TowneBank (TOWN)
NASDAQ: TOWN · Real-Time Price · USD
38.63
+0.49 (1.28%)
Aug 4, 2026, 4:00 PM EDT - Market closed
TowneBank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 169.53 | 161.36 | 153.21 | 188.99 | 215.38 |
Depreciation & Amortization | 40.23 | 35.07 | 34.22 | 28.7 | 28.8 |
Other Amortization | 0.67 | 0.62 | 0.62 | 0.86 | 0.6 |
Gain (Loss) on Sale of Assets | 0.04 | -0.65 | -2.3 | -0.6 | -0.27 |
Gain (Loss) on Sale of Investments | -3.62 | 3.61 | -2.33 | 12.17 | 9.51 |
Provision for Credit Losses | 23.94 | -0.55 | 18.68 | 8.61 | -16.77 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 121.87 | 18.75 | 9.45 | 332.18 | 377.16 |
Accrued Interest Receivable | -8.12 | 1.79 | -8.49 | -14.02 | 3.02 |
Change in Other Net Operating Assets | 2.88 | 3.45 | -1.45 | -77.51 | 91.21 |
Other Operating Activities | -24.13 | -22.06 | -9.33 | 5.61 | 2.53 |
Operating Cash Flow | 261.47 | 137.72 | 159.2 | 415.51 | 518.82 |
Operating Cash Flow Growth | 89.86% | -13.49% | -61.69% | -19.91% | 305.69% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -49.8 | -56.63 | -42.03 | -52.29 | -31.21 |
Sale of Property, Plant and Equipment | 1.66 | 4.32 | 1.2 | 0.78 | 3.7 |
Cash Acquisitions | -54.21 | -10.08 | 17.78 | -2.42 | -26.08 |
Investment in Securities | 54.5 | -26.3 | -43.71 | -711.23 | -636.12 |
Divestitures | - | - | 0.79 | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -345.98 | -136.66 | -263.29 | -1,293 | 119.88 |
Other Investing Activities | 6.93 | 23.21 | -4.31 | 11.42 | 22.47 |
Investing Cash Flow | -386.9 | -202.13 | -333.57 | -2,047 | -547.36 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | 141.15 | - | - |
Long-Term Debt Issued | 0.05 | 3.34 | - | 246.9 | - |
Total Debt Issued | 0.05 | 3.34 | 141.15 | 246.9 | - |
Short-Term Debt Repaid | -0.35 | -199.14 | - | -35.83 | -448.79 |
Long-Term Debt Repaid | -0.77 | -0.74 | -1.24 | -375.75 | -25.72 |
Total Debt Repaid | -1.12 | -199.88 | -1.24 | -411.57 | -474.51 |
Net Debt Issued (Repaid) | -1.07 | -196.54 | 139.91 | -164.67 | -474.51 |
Common Dividends Paid | -79.3 | -75.02 | -71.38 | -62.75 | -55.29 |
Total Dividends Paid | -79.3 | -75.02 | -71.38 | -62.75 | -55.29 |
Net Increase (Decrease) in Deposit Accounts | 223.4 | 544.09 | 84.41 | -279.4 | 2,000 |
Other Financing Activities | -6.44 | 3 | -3.05 | -5.28 | -9.77 |
Financing Cash Flow | 136.6 | 275.53 | 149.9 | -512.1 | 1,461 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 11.17 | 211.12 | -24.47 | -2,144 | 1,432 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 211.67 | 81.09 | 117.17 | 363.22 | 487.62 |
Free Cash Flow Growth | 161.02% | -30.79% | -67.74% | -25.51% | 493.93% |
Free Cash Flow Margin | 26.07% | 11.69% | 17.36% | 53.55% | 69.95% |
Free Cash Flow Per Share | 2.76 | 1.08 | 1.57 | 5.00 | 6.72 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 281.94 | 334.25 | 230.46 | 55.06 | 44.4 |
Cash Income Tax Paid | 7.54 | 1.22 | 13.45 | 24.18 | 51.01 |