South Plains Financial, Inc. (SPFI)

South Plains Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	516	477	468	495	342	376
Market Cap Growth	20.48%	1.99%	-5.40%	44.56%	-8.94%	-
Enterprise Value	251	257	355	130	265	423
PE Ratio	8.36	7.61	8.04	8.44	7.55	12.86
PS Ratio	2.37	2.23	2.15	2.24	1.73	2.37
PB Ratio	1.26	1.17	1.31	1.21	0.93	1.23
P/FCF Ratio	10.46	8.71	3.91	5.22	134.79	14.08
P/OCF Ratio	9.81	8.15	3.79	5.14	60.82	12.33
EV/Sales Ratio	1.16	1.20	1.64	0.59	1.34	2.67
EV/EBITDA Ratio	2.85	3.00	4.44	1.63	4.20	10.08
EV/EBIT Ratio	3.07	3.24	4.86	1.78	4.69	11.52
EV/FCF Ratio	5.12	4.69	2.97	1.37	104.55	15.84
Debt / Equity Ratio	0.27	0.27	0.34	0.30	0.60	0.67
Debt / EBITDA Ratio	1.25	1.28	1.53	1.54	3.54	4.89
Debt / FCF Ratio	2.25	2.01	1.02	1.29	88.04	7.68
Asset Turnover	0.05	0.05	0.06	0.06	0.06	0.06
Return on Equity (ROE)	16.30%	16.30%	16.10%	14.90%	13.10%	11.10%
Return on Assets (ROA)	1.50%	1.50%	1.50%	1.60%	1.30%	1.00%
Return on Capital (ROIC)	12.92%	12.65%	12.15%	11.07%	7.64%	5.72%
Earnings Yield	12.55%	13.15%	12.44%	11.85%	13.25%	7.78%
FCF Yield	9.56%	11.49%	25.56%	19.16%	0.74%	7.10%
Dividend Yield	1.79%	1.80%	1.70%	1.10%	0.70%	0.30%
Payout Ratio	14.97%	13.90%	13.70%	9.20%	5.60%	3.40%
Buyback Yield / Dilution	3.61%	3.04%	4.44%	1.49%	-0.29%	-3.07%
Total Shareholder Return	5.40%	4.84%	6.14%	2.59%	0.41%	-2.77%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).