellar 2025 run on Friday when the company announced a $1.5 billion stock offering. George Tsilis calls the practice a common, and at times healthy occurrence for...

11 days ago - Schwab Network