SoFi Technologies, Inc. (SOFI)

NASDAQ: SOFI · Real-Time Price · USD
16.31
-0.16 (-0.97%)
At close: Jul 31, 2026, 4:00 PM EDT
16.19
-0.12 (-0.73%)
After-hours: Jul 31, 2026, 7:59 PM EDT
Market Cap21.04B -15.6%
Revenue (ttm)4.27B +40.9%
Net Income636.26M +13.3%
EPS0.48 -2.4%
Shares Out 1.29B
PE Ratio34.14
Forward PE22.23
Dividendn/a
Ex-Dividend Daten/a
Volume56,683,048
Open16.44
Previous Close16.47
Day's Range15.83 - 16.50
52-Week Range14.88 - 32.73
Beta2.20
AnalystsHold
Price Target19.87 (+21.83%)
Earnings DateJul 29, 2026

About SOFI

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]

Sector Financials
Founded 2011
Employees 6,100
Stock Exchange NASDAQ
Ticker Symbol SOFI
Full Company Profile

Financial Performance

In 2025, SoFi Technologies's revenue was $3.58 billion, an increase of 35.56% compared to the previous year's $2.64 billion. Earnings were $481.32 million, an increase of 0.46%.

Financial Statements

Analyst Summary

According to 23 analysts, the average rating for SOFI stock is "Hold." The 12-month stock price target is $19.87, which is an increase of 21.83% from the latest price.

Price Target
$19.87
(21.83% upside)
Analyst Consensus: Hold
Stock Forecasts

News

SoFi Technologies price target lowered to $22 from $29 at Mizuho

Mizuho lowered the firm’s price target on SoFi Technologies (SOFI) to $22 from $29 and keeps an Outperform rating on the shares. The stock dropped 7% post earnings despite raising…

1 day ago - TheFly

SoFi Technologies price target lowered to $15 from $16 at Morgan Stanley

Morgan Stanley lowered the firm’s price target on SoFi Technologies (SOFI) to $15 from $16 and keeps an Underweight rating on the shares. Q2 revenue beat by 7%, but growth…

1 day ago - TheFly

SoFi Stock (SOFI) Is Rebounding Today after 9% Post-Earnings Selloff. Here’s What Analysts Are Saying

SoFi ($SOFI) stock rebounded about 1.5% in Thursday’s pre-market after falling nearly 9% in the previous session despite reporting strong second-quarter results. The gain came as analysts weighed in o...

2 days ago - TipRanks

SoFi Technologies price target lowered to $16 from $17 at BofA

BofA analyst Mihir Bhatia lowered the firm’s price target on SoFi Technologies (SOFI) to $16 from $17 and keeps an Underperform rating on the shares. SoFi reported better than expected…

2 days ago - TheFly

SoFi Technologies price target lowered to $24 from $25 at Needham

Needham lowered the firm’s price target on SoFi Technologies (SOFI) to $24 from $25 and keeps a Buy rating on the shares. Q2 results topped estimates but shares sold off,…

2 days ago - TheFly

SoFi Technologies price target lowered to $18 from $21 at Goldman Sachs

Goldman Sachs analyst Will Nance lowered the firm’s price target on SoFi Technologies (SOFI) to $18 from $21 and keeps a Neutral rating on the shares. SoFi delivered strong top-line…

2 days ago - TheFly

SoFi Technologies price target lowered to $17 from $18 at Wells Fargo

Wells Fargo lowered the firm’s price target on SoFi Technologies (SOFI) to $17 from $18 and keeps an Equal Weight rating on the shares. The firm notes shares were down…

2 days ago - TheFly

SOFI Stock Price Plunges Despite ‘Exceptional Quarter’ — Should You Buy the Dip?

SoFi Technologies ($SOFI) stock fell 9% on Wednesday despite delivering its eighth consecutive quarter of record revenue and raising its full-year revenue guidance. The stock is slightly up in pre-mar...

2 days ago - TipRanks

SoFi Doubles Down on AI Despite Market Pullback

SoFi posted record quarterly revenue and raised its full-year sales outlook. SoFi CEO Anthony Noto discusses why the company is keeping its earnings guidance unchanged, how AI is boosting engineering ...

