Summit State Bank Statistics
Total Valuation
SSBI has a market cap or net worth of $66.77 million. The enterprise value is -$68.66 million.
Market Cap | 66.77M |
Enterprise Value | -68.66M |
Important Dates
The next estimated earnings date is Tuesday, April 30, 2024, before market open.
Earnings Date | Apr 30, 2024 |
Ex-Dividend Date | Feb 7, 2024 |
Share Statistics
SSBI has 6.68 million shares outstanding. The number of shares has increased by 0.15% in one year.
Shares Outstanding | 6.68M |
Shares Change (YoY) | +0.15% |
Shares Change (QoQ) | -0.10% |
Owned by Insiders (%) | 23.08% |
Owned by Institutions (%) | 20.69% |
Float | 4.80M |
Valuation Ratios
The trailing PE ratio is 6.17.
PE Ratio | 6.17 |
Forward PE | n/a |
PS Ratio | 1.27 |
Forward PS | n/a |
PB Ratio | 0.68 |
P/FCF Ratio | n/a |
PEG Ratio | n/a |
Enterprise Valuation
EV / Earnings | n/a |
EV / Sales | n/a |
EV / EBITDA | n/a |
EV / EBIT | n/a |
EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.07, with a Debt / Equity ratio of 0.07.
Current Ratio | 0.07 |
Quick Ratio | n/a |
Debt / Equity | 0.07 |
Debt / EBITDA | 0.98 |
Debt / FCF | n/a |
Interest Coverage | -0.27 |
Financial Efficiency
Return on equity (ROE) is 11.08% and return on invested capital (ROIC) is 17.51%.
Return on Equity (ROE) | 11.08% |
Return on Assets (ROA) | 0.96% |
Return on Capital (ROIC) | 17.51% |
Revenue Per Employee | $468,357 |
Profits Per Employee | $96,625 |
Employee Count | 112 |
Asset Turnover | 0.05 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, SSBI has paid $4.46 million in taxes.
Income Tax | 4.46M |
Effective Tax Rate | 29.18% |
Stock Price Statistics
The stock price has decreased by -27.23% in the last 52 weeks. The beta is 0.58, so SSBI's price volatility has been lower than the market average.
Beta (1Y) | 0.58 |
52-Week Price Change | -27.23% |
50-Day Moving Average | 10.62 |
200-Day Moving Average | 13.46 |
Relative Strength Index (RSI) | 36.92 |
Average Volume (30 Days) | 4,467 |
Short Selling Information
The latest short interest is 8,390, so 0.13% of the outstanding shares have been sold short.
Short Interest | 8,390 |
Short Previous Month | 13,283 |
Short % of Shares Out | 0.13% |
Short % of Float | 0.17% |
Short Ratio (days to cover) | 2.36 |
Income Statement
In the last 12 months, SSBI had revenue of $52.46 million and earned $10.82 million in profits. Earnings per share was $1.62.
Revenue | 52.46M |
Gross Profit | 52.46M |
Operating Income | 25.85M |
Pretax Income | 15.28M |
Net Income | 10.82M |
EBITDA | 7.05M |
EBIT | 6.67M |
Earnings Per Share (EPS) | $1.62 |
Balance Sheet
The company has -$57.79 million in cash and $6.91 million in debt, giving a net cash position of $135.42 million or $20.28 per share.
Cash & Cash Equivalents | -57.79M |
Total Debt | 6.91M |
Net Cash | 135.42M |
Net Cash Per Share | $20.28 |
Equity / Book Value | 97.68M |
Book Value Per Share | 14.63 |
Working Capital | -864.69M |
Cash Flow
In the last 12 months, operating cash flow was -$2.38 million and capital expenditures -$240,000, giving a free cash flow of -$2.62 million.
Operating Cash Flow | -2.38M |
Capital Expenditures | -240,000 |
Free Cash Flow | -2.62M |
FCF Per Share | -$0.39 |
Margins
Gross margin is 100.00%, with operating and profit margins of 49.29% and 20.63%.
Gross Margin | 100.00% |
Operating Margin | 49.29% |
Pretax Margin | 29.13% |
Profit Margin | 20.63% |
EBITDA Margin | 13.44% |
EBIT Margin | 12.71% |
FCF Margin | -4.99% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 4.80%.
Dividend Per Share | $0.48 |
Dividend Yield | 4.80% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 29.63% |
Buyback Yield | -0.15% |
Shareholder Yield | 4.65% |
Earnings Yield | 16.21% |
FCF Yield | -3.92% |
Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on October 28, 2021. It was a forward split with a ratio of 11:10.
Last Split Date | Oct 28, 2021 |
Split Type | Forward |
Split Ratio | 11:10 |
Scores
SSBI has an Altman Z-Score of -0.73 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
Altman Z-Score | -0.73 |
Piotroski F-Score | 3 |