Skip to main content
logo
TowneBank (TOWN)
NASDAQ: TOWN · Real-Time Price · USD
36.61
-0.13 (-0.35%)
At close: Oct 23, 2026, 4:00 PM EDT
36.50
-0.11 (-0.30%)
After-hours: Oct 23, 2026, 4:21 PM EDT

TowneBank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,117811.78693.83674.74678.33697.1
Revenue Growth
51.98%17.00%2.83%-0.53%-2.69%16.74%
Net Income
319.11169.53161.36153.21188.99215.38
Earnings Per Share
3.762.212.152.052.602.97
EPS Growth
67.99%2.79%4.88%-21.15%-12.46%47.76%

Revenue by Segment
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking
915.19595.24490.03480.26486.93446.07
Mortgage
57.7255.5453.2556.85--
Insurance
102.85103.23100.4290.9274.3465.66
Resort Property Management
41.4257.7750.1446.71--
Total
1,117811.78693.83674.74678.33697.1

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
276.04262.16217.44190.9153.6655.93
Total Debt
510.97428.85353.74578.02401.19538.49
Net Cash (Debt)
-234.93-166.69-136.3-387.12-247.54-482.57
Net Cash Growth
------
Net Cash Per Share
-2.77-2.17-1.81-5.18-3.41-6.65

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
180.1261.47137.72159.2415.51518.82
Capital Expenditures
-48.33-49.8-56.63-42.03-52.29-31.21
Free Cash Flow
131.77211.6781.09117.17363.22487.62
Free Cash Flow Growth
30.46%161.02%-30.79%-67.74%-25.51%493.93%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
28.56%20.88%23.26%22.71%27.86%30.90%
FCF Margin
11.79%26.07%11.69%17.36%53.55%69.95%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1201.0601.0000.9800.8900.780
Dividend Per Share Growth
5.77%6.00%2.04%10.11%14.10%8.33%
Dividend Yield
3.06%3.18%2.94%3.29%2.89%2.47%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
9.7315.3215.6414.3511.7410.53
Forward PE
10.499.8214.3715.1410.0113.50
P/FCF Ratio
25.3712.2731.1218.776.114.65
PS Ratio
2.993.203.643.263.273.25