South Plains Financial, Inc. (SPFI)
NASDAQ: SPFI · Real-Time Price · USD
37.89
-0.08 (-0.21%)
Nov 20, 2024, 4:00 PM EST - Market closed

South Plains Financial Statistics

Total Valuation

SPFI has a market cap or net worth of $621.00 million.

Market Cap 621.00M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, October 23, 2024, after market close.

Earnings Date Oct 23, 2024
Ex-Dividend Date Oct 28, 2024

Share Statistics

SPFI has 16.39 million shares outstanding. The number of shares has decreased by -3.06% in one year.

Current Share Class 16.39M
Shares Outstanding 16.39M
Shares Change (YoY) -3.06%
Shares Change (QoQ) +0.74%
Owned by Insiders (%) 16.50%
Owned by Institutions (%) 37.68%
Float 11.69M

Valuation Ratios

The trailing PE ratio is 14.79 and the forward PE ratio is 14.18.

PE Ratio 14.79
Forward PE 14.18
PS Ratio 3.38
Forward PS 3.10
PB Ratio 1.40
P/TBV Ratio 1.47
P/FCF Ratio 10.45
P/OCF Ratio 10.05
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 1.86
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.69%.

Return on Equity (ROE) 10.69%
Return on Assets (ROA) 1.02%
Return on Capital (ROIC) n/a
Revenue Per Employee $297,591
Profits Per Employee $70,460
Employee Count 618
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, SPFI has paid $12.14 million in taxes.

Income Tax 12.14M
Effective Tax Rate 21.80%

Stock Price Statistics

The stock price has increased by +39.61% in the last 52 weeks. The beta is 0.58, so SPFI's price volatility has been lower than the market average.

Beta (5Y) 0.58
52-Week Price Change +39.61%
50-Day Moving Average 34.80
200-Day Moving Average 29.71
Relative Strength Index (RSI) 57.06
Average Volume (20 Days) 39,481

Short Selling Information

The latest short interest is 40,759, so 0.25% of the outstanding shares have been sold short.

Short Interest 40,759
Short Previous Month 39,790
Short % of Shares Out 0.25%
Short % of Float 0.35%
Short Ratio (days to cover) 1.30

Income Statement

In the last 12 months, SPFI had revenue of $183.91 million and earned $43.54 million in profits. Earnings per share was $2.56.

Revenue 183.91M
Gross Profit 183.91M
Operating Income 55.68M
Pretax Income 58.56M
Net Income 43.54M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.56
Full Income Statement

Balance Sheet

The company has $483.23 million in cash and $110.41 million in debt, giving a net cash position of $372.82 million or $22.75 per share.

Cash & Cash Equivalents 483.23M
Total Debt 110.41M
Net Cash 372.82M
Net Cash Per Share $22.75
Equity (Book Value) 443.12M
Book Value Per Share 27.04
Working Capital -3.27B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $61.77 million and capital expenditures -$2.32 million, giving a free cash flow of $59.45 million.

Operating Cash Flow 61.77M
Capital Expenditures -2.32M
Free Cash Flow 59.45M
FCF Per Share $3.63
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 30.28%
Pretax Margin 30.28%
Profit Margin 23.68%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 36.46%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 1.58%.

Dividend Per Share $0.60
Dividend Yield 1.58%
Dividend Growth (YoY) 7.69%
Years of Dividend Growth 5
Payout Ratio 23.42%
Buyback Yield 3.06%
Shareholder Yield 4.64%
Earnings Yield 7.01%
FCF Yield 9.57%
Dividend Details

Analyst Forecast

The average price target for SPFI is $33.50, which is -11.59% lower than the current price. The consensus rating is "Buy".

Price Target $33.50
Price Target Difference -11.59%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4