SoFi Technologies, Inc. (SOFI)

NASDAQ: SOFI · Real-Time Price · USD
22.81
-1.55 (-6.36%)
At close: Jan 30, 2026, 4:00 PM EST
22.78
-0.03 (-0.13%)
After-hours: Jan 30, 2026, 7:59 PM EST
-6.36%
Market Cap29.05B +72.6%
Revenue (ttm)3.61B +35.1%
Net Income481.32M -3.5%
EPS0.39
Shares Out 1.27B
PE Ratio58.49
Forward PE38.39
Dividendn/a
Ex-Dividend Daten/a
Volume131,622,047
Open25.43
Previous Close24.36
Day's Range22.31 - 25.47
52-Week Range8.60 - 32.73
Beta1.93
AnalystsHold
Price Target25.75 (+12.89%)
Earnings DateJan 30, 2026

About SOFI

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]

Sector Financials
Founded 2011
Employees 5,000
Stock Exchange NASDAQ
Ticker Symbol SOFI
Full Company Profile

Financial Performance

In 2025, SoFi Technologies's revenue was $3.61 billion, an increase of 36.71% compared to the previous year's $2.64 billion. Earnings were $481.32 million, an increase of 0.46%.

Financial Statements

Analyst Summary

According to 15 analysts, the average rating for SOFI stock is "Hold." The 12-month stock price target is $25.75, which is an increase of 12.89% from the latest price.

Price Target
$25.75
(12.89% upside)
Analyst Consensus: Hold
Stock Forecasts

News

SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript

SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript

1 day ago - Seeking Alpha

SoFi Scales Cross-Selling as Loan Originations Hit Records

SoFi's platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending, payments and technology revenue ...

1 day ago - PYMNTS

SoFi CEO defends capital raise as Q4 revenue tops $1 billion

SoFi Technologies (NASDAQ: SOFI) silenced skeptics this morning, reporting “blockbuster” Q4 financials, with revenue exceeding the coveted “$1.0 billion” mark for the first time. The financial technol...

1 day ago - Invezz

DECK "Off to the Races," SOFI Quarter Tops $1B, KLAC Slips

Diane King Hall laces up for a full earnings breakdown on Ugg's parent company Deckers Brands (DECK). She points to the surge in Hoka revenue, up 18.5% in Deckers' 3Q report, as well as the company's ...

Other symbols: DECKKLAC
1 day ago - Schwab Network

Fintech lender SoFi profit jumps on strong growth in fee‑based businesses

SoFi Technologies reported a rise in fourth-quarter profit on Friday, lifted by strong loan demand and rapid growth in its fee‑based businesses.

1 day ago - Reuters

SoFi's stock rises as the company hits a revenue milestone

SoFi's home-loan originations nearly doubled in the latest quarter.

1 day ago - Market Watch

SoFi Reports Fourth Quarter 2025 With Record Net Revenue of $1.0 Billion, Record Member and Product Growth, Net Income of $174 Million

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their ...

1 day ago - Business Wire

SoFi Posts Better-Than-Expected-Earnings. The Fourth Quarter Was ‘Exceptional,' Says CEO.

SoFi has steadily expanded its offerings in crypto and self-directed investing in its bid to become a ‘one-stop shop' for customers.

1 day ago - Barrons

SoFi: The $3B Question Heading Into Q4 2025 Earnings

I reiterate a "Hold" rating on SoFi Technologies heading into the Q4 print. The recent equity raises ($3 billion across the July and December rounds) add uncertainty on whether management funds organi...

2 days ago - Seeking Alpha

U.S. fintech could gain as Trump pushes affordability agenda, Citi says

U.S. fintech stocks could gain an edge as Washington leans into a more populist, affordability-driven agenda ahead of the November ​2026 midterm elections, analysts at Citigroup said in a note.

Other symbols: AFRMKLARSHOPTOST
9 days ago - Reuters

GoTu and SoFi at Work Join Forces to Advance Financial Well-Being in Dentistry

Partnership provides exclusive financial tools to help dental professionals manage debt and plan for the future MIAMI, Jan. 20, 2026 /PRNewswire/ -- GoTu Technology, the nation's leading dental talent...

