TFS Financial Corporation (TFSL)

NASDAQ: TFSL · Real-Time Price · USD

16.49

+0.06 (0.37%)

Nov 6, 2026, 11:46 AM EST - Market open

TFS Financial Financials Overview

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Revenue	354.28	354.28	318.97	304.66	306.5	290.2
Revenue Growth	11.07%	11.07%	4.70%	-0.60%	5.62%	-1.94%
Net Income	100.72	100.72	89.5	78.16	73.68	73.06
Earnings Per Share	0.35	0.35	0.32	0.28	0.26	0.26
EPS Growth	9.38%	9.38%	14.29%	7.69%	0%	-9.45%

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Cash & Investments	453.11	453.11	429.71	464.11	466.76	369.56
Total Debt	5,768	5,768	4,919	4,840	5,322	4,839
Net Cash (Debt)	-5,315	-5,315	-4,489	-4,376	-4,855	-4,470
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-18.98	-18.98	-16.05	-15.68	-17.43	-16.04

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Operating Cash Flow	-	-	82.42	88.6	90.72	38.93
Capital Expenditures	-	-	-11.45	-3.06	-5.1	-2.7
Free Cash Flow	-	-	70.97	85.54	85.62	36.23
Free Cash Flow Growth	-	-	-17.03%	-0.10%	136.33%	-55.72%

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Profit Margin	28.43%	28.43%	28.06%	25.66%	24.04%	25.17%
FCF Margin	-	-	22.25%	28.08%	27.93%	12.48%

Dividends

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 6, 2026	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
Dividend Per Share	1.270	1.165	1.130	1.130	1.130	1.130
Dividend Per Share Growth	3.10%	3.10%	0%	0%	0%	0.67%
Dividend Yield	7.69%	7.19%	8.58%	8.79%	9.56%	8.70%

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Nov '26 Nov 6, 2026	Sep '26 Sep 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022
PE Ratio	47.11	44.87	41.03	45.79	44.52	49.35
Forward PE	43.45	42.63	41.17	51.44	62.21	42.62
P/FCF Ratio	53.12	-	51.75	41.85	38.31	99.52
PS Ratio	12.94	12.75	11.51	11.75	10.70	12.42