2 days ago - Bloomberg Technology

Why SoFi's stock is dropping, even after its earnings beat expectations

SoFi Technologies delivered better-than-expected results for its latest quarter — but investors took issue with other aspects of the report, sending the company's shares sharply lower Wednesday.

2 days ago - Market Watch

Why Did SoFi Stock Fall After Beating Second-Quarter Profit Targets?

SoFi Technologies ($SOFI) reported strong second-quarter results that topped Wall Street targets, yet its stock plunged over 9.4% in early trading today. The drop happened because investors cared more...

2 days ago - TipRanks

SoFi Cross-Selling Grows as Existing Members Drive 51% of New Products

SoFi wants artificial intelligence to do more than answer a customer's financial questions. It wants AI to eventually act on them, and in the process give customers more reasons to keep their financia...

2 days ago - PYMNTS

SoFi Stock Hits 52-Week Low Despite Record Quarter. Here’s What Spooked Investors

SoFi Technologies ($SOFI) stock fell more than 10% on Wednesday, hitting a new 52-week low even after the fintech company reported record second-quarter results that topped Wall Street estimates. The…

2 days ago - TipRanks

Why did SoFi stock fall despite earnings beat and higher 2026 outlook?

SoFi Technologies SOFI shares fell over 9% on Wednesday despite the fintech company reporting stronger-than-expected second-quarter earnings and revenue and raising its full-year 2026 revenue guidance...

2 days ago - Invezz

SoFi Earnings: SOFI Stock Drops as Record Results Fail to Impress

Shares of SoFi Technologies ($SOFI) fell almost 6% in pre-market trading on Wednesday, despite a strong second-quarter performance. The fintech company reported record adjusted net revenue of $1.2 bil...

3 days ago - TipRanks

SoFi Technologies Earnings Call Transcript: Q2 2026

Q2 2026 saw 40% revenue growth, record member and product additions, and strong profitability, with cross-buy and product per member reaching new highs. Guidance for 2026 was raised, and new products and partnerships are fueling durable growth and high returns.

3 days ago - Transcripts

SoFi Technologies Slides: Q2 2026

SoFi Technologies has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 29, 2026.

3 days ago - Filings

SoFi Technologies Earnings release: Q2 2026

SoFi Technologies released its Q2 2026 earnings on July 29, 2026, summarizing the period's financial results.

3 days ago - Filings

SoFi Technologies reports Q2 adjusted EPS 12c, consensus 11c

Reports Q2 revenue $1.2B, consensus $1.13B. “2026 is shaping up to be a defining year, and our second quarter results mark a clear inflection point for SoFi,” said Anthony Noto,…

3 days ago - TheFly

SoFi Technologies sees FY26 adjusted EPS 60c, consensus 59c

Sees FY26 revenue $4.75B-$4.85B, consensus $4.7B. For the full year, management increases its revenue outlook. Management now expects to deliver adjusted net revenue of approximately $4.75B to $4.85B ...

3 days ago - TheFly

SoFi lifts 2026 revenue forecast as member growth, new loans hit records

Fintech SoFi raised its 2026 revenue growth forecast above Wall Street expectations on Wednesday after posting a market-beating second quarter, driven ​by record member growth and loan originations.

3 days ago - Reuters

SoFi Reports Second Quarter 2026 with Record Net Revenue of $1.2 Billion, Record Member and Product Growth, Net Income of $157 Million

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, everything app for digital financial services that helps members borrow, save, spend, invest and protect their...

3 days ago - Business Wire

SoFi Must Win Back Wall Street. Will a Slight Earnings Beat Help?

SoFi Technologies posts second-quarter earnings that edge past analysts' forecasts and raises part of its full-year guidance.

3 days ago - Barrons

SoFi stock is crawling back: will it surge ahead of Q2 earnings?

SoFi stock has rebounded in recent weeks, climbing from its year-to-date low of about $15 to around $19 today. Even so, the shares remain roughly 42% below their all-time high.

21 days ago - Invezz

SoFi Expands ETF Lineup with the Social 50 Income ETF (SFYI), Seeking Income and Pursuing Growth

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, today announced the availability of a new exchange-traded fund (ETF), the SoF...

Other symbols: SFYI
25 days ago - Business Wire