TFS Financial Corporation (TFSL)
Total Valuation
TFS Financial has a market cap or net worth of $3.44 billion. The enterprise value is $8.06 billion.
Market Cap | 3.44B |
Enterprise Value | 8.06B |
Important Dates
The next estimated earnings date is Thursday, April 25, 2024, after market close.
Earnings Date | Apr 25, 2024 |
Ex-Dividend Date | Mar 6, 2024 |
Share Statistics
TFS Financial has 280.71 million shares outstanding. The number of shares has increased by 0.19% in one year.
Shares Outstanding | 280.71M |
Shares Change (YoY) | +0.19% |
Shares Change (QoQ) | +0.07% |
Owned by Insiders (%) | 0.54% |
Owned by Institutions (%) | 90.93% |
Float | n/a |
Valuation Ratios
The trailing PE ratio is 50.40 and the forward PE ratio is 55.02.
PE Ratio | 50.40 |
Forward PE | 55.02 |
PS Ratio | 11.41 |
Forward PS | 12.64 |
PB Ratio | 1.84 |
P/FCF Ratio | 77.52 |
PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 73.35, with an EV/FCF ratio of 181.51.
EV / Earnings | 109.25 |
EV / Sales | 26.72 |
EV / EBITDA | 73.35 |
EV / EBIT | 88.19 |
EV / FCF | 181.51 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 2.77 |
Debt / EBITDA | 47.05 |
Debt / FCF | 116.42 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.90% and return on invested capital (ROIC) is 1.05%.
Return on Equity (ROE) | 3.90% |
Return on Assets (ROA) | 0.40% |
Return on Capital (ROIC) | 1.05% |
Revenue Per Employee | $303,105 |
Profits Per Employee | $74,135 |
Employee Count | 995 |
Asset Turnover | 0.02 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, TFS Financial has paid $17.61 million in taxes.
Income Tax | 17.61M |
Effective Tax Rate | 19.28% |
Stock Price Statistics
The stock price has decreased by -0.87% in the last 52 weeks. The beta is 0.65, so TFS Financial's price volatility has been lower than the market average.
Beta (1Y) | 0.65 |
52-Week Price Change | -0.87% |
50-Day Moving Average | 13.07 |
200-Day Moving Average | 13.15 |
Relative Strength Index (RSI) | 47.84 |
Average Volume (30 Days) | 293,565 |
Short Selling Information
The latest short interest is 2.81 million, so 1.00% of the outstanding shares have been sold short.
Short Interest | 2.81M |
Short Previous Month | 2.80M |
Short % of Shares Out | 1.00% |
Short % of Float | n/a |
Short Ratio (days to cover) | 9.43 |
Income Statement
In the last 12 months, TFS Financial had revenue of $301.59 million and earned $73.76 million in profits. Earnings per share was $0.25.
Revenue | 301.59M |
Gross Profit | 301.59M |
Operating Income | 91.38M |
Pretax Income | 91.38M |
Net Income | 73.76M |
EBITDA | 109.86M |
EBIT | 91.38M |
Earnings Per Share (EPS) | $0.25 |
Balance Sheet
The company has $551.77 million in cash and $5.17 billion in debt, giving a net cash position of -$4.62 billion or -$16.45 per share.
Cash & Cash Equivalents | 551.77M |
Total Debt | 5.17B |
Net Cash | -4.62B |
Net Cash Per Share | -$16.45 |
Equity / Book Value | 1.87B |
Book Value Per Share | 6.65 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $48.24 million and capital expenditures -$3.84 million, giving a free cash flow of $44.40 million.
Operating Cash Flow | 48.24M |
Capital Expenditures | -3.84M |
Free Cash Flow | 44.40M |
FCF Per Share | $0.16 |
Margins
Gross margin is 100.00%, with operating and profit margins of 30.30% and 24.46%.
Gross Margin | 100.00% |
Operating Margin | 30.30% |
Pretax Margin | 30.30% |
Profit Margin | 24.46% |
EBITDA Margin | 36.43% |
EBIT Margin | 30.30% |
FCF Margin | 14.72% |
Dividends & Yields
This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 8.97%.
Dividend Per Share | $1.13 |
Dividend Yield | 8.97% |
Dividend Growth (YoY) | n/a |
Years of Dividend Growth | n/a |
Payout Ratio | 452.00% |
Buyback Yield | -0.19% |
Shareholder Yield | 8.77% |
Earnings Yield | 2.14% |
FCF Yield | 1.29% |
Analyst Forecast
The average price target for TFS Financial is $14.00, which is 11.11% higher than the current price. The consensus rating is "Hold".
Price Target | $14.00 |
Price Target Difference | 11.11% |
Analyst Consensus | Hold |
Analyst Count | 1 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 3 |