Texas Community Bancshares, Inc. (TCBS)

TCBS Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	11.82	13.29	13.06	8.93	21.92	8.07
Investment Securities	32.63	32.2	34.54	37.22	44.3	20.84
Trading Asset Securities	-	0.42	0.12	-	-	-
Mortgage-Backed Securities	72.63	74.81	97.11	99.82	61.14	40.47
Total Investments	105.26	107.42	131.76	137.04	105.44	61.31
Gross Loans	300.8	297.18	283.06	253.09	221.86	214.83
Allowance for Loan Losses	-3.27	-3.22	-3.1	-1.76	-1.59	-1.56
Other Adjustments to Gross Loans	-	-0.25	-0.03	-	-	-
Net Loans	297.52	293.71	279.93	251.34	220.27	213.27
Property, Plant & Equipment	11.44	11.53	11.61	6.72	6.69	6.84
Other Intangible Assets	0.1	0.13	0.27	0.4	0.53	0.66
Accrued Interest Receivable	1.85	1.92	1.73	1.33	0.93	0.96
Long-Term Deferred Tax Assets	2.5	2.69	2.43	2.3	0.65	0.25
Other Real Estate Owned & Foreclosed	0.45	0.48	0.16	-	0.21	0.21
Other Long-Term Assets	11.26	12.29	11.1	9.3	8.2	8.07
Total Assets	442.21	443.46	452.04	417.35	364.83	299.64
Accrued Expenses	2.36	5.48	4.04	2.31	1.53	1.14
Interest Bearing Deposits	195.62	244.06	234.5	220.85	206.06	184.5
Institutional Deposits	98.2	50.3	37.2	29.4	28.3	19.2
Non-Interest Bearing Deposits	43.71	41.47	45.54	45.82	40.58	31.44
Total Deposits	337.53	335.83	317.24	296.08	274.93	235.14
Current Portion of Long-Term Debt	-	3.8	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	49.56	46.08	76.9	62.49	27.57	30.77
Long-Term Leases	-	-	-	0.42	0.47	0.46
Other Long-Term Liabilities	-	0.17	0.18	0.18	0.19	0.2
Total Liabilities	389.45	391.35	398.36	361.48	304.69	267.7
Common Stock	0.03	0.03	0.03	0.03	0.03	-
Additional Paid-In Capital	32.69	32.49	31.67	31.1	30.93	-
Retained Earnings	30.68	30.16	31.97	34.08	32.33	31.81
Treasury Stock	-4.27	-3.78	-2.2	-	-	-
Comprehensive Income & Other	-6.38	-6.81	-7.79	-9.35	-3.16	0.13
Shareholders' Equity	52.76	52.11	53.69	55.87	60.13	31.94
Total Liabilities & Equity	442.21	443.46	452.04	417.35	364.83	299.64
Total Debt	49.56	49.88	76.9	62.91	28.04	31.22
Net Cash (Debt)	-28.45	-26.45	-51.42	-51.93	8.83	-9.14
Net Cash Per Share	-9.57	-8.86	-16.79	-17.15	2.94	-
Filing Date Shares Outstanding	2.84	2.86	2.97	3.14	3.01	-
Total Common Shares Outstanding	2.86	2.88	2.96	3.06	3.01	-
Book Value Per Share	18.47	18.07	18.16	18.24	19.98	-
Tangible Book Value	52.66	51.98	53.42	55.47	59.6	31.28
Tangible Book Value Per Share	18.44	18.02	18.07	18.11	19.80	-

Updated Aug 1, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q