TFS Financial Corporation (TFSL)

NASDAQ: TFSL · IEX Real-Time Price · USD
12.60
+0.34 (2.77%)
Mar 27, 2024, 4:00 PM EDT - Market closed

Total Valuation

TFS Financial has a market cap or net worth of $3.44 billion. The enterprise value is $8.06 billion.

Market Cap 3.44B
Enterprise Value 8.06B

Important Dates

The next estimated earnings date is Thursday, April 25, 2024, after market close.

Earnings Date Apr 25, 2024
Ex-Dividend Date Mar 6, 2024

Share Statistics

TFS Financial has 280.71 million shares outstanding. The number of shares has increased by 0.19% in one year.

Shares Outstanding 280.71M
Shares Change (YoY) +0.19%
Shares Change (QoQ) +0.07%
Owned by Insiders (%) 0.54%
Owned by Institutions (%) 90.93%
Float n/a

Valuation Ratios

The trailing PE ratio is 50.40 and the forward PE ratio is 55.02.

PE Ratio 50.40
Forward PE 55.02
PS Ratio 11.41
Forward PS 12.64
PB Ratio 1.84
P/FCF Ratio 77.52
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 73.35, with an EV/FCF ratio of 181.51.

EV / Earnings 109.25
EV / Sales 26.72
EV / EBITDA 73.35
EV / EBIT 88.19
EV / FCF 181.51

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 2.77
Debt / EBITDA 47.05
Debt / FCF 116.42
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.90% and return on invested capital (ROIC) is 1.05%.

Return on Equity (ROE) 3.90%
Return on Assets (ROA) 0.40%
Return on Capital (ROIC) 1.05%
Revenue Per Employee $303,105
Profits Per Employee $74,135
Employee Count 995
Asset Turnover 0.02
Inventory Turnover n/a

Taxes

In the past 12 months, TFS Financial has paid $17.61 million in taxes.

Income Tax 17.61M
Effective Tax Rate 19.28%

Stock Price Statistics

The stock price has decreased by -0.87% in the last 52 weeks. The beta is 0.65, so TFS Financial's price volatility has been lower than the market average.

Beta (1Y) 0.65
52-Week Price Change -0.87%
50-Day Moving Average 13.07
200-Day Moving Average 13.15
Relative Strength Index (RSI) 47.84
Average Volume (30 Days) 293,565

Short Selling Information

The latest short interest is 2.81 million, so 1.00% of the outstanding shares have been sold short.

Short Interest 2.81M
Short Previous Month 2.80M
Short % of Shares Out 1.00%
Short % of Float n/a
Short Ratio (days to cover) 9.43

Income Statement

In the last 12 months, TFS Financial had revenue of $301.59 million and earned $73.76 million in profits. Earnings per share was $0.25.

Revenue 301.59M
Gross Profit 301.59M
Operating Income 91.38M
Pretax Income 91.38M
Net Income 73.76M
EBITDA 109.86M
EBIT 91.38M
Earnings Per Share (EPS) $0.25
Full Income Statement

Balance Sheet

The company has $551.77 million in cash and $5.17 billion in debt, giving a net cash position of -$4.62 billion or -$16.45 per share.

Cash & Cash Equivalents 551.77M
Total Debt 5.17B
Net Cash -4.62B
Net Cash Per Share -$16.45
Equity / Book Value 1.87B
Book Value Per Share 6.65
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $48.24 million and capital expenditures -$3.84 million, giving a free cash flow of $44.40 million.

Operating Cash Flow 48.24M
Capital Expenditures -3.84M
Free Cash Flow 44.40M
FCF Per Share $0.16
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 30.30% and 24.46%.

Gross Margin 100.00%
Operating Margin 30.30%
Pretax Margin 30.30%
Profit Margin 24.46%
EBITDA Margin 36.43%
EBIT Margin 30.30%
FCF Margin 14.72%

Dividends & Yields

This stock pays an annual dividend of $1.13, which amounts to a dividend yield of 8.97%.

Dividend Per Share $1.13
Dividend Yield 8.97%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 452.00%
Buyback Yield -0.19%
Shareholder Yield 8.77%
Earnings Yield 2.14%
FCF Yield 1.29%
Dividend Details

Analyst Forecast

The average price target for TFS Financial is $14.00, which is 11.11% higher than the current price. The consensus rating is "Hold".

Price Target $14.00
Price Target Difference 11.11%
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3