TFS Financial Corporation (TFSL)
Stock Price:
$15.34 USD
-0.31 (-1.98%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
4.30B |
| Revenue (ttm) |
297.43M |
| Net Income (ttm) |
91.26M |
| Shares Out |
280.15M |
| EPS (ttm) |
0.32 |
| PE Ratio |
47.94 |
| Forward PE |
n/a |
| Dividend |
$1.12 |
| Dividend Yield |
7.30% |
Stock Quote
| Trading Day |
Aug 13, 2020 |
| Last Price |
$15.34 |
| Previous Close |
$15.65 |
| Change ($) |
-0.31 |
| Change (%) |
-1.98% |
| Day's Open |
15.55 |
| Day's Range |
15.20 - 15.55 |
| Day's Volume |
227,548 |
| 52-Week Range |
12.65 - 22.47 |
More Stats
| Market Cap |
4.30B |
| Enterprise Value |
7.86B |
| Earnings Date (est) |
Oct 28, 2020 |
| Ex-Dividend Date |
Jun 8, 2020 |
| Shares Outstanding |
280.15M |
| Float |
38.20M |
| EPS (basic) |
0.33 |
| EPS (diluted) |
0.32 |
| FCF / Share |
0.51 |
| Dividend |
$1.12 |
| Dividend Yield |
7.30% |
| Earnings Yield |
2.09% |
| FCF Yield |
3.29% |
| Payout Ratio |
n/a |
| Shares Short |
1.45M |
| Short Ratio |
6.08 |
| Short % of Float |
2.71% |
| Beta |
0.36 |
| PE Ratio |
47.94 |
| Forward PE |
n/a |
| P/FCF Ratio |
30.36 |
| PS Ratio |
14.45 |
| PB Ratio |
2.51 |
| Revenue |
297.43M |
| Operating Income |
110.62M |
| Net Income |
91.26M |
| Free Cash Flow |
141.56M |
| Net Cash |
-3.56B |
| Net Cash / Share |
-12.72 |
| Gross Margin |
99.48% |
| Operating Margin |
37.19% |
| Profit Margin |
30.70% |
| FCF Margin |
47.59% |
| ROA |
0.63% |
| ROE |
5.42% |
| ROIC |
n/a |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (2)
| Buy |
1 |
| Overweight |
0 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$18.50*
(20.60% upside)
Low
17.0
Current: $15.34
High
20.0
Target: 18.50
*Average 12-month price target from 2 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 296 | 313 | 316 | 303 | 297 | 274 | 260 | 185 | 180 | 180 |
| Revenue Growth | -5.61% | -0.72% | 4.08% | 2.01% | 8.4% | 5.5% | 40.8% | 2.52% | -0.01% | - |
| Gross Profit | 296 | 313 | 316 | 303 | 297 | 274 | 260 | 185 | 180 | 180 |
| Operating Income | 102 | 121 | 133 | 122 | 109 | 98.86 | 82.36 | 13.61 | 12.08 | 18.21 |
| Net Income | 80.24 | 85.41 | 88.88 | 80.55 | 72.59 | 65.89 | 55.96 | 11.48 | 9.34 | 11.34 |
| Shares Outstanding | 275 | 276 | 277 | 282 | 290 | 299 | 302 | 301 | 300 | 300 |
| Earnings Per Share | 0.28 | 0.30 | 0.32 | 0.28 | 0.25 | 0.22 | 0.18 | 0.04 | 0.03 | 0.04 |
| EPS Growth | -6.67% | -6.25% | 14.29% | 12% | 13.64% | 22.22% | 350% | 33.33% | -25% | - |
| Dividend Per Share | 1.02 | 0.76 | 0.55 | 0.43 | 0.31 | 0.07 | - | - | - | 0.21 |
| Dividend Growth | 34.21% | 39.45% | 28.24% | 37.1% | 342.86% | - | - | - | - | - |
| Operating Cash Flow | 103 | 92.12 | 101 | 84.91 | 102 | 104 | 141 | 156 | 136 | 117 |
| Capital Expenditures | -3.78 | -8.37 | -4.15 | -9.13 | -5.52 | -2.82 | -2.82 | -7.33 | -2.62 | -4.40 |
| Free Cash Flow | 99.22 | 83.74 | 97.02 | 75.79 | 96.58 | 101 | 138 | 148 | 133 | 112 |
| Cash & Equivalents | 275 | 270 | 268 | 231 | 155 | 181 | 286 | 308 | 295 | 744 |
| Total Debt | 4,039 | 3,856 | 3,808 | 2,861 | 2,304 | 1,270 | 892 | 684 | 350 | 406 |
| Net Cash / Debt | -3,764 | -3,586 | -3,539 | -2,629 | -2,149 | -1,088 | -606 | -375 | -55.10 | 338 |
| Assets | 14,542 | 14,137 | 13,693 | 12,906 | 12,369 | 11,803 | 11,269 | 11,518 | 10,893 | 11,076 |
| Liabilities | 12,846 | 12,379 | 12,003 | 11,246 | 10,640 | 9,964 | 9,398 | 9,711 | 9,119 | 9,323 |
| Book Value | 1,697 | 1,758 | 1,690 | 1,660 | 1,729 | 1,839 | 1,871 | 1,807 | 1,774 | 1,753 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
TFS Financial Corporation |
| Country |
United States |
| CEO |
Marc A. Stefanski |
Stock Information
| Ticker Symbol |
TFSL |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: TFSL |
| IPO Date |
April 23, 2007 |
Description
TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company's deposit products include savings, money market, checking, certificate of deposit, individual retirement, and other qualified plan accounts. It also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company engages in the net lease transactions of commercial buildings; and provision of escrow and settlement services. It provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 8 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.