SoFi Technologies, Inc. (SOFI)
| Market Cap | 21.92B -32.6% |
| Revenue (ttm) | 4.27B +40.9% |
| Net Income | 636.26M +13.3% |
| EPS | 0.47 -3.0% |
| Shares Out | 1.29B |
| PE Ratio | 35.74 |
| Forward PE | 23.23 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 65,201,513 |
| Open | 17.46 |
| Previous Close | 16.96 |
| Day's Range | 16.83 - 17.52 |
| 52-Week Range | 14.88 - 32.73 |
| Beta | 2.21 |
| Analysts | Hold |
| Price Target | 20.34 (+19.86%) |
| Earnings Date | Oct 27, 2026 |
About SOFI
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]
Financial Performance
In 2025, SoFi Technologies's revenue was $3.58 billion, an increase of 35.56% compared to the previous year's $2.64 billion. Earnings were $481.32 million, an increase of 0.46%.
Financial StatementsAnalyst Summary
According to 26 analysts, the average rating for SOFI stock is "Hold." The 12-month stock price target is $20.34, which is an increase of 19.86% from the latest price.
News
Is SOFI Stock a Buy after a 35% Drop? Here’s What Wall Street Expects
SoFi Technologies ($SOFI) has declined 35% year-to-date amid concerns about the fintech company’s growing reliance on its lending business, which has high capital requirements and is exposed to credit...
New Bank Approvals Are Surging. What's Behind the Boom.
Over the past 18 months, 40 wannabe bankers have filed for charters with the Comptroller of the Currency. So far, 21 have been approved.
Affirm or SoFi: Why Loop Capital Favors AFRM With a “Buy,” While SOFI Stock Gets a “Hold”
Affirm Holdings ($AFRM) and SoFi Technologies ($SOFI) are both consumer fintech companies, but Loop Capital analyst Reginald Smith sees a better risk-reward setup in Affirm. Smith initiated coverage o...
SoFi Stock Down as Loop Capital Flags Lending Risks, Assigns Hold
SoFi Technologies ($SOFI) stock is under pressure on Wednesday after Loop Capital analyst Reginald Smith initiated coverage with a Hold rating and a $22 price target. The target implies about…
SoFi Technologies initiated with a Hold at Loop Capital
Loop Capital initiated coverage of SoFi Technologies (SOFI) with a Hold rating and $22 price target SoFi is a leading digital bank, offering consumer loans, deposits, investing and credit cards,…
SoFi Technologies initiated with a Hold at Loop Capital
Loop Capital initiated coverage of SoFi Technologies (SOFI) with a Hold rating and $22 price target
SoFi Technologies Transcript: Goldman Sachs Communacopia + Technology Conference 2026
Strong revenue and membership growth continues, with robust cross-buy and expanding product adoption. Dynamic capital management and a focus on prime credit refinancing drive market share gains, while new ventures in technology, crypto, and business banking support future growth. Confidence remains high in achieving long-term financial targets.
SoFi Stock Prediction: Down 30% in 2026, Can the Fintech Rebound?
SoFi Technologies ($SOFI) stock has declined 30% so far in 2026, despite the fintech company reporting better-than-expected Q2 results. The company’s member base continued to reflect strength and grew...
SoFi Stock Gains 2.5% as Kraken Agreement Lists SoFiUSD Stablecoin on Crypto Platform
SoFi stock ($SOFI) gains 2.5% after a new deal with Kraken parent firm, Payward, that puts SoFi’s bank-backed token, SoFiUSD, onto Kraken’s trading app. Under the agreement, Payward joins the…
Keefe views SoFi pact with Payward as positive development
Keefe Bruyette views SoFi Technologies (SOFI)’ partnership with Payward as “another positive development” for the company’s digital asset business. SoFi should benefit from Payward’s operations and co...
SoFi and Payward Team to Link Banking and Digital Asset Markets
Financial services app SoFi has joined forces with Payward, parent company of cryptocurrency exchange Kraken. With this partnership, Payward will leverage SoFi's “Big Business Banking” capabilities, j...
Why Is SoFi Stock (SOFI) Rising Today? September 3
SoFi Technologies ($SOFI) stock is rising more than 2% at Thursday’s open, as investors react to a new partnership with Payward, the parent company of Kraken. The deal will bring…
SoFi Technologies, Payward partner to connect banking, digital asset markets
SoFi Technologies (SOFI) and Payward announced a strategic partnership designed to enhance banking, payments, liquidity, and digital asset markets. Through the partnership, Payward will leverage SoFi’...
SoFi and Payward Partner to Connect Banking and Digital Asset Markets
SAN FRANCISCO & CHEYENNE, Wyo.--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, and Payward, a unified financial infrastructure platform, to...
SOFI Stock Soars 5% After Scotiabank Analyst Highlights Its Stronger Fintech Model
SoFi Technologies (SOFI) jumped about 5% on Wednesday after Scotiabank analyst Lance Jessurun initiated coverage of the stock with a Buy rating and a $25 price target, implying 40% upside…
SoFi Tech Solutions' New President Is Building the AWS of Finance
Watch more: Monday Conversation With SoFi's Kathleen Pierce-Gilmore Former Visa executive Kathleen Pierce-Gilmore is three months into her new role as president of SoFi Technology Solutions.
SoFi to Participate in Goldman Sachs Communacopia & Technology Conference
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the everything app for digital financial services, today announced that it will participate in the Goldman Sachs Communacopia & ...
Dividends Are Found in the Tried & True
I got the weirdest email on Monday: No, thanks. I absolutely do not want to start banking with a social media company.
Bitcoin, crypto shares climb after Trump pushes Clarity Act
Cryptocurrency and blockchain-related stocks surged in premarket trading on Thursday after U.S. President Donald Trump urged Congress to pass legislation establishing clear rules for the digital asse...
SoFi Stock Took Its Lumps; Play a Rebound With This ETF
Entering this year, retail traders expected big things of SoFi Technologies (SOFI). The fintech stock was commanding plenty of adulation in social media investing circles.
SoFi Tech Solutions Q2 Debit Spend Index: Seasonal Spending Drove Big Gains Across Travel and Experiences as Gas Prices Hit Four-year High
SALT LAKE CITY--(BUSINESS WIRE)--SoFi Tech Solutions' Q2 Debit Spend Index finds gains across travel, experiences and fuel, as saved cards became debit's top payment method.
SoFi Technologies (SOFI) Price Forecast: Breakout Could End Six-Month Consolidation
SOFI is showing improving technical strength after breaking out of a bullish flag, potentially setting up a larger move above $20.13 and an end to its correction.
SoFi Is Dividing Wall Street. This Is the Bull Case for the Fintech Stock.
Piper Sandler analyst Patrick Moley initiates coverage at Overweight, arguing that SoFi ‘deserves a premium multiple to peers.'
Nvidia, Alphabet among 5 stocks that fit Jim Cramer's favourite dip-buying rule
Jim Cramer's favourite dip-buying rule starts with a margin decline, but it does not end there. Investors must decide whether profits are temporarily compressed by investment or permanently damaged by...
SoFi Doubles Down on AI Despite Market Pullback
SoFi posted record quarterly revenue and raised its full-year sales outlook. SoFi CEO Anthony Noto discusses why the company is keeping its earnings guidance unchanged, how AI is boosting engineering ...