South Plains Financial, Inc. (SPFI)

South Plains Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	59.71	49.72	62.75	58.24	58.61	45.35
Depreciation & Amortization	8.9	9.35	9.79	11.04	10.95	9.74
Gain (Loss) on Sale of Assets	-0.37	-0.11	-33.91	-0.17	-0.73	-2.54
Gain (Loss) on Sale of Investments	-	-	3.41	-	-	-
Provision for Credit Losses	4.62	4.3	4.61	-2.62	-1.92	25.57
Net Decrease (Increase) in Loans Originated / Sold - Operating	7.19	3.52	25.46	63.8	76.96	-8.74
Accrued Interest Receivable	2.54	1.42	-8.5	-1.07	3.38	-3.08
Change in Other Net Operating Assets	-5.14	0.74	2.66	16.92	-0.19	1.67
Other Operating Activities	-0.86	-1.36	1.14	-4.54	-1.25	-0.09
Operating Cash Flow	69.23	59.38	58.54	123.59	96.27	5.63
Operating Cash Flow Growth	12.08%	1.44%	-52.63%	28.38%	1610.88%	-81.54%
Capital Expenditures	-5.64	-3.35	-4.68	-4.47	-2.92	-3.31
Sale of Property, Plant and Equipment	2.55	0.38	0.97	0.48	1.46	0.22
Cash Acquisitions	-	-	-	-	-	-0.69
Investment in Securities	25.04	33.16	93.04	-95.46	58.78	-70.36
Divestitures	-	-	36.08	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-22.14	-46.29	-270.2	-311.46	-218.46	-84.99
Other Investing Activities	1.99	2.18	1.42	2.05	1.3	2.9
Investing Cash Flow	1.8	-13.93	-143.38	-408.86	-159.84	-156.23
Long-Term Debt Issued	-	-	-	-	-	124.07
Total Debt Issued	-	-	-	-	-	124.07
Short-Term Debt Repaid	-	-	-	-	-26.55	-10.62
Long-Term Debt Repaid	-	-	-12.37	-	-75	-95
Total Debt Repaid	-50	-	-12.37	-	-101.55	-105.62
Net Debt Issued (Repaid)	-50	-	-12.37	-	-101.55	18.46
Issuance of Common Stock	0.45	-	-	-	-	-
Repurchase of Common Stock	-9.43	-2.1	-18.49	-23.87	-9.85	-0.61
Common Dividends Paid	-9.95	-9.15	-8.75	-8.01	-5.39	-2.53
Net Increase (Decrease) in Deposit Accounts	161.78	-5.28	219.72	65.21	366.87	277.49
Financing Cash Flow	92.85	-16.53	180.11	33.33	250.08	292.81
Net Cash Flow	163.88	28.92	95.28	-251.94	186.51	142.21
Free Cash Flow	63.59	56.03	53.86	119.12	93.35	2.32
Free Cash Flow Growth	6.96%	4.03%	-54.79%	27.61%	3928.96%	-91.25%
Free Cash Flow Margin	30.98%	29.35%	25.53%	54.83%	42.21%	1.17%
Free Cash Flow Per Share	3.73	3.29	3.11	6.61	5.05	0.13
Cash Interest Paid	87.24	92.75	70.07	21.77	13.47	16.12
Cash Income Tax Paid	15.66	12.54	19.39	13.84	12.4	13.51

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q