TowneBank Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	268.86	253.49	211.6	189	152.63	52.15
Investment Securities	3,083	1,583	1,395	1,662	1,541	1,007
Trading Asset Securities	-	8.66	5.84	1.9	1.03	3.77
Mortgage-Backed Securities	-	1,630	1,503	1,206	1,018	1,062
Total Investments	3,083	3,222	2,904	2,871	2,560	2,073
Gross Loans	15,170	13,338	11,462	11,331	10,795	9,512
Allowance for Loan Losses	-199.92	-147.34	-123.92	-126.46	-110.82	-106.06
Other Adjustments to Gross Loans	-	-1.73	-3.06	-2.25	-0.66	-5.71
Net Loans	14,970	13,188	11,335	11,203	10,684	9,400
Property, Plant & Equipment	444.81	476.77	417.19	413.08	382.93	323.52
Goodwill	808.64	594.08	457.62	456.34	458.48	457.19
Other Intangible Assets	96.77	96.53	60.17	64.63	43.16	50.38
Loans Held for Sale	309.52	154.44	200.46	149.99	102.34	358.3
Accrued Interest Receivable	-	56.45	48.22	50.2	42.2	28.44
Restricted Cash	1,547	1,097	1,128	939.36	1,000	3,244
Other Real Estate Owned & Foreclosed	1.82	1.75	0.44	0.91	0.56	4.58
Other Long-Term Assets	1,065	529.84	463.25	477.02	409.24	355.73
Total Assets	22,617	19,687	17,238	16,835	15,845	16,361
Interest Bearing Deposits	12,871	10,436	9,218	8,616	7,455	7,406
Institutional Deposits	-	1,000	966.59	934.83	574.28	620.86
Non-Interest Bearing Deposits	5,843	5,073	4,253	4,343	5,265	5,547
Total Deposits	18,713	16,509	14,437	13,893	13,294	13,574
Short-Term Borrowings	38.97	42.55	37.96	35.51	41.92	76.92
Current Portion of Leases	-	10.28	-	-	-	-
Long-Term Debt	284.21	283.87	260	255.8	247.42	249.65
Federal Home Loan Bank Debt, Long-Term	127.06	52.45	3.22	203.96	29.67	155.37
Long-Term Leases	-	39.69	52.55	82.76	82.18	56.55
Pension & Post-Retirement Benefits	-	57.32	53.74	47.52	49.2	55.19
Other Long-Term Liabilities	451.76	263.05	246.49	260.42	211.9	277.91
Total Liabilities	19,615	17,258	15,091	14,779	13,957	14,445
Common Stock	154.09	131.63	125.46	124.85	121.43	121.16
Additional Paid-In Capital	1,696	1,255	1,122	1,113	1,052	1,051
Retained Earnings	1,206	1,087	1,000	921.13	840.78	716.61
Comprehensive Income & Other	-61.25	-51.69	-116.05	-118.76	-140.51	10.6
Total Common Equity	2,994	2,422	2,132	2,040	1,874	1,899
Minority Interest	7.04	6.94	15.43	15.91	14.8	16.86
Shareholders' Equity	3,002	2,429	2,147	2,056	1,889	1,916
Total Liabilities & Equity	22,617	19,687	17,238	16,835	15,845	16,361
Total Debt	450.24	428.85	353.74	578.02	401.19	538.49
Net Cash (Debt)	-181.38	-166.69	-136.3	-387.12	-247.54	-482.57
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-2.14	-2.17	-1.81	-5.18	-3.41	-6.65
Filing Date Shares Outstanding	91.3	91.1	74.22	73.9	73.81	71.77
Total Common Shares Outstanding	91.3	77.88	74.21	73.89	71.91	71.77
Book Value Per Share	32.80	31.10	28.72	27.61	26.06	26.46
Tangible Book Value	2,089	1,731	1,614	1,519	1,372	1,392
Tangible Book Value Per Share	22.88	22.23	21.75	20.56	19.08	19.39