South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
45.96
+1.71 (3.86%)
At close: Jul 17, 2026, 4:00 PM EDT
45.07
-0.89 (-1.94%)
After-hours: Jul 17, 2026, 6:39 PM EDT

South Plains Financial Statistics

Total Valuation

SPFI has a market cap or net worth of $879.94 million. The enterprise value is $152.67 million.

Market Cap879.94M
Enterprise Value 152.67M

Important Dates

The last earnings date was Friday, July 17, 2026, before market open.

Earnings Date Jul 17, 2026
Ex-Dividend Date Apr 27, 2026

Share Statistics

SPFI has 19.15 million shares outstanding. The number of shares has decreased by -4.15% in one year.

Current Share Class 19.15M
Shares Outstanding 19.15M
Shares Change (YoY) -4.15%
Shares Change (QoQ) -4.07%
Owned by Insiders (%) 13.10%
Owned by Institutions (%) 39.03%
Float 15.09M

Valuation Ratios

The trailing PE ratio is 11.54 and the forward PE ratio is 11.57.

PE Ratio 11.54
Forward PE 11.57
PS Ratio 3.93
Forward PS 3.39
PB Ratio 1.19
P/TBV Ratio 1.58
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 2.34
EV / Sales 0.68
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.01%.

Return on Equity (ROE) 12.01%
Return on Assets (ROA) 1.33%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 6.36%
Revenue Per Employee $371,181
Profits Per Employee $107,975
Employee Count603
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SPFI has paid $17.28 million in taxes.

Income Tax 17.28M
Effective Tax Rate 20.97%

Stock Price Statistics

The stock price has increased by +25.03% in the last 52 weeks. The beta is 0.46, so SPFI's price volatility has been lower than the market average.

Beta (5Y) 0.46
52-Week Price Change +25.03%
50-Day Moving Average 41.44
200-Day Moving Average 40.55
Relative Strength Index (RSI) 69.54
Average Volume (20 Days) 206,186

Short Selling Information

The latest short interest is 464,824, so 2.43% of the outstanding shares have been sold short.

Short Interest 464,824
Short Previous Month 313,390
Short % of Shares Out 2.43%
Short % of Float 3.08%
Short Ratio (days to cover) 2.66

Income Statement

In the last 12 months, SPFI had revenue of $223.82 million and earned $65.11 million in profits. Earnings per share was $3.98.

Revenue223.82M
Gross Profit 223.82M
Operating Income 82.39M
Pretax Income 82.39M
Net Income 65.11M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.98
Full Income Statement

Balance Sheet

The company has $787.76 million in cash and $60.49 million in debt, with a net cash position of $727.26 million or $37.99 per share.

Cash & Cash Equivalents 787.76M
Total Debt 60.49M
Net Cash 727.26M
Net Cash Per Share $37.99
Equity (Book Value) 629.77M
Book Value Per Share 38.54
Working Capital -3.84B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 36.81%
Pretax Margin 36.81%
Profit Margin 29.09%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 1.54%.

Dividend Per Share $0.68
Dividend Yield 1.54%
Dividend Growth (YoY) 11.86%
Years of Dividend Growth 6
Payout Ratio 16.58%
Buyback Yield 4.15%
Shareholder Yield 5.63%
Earnings Yield 7.40%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for SPFI is $49.75, which is 8.25% higher than the current price. The consensus rating is "Buy".

Price Target $49.75
Price Target Difference 8.25%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2