Summit State Bank (SSBI)

NASDAQ: SSBI · Real-Time Price · USD
13.63
+0.11 (0.81%)
May 7, 2026, 4:00 PM EDT - Market closed
Market Cap92.36M +72.3%
Revenue (ttm)32.47M +25.2%
Net Income5.98M
EPS0.89
Shares Out 6.78M
PE Ratio15.24
Forward PEn/a
Dividendn/a
Ex-Dividend Daten/a
Volume1,290
Open13.53
Previous Close13.52
Day's Range13.53 - 13.63
52-Week Range9.14 - 14.00
Beta0.18
Analystsn/a
Price Targetn/a
Earnings DateApr 28, 2026

About SSBI

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts. The company also provides loans, including commercial loans and leases; lines of credit; commercial real estate, small business administration, residential mortgage, and c... [Read more]

Sector Financials
IPO Date Jul 14, 2006
Employees 103
Stock Exchange NASDAQ
Ticker Symbol SSBI
Full Company Profile

Financial Performance

Financial Statements

News

Summit State Bank Earns $1,674,000, or $0.25 Per Diluted Share, in First Quarter 2026

SANTA ROSA, Calif., April 28, 2026 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income of $1,674,000, or $0.25 per diluted share for the first quarter ended Mar...

9 days ago - GlobeNewsWire

Summit State Bank reports Q4 EPS 16c vs. ($1.06) last year

Net interest margin was 3.62% in the fourth quarter of 2025 compared to 2.88% in the fourth quarter of 2024 and 3.51% in the third quarter of 2025. Book value

3 months ago - TheFly

Summit State Bank Earns $1,067,000, or $0.16 Per Diluted Share, in Fourth Quarter 2025

SANTA ROSA, Calif., Jan. 27, 2026 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income of $1,067,000, or $0.16 per diluted share for the fourth quarter ended Dec...

3 months ago - GlobeNewsWire

Summit State Bank reports Q3 EPS 12c vs 9c last year

“The Bank delivered steady operating results in the third quarter of 2025, marking our third consecutive quarter of solid earnings,” said Brian Reed, President and CEO. “Our operating performance was

6 months ago - TheFly

Summit State Bank Earns $818,000, or $0.12 Per Diluted Share, in Third Quarter 2025

SANTA ROSA, Calif., Oct. 29, 2025 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income of $818,000, or $0.12 per diluted share for the third quarter ended Septem...

6 months ago - GlobeNewsWire

Summit State Bank reports Q2 EPS 36c vs 14c last year

Net interest margin was 3.66% in the second quarter of 2025 compared to 2.71% in the second quarter of 2024 and 3.19% in the first quarter of 2025. Book value

10 months ago - TheFly

Summit State Bank Earns $2.4 Million, or $0.36 Per Diluted Share, in Second Quarter 2025

SANTA ROSA, Calif., July 29, 2025 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income of $2,417,000, or $0.36 per diluted share for the second quarter ended Jun...

10 months ago - GlobeNewsWire

Summit State Bank reports Q1 EPS 37c vs. 21c last year

Net interest margin was 3.19% in the first quarter of 2025 compared to 2.81% in the first quarter of 2024 and 2.88% in the fourth quarter of 2024. Book value

1 year ago - TheFly

Summit State Bank Earns $2.5 Million, or $0.37 Per Diluted Share, in First Quarter 2025

SANTA ROSA, Calif., April 29, 2025 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income of $2,494,000, or $0.37 per diluted share for the first quarter ended Mar...

1 year ago - GlobeNewsWire

Summit State Bank Reports Revised Fourth Quarter 2024 Financial Results

SANTA ROSA, Calif., March 28, 2025 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported that it has revised its fourth quarter and full year 2024 financial results from tho...

1 year ago - GlobeNewsWire

Summit State Bank Reports Fourth Quarter 2024 Financial Results

SANTA ROSA, Calif., Jan. 28, 2025 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported a net loss of $6,605,000, or $0.98 loss per diluted share for the fourth quarter ende...

1 year ago - GlobeNewsWire

Summit State Bank reports Q3 EPS 9c vs 27c last year

“In this time of economic uncertainty, the Board is focused on balancing its commitment to shareholders while also building capital, increasing liquidity and positioning the Bank to create long-term v...

