Texas Community Bancshares, Inc. (TCBS)

NASDAQ: TCBS · Real-Time Price · USD

16.55

-0.10 (-0.60%)

At close: Mar 6, 2026, 4:00 PM EST

16.86

+0.31 (1.87%)

After-hours: Mar 6, 2026, 4:10 PM EST

TCBS Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	12.97	12.55	11.06	10.28	8.42	8.29
Net Interest Income Growth	5.49%	13.43%	7.60%	22.16%	1.51%	12.33%
Non-Interest Income	1.34	-1.96	0.35	1.87	1.72	1.56
Non-Interest Income Growth	-	-	-81.16%	8.79%	10.28%	-4.19%
Revenues Before Loan Losses	14.31	10.59	11.42	12.15	10.14	9.85
Provision for Credit Losses	0.69	0.16	0.36	0.21	0.05	0.48
Revenue	13.62	10.43	11.06	11.94	10.09	9.37
Revenue Growth (YoY)	38.12%	-5.71%	-7.39%	18.42%	7.68%	5.85%
Compensation Expenses	6.69	6.84	7.07	5.8	5.15	4.91
Selling, General & Admin	2.65	2.74	2.52	2.19	2.11	2.05
Other Non-Interest Expenses	2.99	2.69	2.4	1.78	2.22	1.46
Total Non-Interest Expense	12.32	12.27	12	9.77	9.47	8.42
Pretax Income	2.95	-1.78	-0.94	2.18	0.61	0.94
Provision for Income Taxes	0.43	-0.48	-0.2	0.42	0.09	0.19
Net Income	2.52	-1.31	-0.73	1.75	0.52	0.75
Net Income to Common	2.52	-1.31	-0.73	1.75	0.52	0.75
Net Income Growth	-	-	-	238.61%	-30.84%	-29.15%
Shares Outstanding (Basic)	3	3	3	3	3	5
Shares Outstanding (Diluted)	3	3	3	3	3	5
Shares Change (YoY)	-3.49%	-2.50%	1.13%	0.87%	-37.60%	-
EPS (Basic)	0.88	-0.45	-0.24	0.58	0.17	0.16
EPS (Diluted)	0.85	-0.44	-0.24	0.58	0.17	0.16
EPS Growth	-	-	-	241.18%	9.20%	-
Free Cash Flow	0.73	0.74	-3.31	2.74	1.62	1.11
Free Cash Flow Growth	-1.89%	-	-	68.89%	46.61%	-45.42%
Free Cash Flow Per Share	0.25	0.25	-1.08	0.90	0.54	-
Dividends Per Share	0.160	0.160	0.110	-	-	-
Dividend Growth	-	45.45%	-	-	-	-
Profit Margin	19.35%	-12.71%	-6.85%	14.95%	5.16%	8.43%
FCF Margin	5.58%	7.20%	-30.95%	23.31%	16.14%	12.44%
EBITDA	0.59	0.57	0.42	0.43	0.44	0.43
EBITDA Margin	4.50%	5.57%	3.94%	3.67%	4.35%	4.84%
Effective Tax Rate	14.59%	26.73%	21.77%	19.43%	15.22%	20.49%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q