11 days ago - PRNewsWire

Klarna's Push Into Digital Banking Sets Up SoFi 2.0

Klarna is transforming into a global digital bank, leveraging high-margin subscriptions and diversified financial products for long-term growth. KLAR's fiscal 2025 third quarter revenue rose 31.6% to ...

Other symbols: KLAR
11 days ago - Seeking Alpha

SoFi Announces Monthly Distributions on $THTA (12.00%)

NEW YORK, Jan. 15, 2026 (GLOBE NEWSWIRE) -- SoFi, a leading provider of thematic and income ETFs, today announced monthly distributions on the SoFi Enhanced Yield ETF (THTA). Distribution as of 1/14/2...

16 days ago - GlobeNewsWire

SoFi to Match $1,000 Federal Contribution to Investment Accounts for Employees' Children

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced a new employee benefit designed to help families begin investi...

17 days ago - Business Wire

Why Affirm and SoFi Are Winners From Trump's Call to Cap Credit Card Interest Rates

Mizuho Securities says fintech companies like SoFi, Affirm, and Block could benefit from Trump's proposed cap on interest rates.

Other symbols: AFRM
19 days ago - Barrons

SoFi: Illogical Analyst Hate

SoFi Technologies offers compelling long-term growth, trading at attractive multiples relative to EBITDA targets despite recent analyst downgrades. The fintech's $1.7 billion capital raise is aimed at...

19 days ago - Seeking Alpha

More Downside For SOFI Stock?

SoFi Technologies (SOFI) stock decreased by 8% on January 6. The recent decline points to renewed worries about equity dilution, its elevated valuation, and crypto exposure, but sharp declines like th...

24 days ago - Forbes

My Dividend Growth Income - December 2025 Update

I increased my forward projected dividend income by $86.77 (1.4%) in December, reaching $6,289.66. My portfolio strategy blends high-growth names like Broadcom (AVGO), Microsoft, and Visa with high-yi...

25 days ago - Seeking Alpha

SoFi Technologies: Fundamental Improvements Are Visible

SoFi Technologies continues to evolve into a rapidly growing bank with only a modest technology platform contribution. Despite 12% YoY growth in the technology platform, its user accounts declined fro...

25 days ago - Seeking Alpha

Why This SoFi Technologies' Pullback Matters

SoFi stock returned roughly 70% in 2025, then pulled back about 12%, forming a constructive consolidation rather than trend deterioration. SoFiUSD represents a strategic pivot into regulated financial...

4 weeks ago - Seeking Alpha

SoFi Schedules Conference Call to Discuss Q4 2025 & Full Year 2025 Results

SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced plans to host a conference call to discuss financial and opera...

4 weeks ago - Business Wire

SoFi Technologies: Buying The Dip With Confidence

SoFi Technologies (SOFI) remains a 'Strong Buy' despite a recent 17% share price decline, underpinned by robust business fundamentals. SOFI's consistent double beats on earnings and revenue, with no d...

4 weeks ago - Seeking Alpha

SoFi Needs A Rest

As of writing, SoFi stock has risen by ~92% year-to-date, as Mr. Market has rewarded its consistently strong business performance. Now, while recent results and financial outlook justify the stock ral...

4 weeks ago - Seeking Alpha

SoFi: Breakout Higher Can Continue, New Growth Engines Are Kicking In (Rating Upgrade)

SoFi Technologies is finally upgraded to a buy, driven by its expanding platform moat and robust multi-year growth trajectory. SOFI's loan platform business has achieved 4x growth, with $3.4B in origi...

5 weeks ago - Seeking Alpha

SoFi's Stablecoin Launch And What It Means For Financial Institutions

When SoFi Technologies Inc. (NASDAQ: SOFI) announced its stablecoin launch on December 18, the market responded immediately. Shares jumped approximately 4%, closing at $26.29 as investors processed wh...

6 weeks ago - Benzinga