TFS Financial Corporation (TFSL)

NASDAQ: TFSL · Real-Time Price · USD

16.81

+0.03 (0.18%)

Sep 17, 2026, 4:00 PM EDT - Market closed

TFS Financial Financials Overview

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Revenue	347.23	318.97	304.66	306.5	290.2	295.93
Revenue Growth	12.51%	4.70%	-0.60%	5.62%	-1.94%	1.17%
Net Income	100.55	89.5	78.16	73.68	73.06	79.45
Earnings Per Share	0.36	0.32	0.28	0.26	0.26	0.29
EPS Growth	24.13%	14.29%	7.69%	0%	-9.45%	-0.98%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Investments	577.42	429.71	464.11	466.76	369.56	488.85
Total Debt	5,856	4,919	4,840	5,322	4,839	3,152
Net Cash (Debt)	-5,278	-4,489	-4,376	-4,855	-4,470	-2,663
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-18.85	-16.05	-15.68	-17.43	-16.04	-9.56

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Operating Cash Flow	97.8	82.42	88.6	90.72	38.93	83.16
Capital Expenditures	-11.53	-11.45	-3.06	-5.1	-2.7	-1.34
Free Cash Flow	86.27	70.97	85.54	85.62	36.23	81.82
Free Cash Flow Growth	247.63%	-17.03%	-0.10%	136.33%	-55.72%	-31.01%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Profit Margin	28.96%	28.06%	25.66%	24.04%	25.17%	26.85%
FCF Margin	24.85%	22.25%	28.08%	27.93%	12.48%	27.65%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Dividend Per Share	1.270	1.130	1.130	1.130	1.130	1.123
Dividend Per Share Growth	3.10%	0%	0%	0%	0.67%	1.13%
Dividend Yield	7.55%	9.25%	10.32%	12.26%	12.15%	8.84%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 18, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
PE Ratio	46.70	41.03	45.79	44.52	49.35	66.44
Forward PE	44.24	41.17	51.44	62.21	42.62	90.76
P/FCF Ratio	54.35	51.75	41.85	38.31	99.52	64.52
PS Ratio	13.50	11.51	11.75	10.70	12.42	17.84