1 year ago - TheFly

Summit State Bank Reports Net Income of $626,000 for Third Quarter 2024

SANTA ROSA, Calif., Oct. 30, 2024 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income for the third quarter ended September 30, 2024 of $626,000, or $0.09 per d...

1 year ago - GlobeNewsWire

Summit State Bank reduces quarterly cash dividend to 4c per share

Summit State Bank’s Board of Directors declared the Bank’s eighty third consecutive quarterly cash dividend to common shareholders for $0.04 per share on September 11, 2024. The dividend will be

1 year ago - TheFly

Summit State Bank Declares Quarterly Cash Dividend

SANTA ROSA, Calif., Sept. 12, 2024 (GLOBE NEWSWIRE) -- Summit State Bank's (the “Bank”) (Nasdaq: SSBI) Board of Directors declared the Bank's eighty third consecutive quarterly cash dividend to common...

1 year ago - GlobeNewsWire

Summit State Bank Reports Net Income of $928,000 for Second Quarter 2024

SANTA ROSA, Calif., July 31, 2024 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income for the second quarter ended June 30, 2024 of $928,000, or $0.14 per dilut...

1 year ago - GlobeNewsWire

Summit State Bank reports Q1 EPS 21c vs 62c last year

Reports Q1 revenue $15.43M vs $16.61M last year. “First quarter earnings were impacted by current challenges facing the entire banking industry. We are implementing steps to reverse declines in net

2 years ago - TheFly

Summit State Bank Reports Net Income of $1.4 Million for First Quarter 2024; Declares Quarterly Cash Dividend of $0.12 Per Common Share

SANTA ROSA, Calif., April 30, 2024 (GLOBE NEWSWIRE) -- Summit State Bank (the “Bank”) (Nasdaq: SSBI) today reported net income for the first quarter ended March 31, 2024 of $1,395,000, or $0.21 per di...

2 years ago - GlobeNewsWire

Summit State Bank welcomes Dr. Frank Chong and James Finley to its Board of Directors

SANTA ROSA, Calif., March 29, 2024 (GLOBE NEWSWIRE) -- Summit State Bank (NASDAQ: SSBI) welcomes Dr. Frank Chong and James Finley, to its Board of Directors. Dr. Chong and Mr. Finley were elected to t...

2 years ago - GlobeNewsWire

Summit State Bank reports Q4 EPS 28c vs 68c last year

Summit State Bank continues to maintain capital levels in excess of the requirements to be categorized as “well-capitalized” with tangible equity to tangible assets of 8.38% at December 31, 2023,

2 years ago - TheFly

Summit State Bank Reports Net Income of $10.8 Million for the Year 2023; Declares Quarterly Cash Dividend of $0.12 Per Common Share

SANTA ROSA, Calif., Jan. 30, 2024 (GLOBE NEWSWIRE) -- Summit State Bank (Nasdaq: SSBI) today reported net income for the year ended December 31, 2023 of $10,822,000, or $1.62 per diluted share, a decr...

2 years ago - GlobeNewsWire

Summit State Bank reports Q3 EPS 27c vs 59c last year

Reports Q3 book value per share $13.77. Summit State Bank continues to maintain capital levels in excess of the requirements to be categorized as “well-capitalized” with tangible equity to tangible

2 years ago - TheFly

Summit State Bank Reports Net Income of $1.8 Million for Third Quarter 2023; Declares Quarterly Cash Dividend of $0.12 Per Common Share

SANTA ROSA, Calif., Oct. 25, 2023 (GLOBE NEWSWIRE) -- Summit State Bank (Nasdaq: SSBI) today reported net income for the third quarter ended September 30, 2023 of $1,821,000, or $0.27 per diluted shar...

2 years ago - GlobeNewsWire

Summit State Bank Ranked a Top Bay Area Corporate Philanthropist by San Francisco Business Times

SANTA ROSA, Calif., Aug. 01, 2023 (GLOBE NEWSWIRE) -- Summit State Bank (Nasdaq: SSBI) announced today that it has been ranked number 52nd on the San Francisco Business Times' 2023 Bay Area Corporate ...

3 years ago - GlobeNewsWire

Summit State Bank comments on Big Poppy’s Federal Reserve application

Summit State Bank is aware that Big Poppy Holdings has published a notice stating that it holds 332,464 shares of Summit’s common stock, which is approximately 4.9% of the outstanding

3 years ago - TheFly