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TowneBank (TOWN)
NASDAQ: TOWN · Real-Time Price · USD
37.82
+0.07 (0.19%)
Aug 24, 2026, 4:00 PM EDT - Market closed

TowneBank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
319.11169.53161.36153.21188.99215.38
Depreciation & Amortization
47.7740.2335.0734.2228.728.8
Other Amortization
0.670.670.620.620.860.6
Gain (Loss) on Sale of Assets
0.240.04-0.65-2.3-0.6-0.27
Gain (Loss) on Sale of Investments
-202.66-3.623.61-2.3312.179.51
Provision for Credit Losses
16.0823.94-0.5518.688.61-16.77
Net Decrease (Increase) in Loans Originated / Sold - Operating
38.84121.8718.759.45332.18377.16
Accrued Interest Receivable
-12.24-8.121.79-8.49-14.023.02
Change in Other Net Operating Assets
36.332.883.45-1.45-77.5191.21
Other Operating Activities
-7.01-24.13-22.06-9.335.612.53
Operating Cash Flow
180.1261.47137.72159.2415.51518.82
Operating Cash Flow Growth
8.95%89.86%-13.49%-61.69%-19.91%305.69%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-48.33-49.8-56.63-42.03-52.29-31.21
Sale of Property, Plant and Equipment
0.651.664.321.20.783.7
Cash Acquisitions
95.3-54.21-10.0817.78-2.42-26.08
Investment in Securities
345.6454.5-26.3-43.71-711.23-636.12
Divestitures
---0.79--
Net Decrease (Increase) in Loans Originated / Sold - Investing
86.68-345.98-136.66-263.29-1,293119.88
Other Investing Activities
20.716.9323.21-4.3111.4222.47
Investing Cash Flow
500.65-386.9-202.13-333.57-2,047-547.36

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
---141.15--
Long-Term Debt Issued
-0.053.34-246.9-
Total Debt Issued
0.050.053.34141.15246.9-
Short-Term Debt Repaid
--0.35-199.14--35.83-448.79
Long-Term Debt Repaid
--0.77-0.74-1.24-375.75-25.72
Total Debt Repaid
-64.14-1.12-199.88-1.24-411.57-474.51
Net Debt Issued (Repaid)
-64.09-1.07-196.54139.91-164.67-474.51
Common Dividends Paid
-152.4-79.3-75.02-71.38-62.75-55.29
Total Dividends Paid
-152.4-79.3-75.02-71.38-62.75-55.29
Net Increase (Decrease) in Deposit Accounts
242.29223.4544.0984.41-279.42,000
Other Financing Activities
-2.76-6.443-3.05-5.28-9.77
Financing Cash Flow
23.04136.6275.53149.9-512.11,461

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
703.7911.17211.12-24.47-2,1441,432

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
131.77211.6781.09117.17363.22487.62
Free Cash Flow Growth
30.46%161.02%-30.79%-67.74%-25.51%493.93%
Free Cash Flow Margin
11.79%26.07%11.69%17.36%53.55%69.95%
Free Cash Flow Per Share
1.552.761.081.575.006.72

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
291.55281.94334.25230.4655.0644.4
Cash Income Tax Paid
10.377.541.2213.4524.1851.01