Home » Stocks » TFS Financial

TFS Financial Corporation (TFSL)

Stock Price: $15.34 USD -0.31 (-1.98%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 4.30B
Revenue (ttm) 297.43M
Net Income (ttm) 91.26M
Shares Out 280.15M
EPS (ttm) 0.32
PE Ratio 47.94
Forward PE n/a
Dividend $1.12
Dividend Yield 7.30%

Stock Quote

Trading Day Aug 13, 2020
Last Price $15.34
Previous Close $15.65
Change ($) -0.31
Change (%) -1.98%
Day's Open 15.55
Day's Range 15.20 - 15.55
Day's Volume 227,548
52-Week Range 12.65 - 22.47

More Stats

Market Cap 4.30B
Enterprise Value 7.86B
Earnings Date (est) Oct 28, 2020
Ex-Dividend Date Jun 8, 2020
Shares Outstanding 280.15M
Float 38.20M
EPS (basic) 0.33
EPS (diluted) 0.32
FCF / Share 0.51
Dividend $1.12
Dividend Yield 7.30%
Earnings Yield 2.09%
FCF Yield 3.29%
Payout Ratio n/a
Shares Short 1.45M
Short Ratio 6.08
Short % of Float 2.71%
Beta 0.36
PE Ratio 47.94
Forward PE n/a
P/FCF Ratio 30.36
PS Ratio 14.45
PB Ratio 2.51
Revenue 297.43M
Operating Income 110.62M
Net Income 91.26M
Free Cash Flow 141.56M
Net Cash -3.56B
Net Cash / Share -12.72
Gross Margin 99.48%
Operating Margin 37.19%
Profit Margin 30.70%
FCF Margin 47.59%
ROA 0.63%
ROE 5.42%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (2)

Buy 1
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$18.50*
(20.60% upside)
Low
17.0
Current: $15.34
High
20.0
Target: 18.50
*Average 12-month price target from 2 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue296313316303297274260185180180
Revenue Growth-5.61%-0.72%4.08%2.01%8.4%5.5%40.8%2.52%-0.01%-
Gross Profit296313316303297274260185180180
Operating Income10212113312210998.8682.3613.6112.0818.21
Net Income80.2485.4188.8880.5572.5965.8955.9611.489.3411.34
Shares Outstanding275276277282290299302301300300
Earnings Per Share0.280.300.320.280.250.220.180.040.030.04
EPS Growth-6.67%-6.25%14.29%12%13.64%22.22%350%33.33%-25%-
Dividend Per Share1.020.760.550.430.310.07---0.21
Dividend Growth34.21%39.45%28.24%37.1%342.86%-----
Operating Cash Flow10392.1210184.91102104141156136117
Capital Expenditures-3.78-8.37-4.15-9.13-5.52-2.82-2.82-7.33-2.62-4.40
Free Cash Flow99.2283.7497.0275.7996.58101138148133112
Cash & Equivalents275270268231155181286308295744
Total Debt4,0393,8563,8082,8612,3041,270892684350406
Net Cash / Debt-3,764-3,586-3,539-2,629-2,149-1,088-606-375-55.10338
Assets14,54214,13713,69312,90612,36911,80311,26911,51810,89311,076
Liabilities12,84612,37912,00311,24610,6409,9649,3989,7119,1199,323
Book Value1,6971,7581,6901,6601,7291,8391,8711,8071,7741,753
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name TFS Financial Corporation
Country United States
CEO Marc A. Stefanski

Stock Information

Ticker Symbol TFSL
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: TFSL
IPO Date April 23, 2007

Description

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. The company's deposit products include savings, money market, checking, certificate of deposit, individual retirement, and other qualified plan accounts. It also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, the company engages in the net lease transactions of commercial buildings; and provision of escrow and settlement services. It provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 8 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.