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Summit State Bank (SSBI)
NASDAQ: SSBI · Real-Time Price · USD
12.14
0.00 (0.00%)
Oct 14, 2026, 11:08 AM EDT - Market open

Summit State Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
27.2832.8125.0240.3347.3841.21
Revenue Growth
-1.03%31.13%-37.96%-14.88%14.97%26.38%
Net Income
2.256.8-4.1910.8216.9714.7
Earnings Per Share
0.331.01-0.621.622.542.20
EPS Growth
----36.30%15.34%40.13%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
112.5565.5251.457.7977.5740.7
Total Debt
7.327.477.226.9148.3355.62
Net Cash (Debt)
105.2358.0644.1850.8829.24-14.92
Net Cash Growth
77.16%31.41%-13.16%74.00%--
Net Cash Per Share
15.628.636.587.604.37-2.23

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
17.966.65.85-2.3813.727.47
Capital Expenditures
-0.21-0.05-0.23-0.24-0.18-0.09
Free Cash Flow
17.756.555.62-2.6213.547.38
Free Cash Flow Growth
2487.46%16.53%--83.44%104.74%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
8.25%20.71%-16.76%26.83%35.81%35.66%
FCF Margin
65.06%19.96%22.46%-6.50%28.58%17.91%

Dividends
Chart
Fiscal YearFY 2024FY 2023FY 2022FY 2021
Period EndingDec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.2800.4800.4800.480
Dividend Per Share Growth
-41.67%0%0%0%
Dividend Yield
3.66%3.90%3.04%3.10%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
36.7711.52-7.616.237.05
Forward PE
-12.4912.4912.4912.4912.49
P/FCF Ratio
4.6211.969.15-7.8014.03
PS Ratio
3.002.392.052.042.232.51