TowneBank (TOWN)
NASDAQ: TOWN · Real-Time Price · USD
38.63
+0.49 (1.28%)
Aug 4, 2026, 4:00 PM EDT - Market closed

TowneBank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,117811.78693.83674.74678.33697.1
Revenue Growth
52.53%17.00%2.83%-0.53%-2.69%16.74%
Net Income
319.11169.53161.36153.21188.99215.38
Earnings Per Share
3.772.212.152.052.602.97
EPS Growth
70.15%2.79%4.88%-21.15%-12.46%47.76%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Banking
915.19595.24490.03480.26486.93446.07
Mortgage
57.7255.5453.2556.85--
Insurance
102.85103.23100.4290.9274.3465.66
Resort Property Management
41.4257.7750.1446.71--
Total
1,117811.78693.83674.74678.33697.1

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
268.86262.16217.44190.9153.6655.93
Total Debt
450.24428.85353.74578.02401.19538.49
Net Cash (Debt)
-181.38-166.69-136.3-387.12-247.54-482.57
Net Cash Growth
------
Net Cash Per Share
-2.14-2.17-1.81-5.18-3.41-6.65

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-261.47137.72159.2415.51518.82
Capital Expenditures
--49.8-56.63-42.03-52.29-31.21
Free Cash Flow
-211.6781.09117.17363.22487.62
Free Cash Flow Growth
-161.02%-30.79%-67.74%-25.51%493.93%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
28.56%20.88%23.26%22.71%27.86%30.90%
FCF Margin
-26.07%11.69%17.36%53.55%69.95%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.1201.0601.0000.9800.8900.780
Dividend Per Share Growth
75.49%6.00%2.04%10.11%14.10%8.33%
Dividend Yield
2.94%3.29%3.14%3.64%3.31%2.92%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.2615.3215.6414.3511.7410.53
Forward PE
11.859.8214.3715.1410.0113.50
P/FCF Ratio
27.5812.2731.1218.776.114.65
PS Ratio
3.163.203.643.263.273.25