Tompkins Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	358.29	334.6	301.97	260.43	217.61	214.68
Interest Income on Investments	61.04	47.47	45.6	36.92	33.72	26.63
Total Interest Income	419.33	382.07	347.57	297.36	251.32	241.32
Interest Paid on Deposits	108.08	110.25	103.98	70.81	16.17	10.85
Interest Paid on Borrowings	19.04	22.1	32.49	17.04	4.88	6.68
Total Interest Expense	127.12	132.34	136.47	87.84	21.04	17.53
Net Interest Income	292.21	249.73	211.1	209.51	230.28	223.79
Net Interest Income Growth	23.32%	18.30%	0.76%	-9.02%	2.90%	-0.69%
Trust Income	20.86	20.12	19.59	17.95	18.09	19.39
Gain (Loss) on Sale of Assets	188.24	188.24	-	-	-	-
Gain (Loss) on Sale of Investments	-78.77	-78.69	0.03	-69.97	-0.63	0.25
Other Non-Interest Income	25.51	59.95	61.22	55.35	53.15	52.87
Total Non-Interest Income	163.28	196.87	88.13	10.24	77.97	78.85
Non-Interest Income Growth	77.60%	123.40%	760.53%	-86.87%	-1.11%	6.75%
Revenues Before Loan Losses	455.49	446.6	299.23	219.76	308.25	302.64
Provision for Loan Losses	6.99	11.53	6.61	4.34	2.79	-2.22
Revenue	448.5	435.07	292.62	215.42	305.46	304.86
Revenue Growth	41.52%	48.68%	35.84%	-29.48%	0.20%	8.11%
Salaries and Employee Benefits	120.42	132.03	123.21	120.3	116.2	112.26
Occupancy Expenses	12.8	12.95	12.63	13.28	13.09	13.18
Amortization of Goodwill & Intangibles	0.29	0.29	0.33	0.33	0.87	1.32
Selling, General & Administrative	16.13	15.96	16.34	18.33	20.8	20.6
Other Non-Interest Expense	48.38	48.98	47.12	51.05	44.79	40.01
Total Non-Interest Expense	198.01	210.21	199.64	203.29	195.75	187.36
EBT Excluding Unusual Items	250.48	224.86	92.98	12.12	109.71	117.5
Other Unusual Items	-	-	-	-	-	-2.93
Pretax Income	250.48	224.86	92.98	12.12	109.71	114.57
Income Tax Expense	70.2	63.79	22	2.5	24.56	25.18
Earnings From Continuing Operations	180.28	161.07	70.97	9.63	85.16	89.39
Minority Interest in Earnings	-	-	-0.12	-0.12	-0.13	-0.13
Net Income	180.28	161.07	70.85	9.51	85.03	89.26
Preferred Dividends & Other Adjustments	-	-	-	0.04	0.25	0.62
Net Income to Common	180.28	161.07	70.85	9.46	84.78	88.65
Net Income Growth	113.40%	127.34%	648.71%	-88.84%	-4.36%	15.53%
Basic Shares Outstanding	14	14	14	14	14	15
Diluted Shares Outstanding	14	14	14	14	14	15
Shares Change	0.15%	0.47%	-0.23%	-0.72%	-1.67%	-0.64%
EPS (Basic)	12.66	11.30	4.98	0.66	5.92	6.08
EPS (Diluted)	12.58	11.24	4.97	0.66	5.89	6.05
EPS Growth	113.17%	126.16%	653.03%	-88.80%	-2.65%	16.35%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.690	2.510	2.440	2.400	2.310	2.190
Dividend Growth	8.47%	2.87%	1.67%	3.90%	5.48%	4.29%
Effective Tax Rate	28.03%	28.37%	23.66%	20.58%	22.38%	21.98%

SEC Filings: 10-K · 10-Q