TFS Financial Statistics
Total Valuation
TFS Financial has a market cap or net worth of $4.89 billion. The enterprise value is $10.17 billion.
| Market Cap | 4.89B |
| Enterprise Value | 10.17B |
Important Dates
The last earnings date was Thursday, July 30, 2026, after market close.
| Earnings Date | Jul 30, 2026 |
| Ex-Dividend Date | Jun 10, 2026 |
Share Statistics
TFS Financial has 278.93 million shares outstanding. The number of shares has increased by 0.12% in one year.
| Current Share Class | 278.93M |
| Shares Outstanding | 278.93M |
| Shares Change (YoY) | +0.12% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 0.50% |
| Owned by Institutions (%) | 13.81% |
| Float | 50.38M |
Valuation Ratios
The trailing PE ratio is 48.70 and the forward PE ratio is 46.13.
| PE Ratio | 48.70 |
| Forward PE | 46.13 |
| PS Ratio | 14.08 |
| Forward PS | 13.26 |
| PB Ratio | 2.50 |
| P/TBV Ratio | 2.50 |
| P/FCF Ratio | 56.68 |
| P/OCF Ratio | 50.00 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 101.12 |
| EV / Sales | 29.28 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 117.86 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 67.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.31%.
| Return on Equity (ROE) | 5.31% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.77% |
| Revenue Per Employee | $362,452 |
| Profits Per Employee | $104,955 |
| Employee Count | 958 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TFS Financial has paid $27.40 million in taxes.
| Income Tax | 27.40M |
| Effective Tax Rate | 21.16% |
Stock Price Statistics
The stock price has increased by +23.19% in the last 52 weeks. The beta is 0.73, so TFS Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +23.19% |
| 50-Day Moving Average | 17.76 |
| 200-Day Moving Average | 15.34 |
| Relative Strength Index (RSI) | 45.96 |
| Average Volume (20 Days) | 944,413 |
Short Selling Information
The latest short interest is 7.72 million, so 2.77% of the outstanding shares have been sold short.
| Short Interest | 7.72M |
| Short Previous Month | 7.52M |
| Short % of Shares Out | 2.77% |
| Short % of Float | 15.32% |
| Short Ratio (days to cover) | 8.06 |
Income Statement
In the last 12 months, TFS Financial had revenue of $347.23 million and earned $100.55 million in profits. Earnings per share was $0.36.
| Revenue | 347.23M |
| Gross Profit | 347.23M |
| Operating Income | 143.10M |
| Pretax Income | 129.46M |
| Net Income | 100.55M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.36 |
Balance Sheet
The company has $577.42 million in cash and $5.86 billion in debt, with a net cash position of -$5.28 billion or -$18.92 per share.
| Cash & Cash Equivalents | 577.42M |
| Total Debt | 5.86B |
| Net Cash | -5.28B |
| Net Cash Per Share | -$18.92 |
| Equity (Book Value) | 1.96B |
| Book Value Per Share | 7.02 |
| Working Capital | -13.87B |
Cash Flow
In the last 12 months, operating cash flow was $97.80 million and capital expenditures -$11.53 million, giving a free cash flow of $86.27 million.
| Operating Cash Flow | 97.80M |
| Capital Expenditures | -11.53M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 946.69M |
| Free Cash Flow | 86.27M |
| FCF Per Share | $0.31 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.21% |
| Pretax Margin | 37.28% |
| Profit Margin | 29.39% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.85% |
Dividends & Yields
This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 6.45%.
| Dividend Per Share | $1.13 |
| Dividend Yield | 6.45% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 313.89% |
| Buyback Yield | -0.12% |
| Shareholder Yield | 6.33% |
| Earnings Yield | 2.06% |
| FCF Yield | 1.76% |
Analyst Forecast
The average price target for TFS Financial is $19.00, which is 8.39% higher than the current price. The consensus rating is "Hold".
| Price Target | $19.00 |
| Price Target Difference | 8.39% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 6.92% |
| EPS Growth Forecast (3Y) | 8.61% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |