SoFi Technologies, Inc. (SOFI)
| Market Cap | 26.57B +35.8% |
| Revenue (ttm) | 3.58B +34.0% |
| Net Income | 481.32M -3.5% |
| EPS | 0.39 -1.1% |
| Shares Out | 1.27B |
| PE Ratio | 54.10 |
| Forward PE | 34.44 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 67,012,578 |
| Open | 20.29 |
| Previous Close | 19.46 |
| Day's Range | 20.04 - 21.16 |
| 52-Week Range | 8.60 - 32.73 |
| Beta | 2.18 |
| Analysts | Buy |
| Price Target | 25.75 (+23.44%) |
| Earnings Date | Jan 30, 2026 |
About SOFI
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technis... [Read more]
Financial Performance
In 2025, SoFi Technologies's revenue was $3.58 billion, an increase of 35.56% compared to the previous year's $2.64 billion. Earnings were $481.32 million, an increase of 0.46%.
Financial StatementsAnalyst Summary
According to 15 analysts, the average rating for SOFI stock is "Buy." The 12-month stock price target is $25.75, which is an increase of 23.44% from the latest price.
News
SoFi: Recent Pullback Creates Opportunity As 2026 Catalysts Line Up
SoFi Technologies is rated 'Strong Buy' due to rapid user growth, consistent earnings beats, and expanding fintech offerings. SOFI benefits from a pro-business environment, potential S&P 500 inclusion...
SoFi Technologies: Pound The Table Moment As Upgrades From Large Banks Roll In
SoFi Technologies is executing strongly, with Q4 2025 marking its first $1B revenue quarter and record profitability, despite a 20%+ share price pullback. SOFI guides for 30% YoY revenue growth and 52...
SoFi Technologies: Back To Earth After Meltdown - Correction Buying Opportunity
SOFI's robust fee-based revenue growth, expanding cross-selling trends, and improving profitability lend credibility to its highly successful and increasingly diversified fintech/neobank platform. Thi...
What's Happening With SOFI Stock
SoFi Technologies (SOFI) – a digital platform that provides loans, cash management, and investment services – has experienced an 8-day decline, with total losses during this time reaching -17%. The co...
Morgan Stanley Thinks This Stock Is the 'Best Fintech Asset'
SoFi stock is upgraded to Overweight from Neutral at J.P. Morgan, but Morgan Stanley has a different favorite.
SoFi Announces Plan to Liquidate and Close the SoFi Next 500 ETF (SFYX)
SAN FRANCISCO, Feb. 02, 2026 (GLOBE NEWSWIRE) -- Social Finance, Inc. (“SoFi”) today announced that the Board of Trustees of Tidal Trust I (the “Trust”) has approved, at the request of Tidal Investmen...
SoFi: Selloff Looks Well Overdone As Execution Keeps Improving
SoFi Technologies keeps up with incredibly strong execution across lending, enterprise, and financial services, despite a recent stock selloff and sector volatility. SOFI delivered robust Q4 2025 resu...
SoFi's Pullback Before The Breakout
SoFi Technologies, Inc.'s Financial Services and Tech Platform delivered $579 million in Q4 revenue, representing 57% of adjusted net revenue and reducing lending reliance. Fee-based revenue surged 53...
SoFi: Strong Revaluation Catalyst In 2026
SoFi Technologies (SOFI) delivered record customer acquisition and exceeded both revenue and earnings estimates in Q4, reinforcing my strong buy rating. SOFI's Financial Services segment drove 158% Y/...
SoFi Technologies: Blowout Q4 Earnings Meet Fearful Market
SoFi Technologies delivered strong Q4 results, surpassing $1 billion in quarterly revenue and achieving double-digit adjusted net income margin for the first time. SOFI's aggressive cross-selling and ...
President Trump is focused on affordability. Fintech stocks may be the way to play it
As President Trump turns his attention to affordability policies that could benefit Americans this week, how should investors be approaching the fintech space? Citi US Equity Strategist Drew Pettit co...
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
SoFi Technologies, Inc. (SOFI) Q4 2025 Earnings Call Transcript
SoFi Scales Cross-Selling as Loan Originations Hit Records
SoFi's platform strategy was a centerpiece of fourth-quarter earnings on Friday (Jan. 30): Bring in members, persuade them to adopt multiple products, and let lending, payments and technology revenue ...
SoFi CEO defends capital raise as Q4 revenue tops $1 billion
SoFi Technologies (NASDAQ: SOFI) silenced skeptics this morning, reporting “blockbuster” Q4 financials, with revenue exceeding the coveted “$1.0 billion” mark for the first time. The financial technol...
DECK "Off to the Races," SOFI Quarter Tops $1B, KLAC Slips
Diane King Hall laces up for a full earnings breakdown on Ugg's parent company Deckers Brands (DECK). She points to the surge in Hoka revenue, up 18.5% in Deckers' 3Q report, as well as the company's ...
Fintech lender SoFi profit jumps on strong growth in fee‑based businesses
SoFi Technologies reported a rise in fourth-quarter profit on Friday, lifted by strong loan demand and rapid growth in its fee‑based businesses.
SoFi's stock rises as the company hits a revenue milestone
SoFi's home-loan originations nearly doubled in the latest quarter.
SoFi Reports Fourth Quarter 2025 With Record Net Revenue of $1.0 Billion, Record Member and Product Growth, Net Income of $174 Million
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), a member-centric, one-stop shop for digital financial services that helps members borrow, save, spend, invest and protect their ...
SoFi Posts Better-Than-Expected-Earnings. The Fourth Quarter Was ‘Exceptional,' Says CEO.
SoFi has steadily expanded its offerings in crypto and self-directed investing in its bid to become a ‘one-stop shop' for customers.
SoFi: The $3B Question Heading Into Q4 2025 Earnings
I reiterate a "Hold" rating on SoFi Technologies heading into the Q4 print. The recent equity raises ($3 billion across the July and December rounds) add uncertainty on whether management funds organi...
U.S. fintech could gain as Trump pushes affordability agenda, Citi says
U.S. fintech stocks could gain an edge as Washington leans into a more populist, affordability-driven agenda ahead of the November 2026 midterm elections, analysts at Citigroup said in a note.
GoTu and SoFi at Work Join Forces to Advance Financial Well-Being in Dentistry
Partnership provides exclusive financial tools to help dental professionals manage debt and plan for the future MIAMI, Jan. 20, 2026 /PRNewswire/ -- GoTu Technology, the nation's leading dental talent...
Klarna's Push Into Digital Banking Sets Up SoFi 2.0
Klarna is transforming into a global digital bank, leveraging high-margin subscriptions and diversified financial products for long-term growth. KLAR's fiscal 2025 third quarter revenue rose 31.6% to ...
SoFi Announces Monthly Distributions on $THTA (12.00%)
NEW YORK, Jan. 15, 2026 (GLOBE NEWSWIRE) -- SoFi, a leading provider of thematic and income ETFs, today announced monthly distributions on the SoFi Enhanced Yield ETF (THTA). Distribution as of 1/14/2...
SoFi to Match $1,000 Federal Contribution to Investment Accounts for Employees' Children
SAN FRANCISCO--(BUSINESS WIRE)--SoFi Technologies, Inc. (NASDAQ: SOFI), the one-stop shop for digital financial services, today announced a new employee benefit designed to help families begin investi...