SoFi Technologies, Inc. (SOFI)
| Market Cap | 18.79B -44.0% |
| Revenue (ttm) | 4.27B +40.9% |
| Net Income | 636.26M +13.3% |
| EPS | 0.47 -3.0% |
| Shares Out | 1.29B |
| PE Ratio | 30.64 |
| Forward PE | 20.22 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 59,575,998 |
| Open | 15.08 |
| Previous Close | 15.09 |
| Day's Range | 14.33 - 15.54 |
| 52-Week Range | 13.86 - 32.73 |
| Beta | 2.33 |
| Analysts | Hold |
| Price Target | 20.36 (+39.93%) |
| Earnings Date | Oct 27, 2026 |
About SOFI
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]
Financial Performance
In 2025, SoFi Technologies's revenue was $3.58 billion, an increase of 35.56% compared to the previous year's $2.64 billion. Earnings were $481.32 million, an increase of 0.46%.
Financial StatementsAnalyst Summary
According to 25 analysts, the average rating for SOFI stock is "Hold." The 12-month stock price target is $20.36, which is an increase of 39.93% from the latest price.
News
StoneX Assigns SoFi Stock a Buy Rating Ahead of Q3 Earnings. Here’s What’s Driving the Optimism
SoFi Technologies ($SOFI) will announce its Q3 2026 earnings on October 27. Shares of the fintech company have declined about 42% year-to-date amid macro uncertainties, heavy investments, and concerns...
SoFi Stock Has Sunk This Year. Why This Analyst Sees 64% Upside.
SoFi stock has fallen sharply this year, but a Wall Street firm still sees upside.
SOFI vs. HOOD: Which Fintech Stock Has More Upside Ahead of Earnings, According to Analysts?
SoFi ($SOFI) and Robinhood ($HOOD) are both fintech stocks, but analysts see more upside in SoFi ahead of their October 27 earnings reports. SoFi stock is down about 40% year-to-date,…
SoFi Technologies price target lowered to $15 from $18 at Goldman Sachs
Goldman Sachs lowered the firm’s price target on SoFi Technologies (SOFI) to $15 from $18 and keeps a Neutral rating on the shares.
SoFi Technologies initiated with a Buy at StoneX
StoneX last night initiated coverage of SoFi Technologies (SOFI) with a Buy rating and $25 price target The stock is down 40% this year while SoFi’s Q2 adjusted net revenue…
SOFI Stock Forecast – KBW Analyst Stays Bearish Ahead of Q3 Earnings on Oct. 27. Here’s Why
Fintech company SoFi Technologies ($SOFI) is scheduled to announce its third-quarter earnings on October 27. Ahead of Q3 2026 earnings, Keefe, Bruyette & Woods (KBW) analyst Tim Switzer reiterated a…
SoFi Technologies initiated with a Buy at StoneX
StoneX initiated coverage of SoFi Technologies (SOFI) with a Buy rating and $25 price target
SoFi Technologies price target lowered to $15 from $16 at Keefe Bruyette
Keefe Bruyette analyst Tim Switzer lowered the firm’s price target on SoFi Technologies (SOFI) to $15 from $16 and keeps an Underperform rating on the shares.
SoFi Technologies price target lowered to $15 from $16 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on SoFi Technologies (SOFI) to $15 from $16 and keeps an Underperform rating on the shares. The firm says the dynamics of SoFi’s…
Bitcoin's Next Act Is Invisible Payment Infrastructure
David Marcus, the Lightspark co-founder and chief executive, said Bitcoin's next wave of growth will come from acting as invisible settlement infrastructure for banks and payment networks. That matter...
SoFi Tech Solutions, Orbi and Mastercard Partner to Launch Crypto-Linked Card in Mexico
MEXICO CITY--(BUSINESS WIRE)-- #CryptoPayments--SoFi Tech Solutions, Orbi and Mastercard partner to launch a crypto-linked card in Mexico, enabling everyday purchases using crypto balances.
SoFi Technologies price target lowered to $17.50 from $18 at TD Cowen
TD Cowen analyst Moshe Orenbuch lowered the firm’s price target on SoFi Technologies (SOFI) to $17.50 from $18 and keeps a Hold rating on the shares. The firm adjusted targets…
SoFi Schedules Conference Call to Discuss Q3 2026 Results
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, today announced plans to host a conference call to discuss financial and oper...
SOFI Stock Forecast – Is This Fintech Stock a Buy on Recent Pullback?
SoFi Technologies ($SOFI) stock has declined 8% over the past month, bringing its year-to-date decline to about 36%. Broader market pressures and concerns about the growing share of the lending…
SoFi Bets $25 Billion on Putting Stablecoins Behind the Card Swipe
Consumers and merchants were supposed to be the silver bullet driving scalable digital asset adoption. The cryptocurrency industry is mature enough for that to have already happened by now, and it has...
Your credit card just got a crypto upgrade you'll never see
SoFi just put its credit cards on a blockchain. Customers won't notice.
Financial Ambitions Haven't Changed, The Playbook Has: SoFi Study Reveals Younger Generations Are Redefining the American Dream
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, today released “Making The Most: How Americans are Maximizing Money and Life ...
SoFi just achieved a feat no other US national bank has
SoFi Technologies (SOFI) shares are inching higher on Tuesday morning after announcing a major milestone in digital payments infrastructure. The fintech has officially gone live with real-time stablec...
Mastercard and SoFi Bring Stablecoin Settlement to Cards as Step One of Broader Rollout
Mastercard and SoFi Technologies are now using stablecoin settlement across SoFi Bank, N.A.'s debit and credit card program, SoFi said in a Tuesday (Sept.
Why SoFi Stock Is Up Today — and What Wall Street Sees Next
SoFi Technologies (NASDAQ:SOFI) is starting Tuesday on a strong note, with shares climbing 5%. The move follows news that stablecoin settlement is now live throughout SoFi Bank’s debit and credit…
SoFi Technologies, MasterCard announce stablecoin settlement is live
SoFi Technologies, Inc. (SOFI) and Mastercard (MA) announced that stablecoin settlement is now live across SoFi Bank, N.A.’s debit and credit card program, bringing stablecoin settlement through SoFiU...
SoFi Becomes First National Bank to Go Live with Stablecoin Settlement across Mastercard's Global Payments Network
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI) and Mastercard (NYSE: MA) today announced that stablecoin settlement is now live across SoFi Bank, N.A.'s debit and credit card p...
Is SOFI Stock a Buy after a 35% Drop? Here’s What Wall Street Expects
SoFi Technologies ($SOFI) has declined 35% year-to-date amid concerns about the fintech company’s growing reliance on its lending business, which has high capital requirements and is exposed to credit...
New Bank Approvals Are Surging. What's Behind the Boom.
Over the past 18 months, 40 wannabe bankers have filed for charters with the Comptroller of the Currency. So far, 21 have been approved.
SoFi Technologies Transcript: Goldman Sachs Communacopia + Technology Conference 2026
Strong revenue and membership growth continues, with robust cross-buy and expanding product adoption. Dynamic capital management and a focus on prime credit refinancing drive market share gains, while new ventures in technology, crypto, and business banking support future growth. Confidence remains high in achieving long-term financial targets.