Texas Community Bancshares, Inc. (TCBS)
NASDAQ: TCBS · Real-Time Price · USD
16.15
+0.05 (0.31%)
Aug 22, 2025, 4:00 PM - Market closed

TCBS Statistics

Total Valuation

TCBS has a market cap or net worth of $44.73 million. The enterprise value is $65.36 million.

Market Cap44.73M
Enterprise Value 65.36M

Important Dates

The last earnings date was Friday, August 1, 2025, after market close.

Earnings Date Aug 1, 2025
Ex-Dividend Date Jun 5, 2025

Share Statistics

TCBS has 2.77 million shares outstanding. The number of shares has decreased by -1.65% in one year.

Current Share Class 2.77M
Shares Outstanding 2.77M
Shares Change (YoY) -1.65%
Shares Change (QoQ) -1.44%
Owned by Insiders (%) 23.94%
Owned by Institutions (%) 20.92%
Float 2.11M

Valuation Ratios

The trailing PE ratio is 20.19.

PE Ratio 20.19
Forward PE n/a
PS Ratio 3.11
Forward PS n/a
PB Ratio 0.86
P/TBV Ratio 0.85
P/FCF Ratio 326.51
P/OCF Ratio 120.90
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 27.78
EV / Sales 4.41
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 477.10

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 359.39
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 4.50%.

Return on Equity (ROE) 4.50%
Return on Assets (ROA) 0.53%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $218,103
Profits Per Employee $34,603
Employee Count68
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TCBS has paid $432,000 in taxes.

Income Tax 432,000
Effective Tax Rate 15.51%

Stock Price Statistics

The stock price has increased by +17.46% in the last 52 weeks. The beta is 0.06, so TCBS's price volatility has been lower than the market average.

Beta (5Y) 0.06
52-Week Price Change +17.46%
50-Day Moving Average 16.08
200-Day Moving Average 15.71
Relative Strength Index (RSI) 56.23
Average Volume (20 Days) 3,680

Short Selling Information

The latest short interest is 2,794, so 0.10% of the outstanding shares have been sold short.

Short Interest 2,794
Short Previous Month 2,206
Short % of Shares Out 0.10%
Short % of Float 0.13%
Short Ratio (days to cover) 0.57

Income Statement

In the last 12 months, TCBS had revenue of $14.83 million and earned $2.35 million in profits. Earnings per share was $0.80.

Revenue14.83M
Gross Profit 14.83M
Operating Income 2.79M
Pretax Income -3.03M
Net Income 2.35M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.80
Full Income Statement

Balance Sheet

The company has $28.61 million in cash and $49.24 million in debt, giving a net cash position of -$20.63 million or -$7.45 per share.

Cash & Cash Equivalents 28.61M
Total Debt 49.24M
Net Cash -20.63M
Net Cash Per Share -$7.45
Equity (Book Value) 52.87M
Book Value Per Share 18.86
Working Capital -311.01M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $370,000 and capital expenditures -$233,000, giving a free cash flow of $137,000.

Operating Cash Flow 370,000
Capital Expenditures -233,000
Free Cash Flow 137,000
FCF Per Share $0.05
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 18.78%
Pretax Margin 18.78%
Profit Margin 15.87%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 0.92%

Dividends & Yields

This stock pays an annual dividend of $0.16, which amounts to a dividend yield of 0.99%.

Dividend Per Share $0.16
Dividend Yield 0.99%
Dividend Growth (YoY) 14.29%
Years of Dividend Growth 2
Payout Ratio 20.01%
Buyback Yield 1.65%
Shareholder Yield 2.64%
Earnings Yield 5.26%
FCF Yield 0.31%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3