TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $3.33 billion. The enterprise value is $3.46 billion.
| Market Cap | 3.33B |
| Enterprise Value | 3.46B |
Important Dates
The last earnings date was Wednesday, October 28, 2026, after market close.
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Sep 25, 2026 |
Share Statistics
TowneBank has 91.32 million shares outstanding. The number of shares has increased by 17.02% in one year.
| Current Share Class | 91.32M |
| Shares Outstanding | 91.32M |
| Shares Change (YoY) | +17.02% |
| Shares Change (QoQ) | +0.16% |
| Owned by Insiders (%) | 6.14% |
| Owned by Institutions (%) | 62.94% |
| Float | 85.72M |
Valuation Ratios
The trailing PE ratio is 9.08 and the forward PE ratio is 11.09. TowneBank's PEG ratio is 1.01.
| PE Ratio | 9.08 |
| Forward PE | 11.09 |
| PS Ratio | 2.86 |
| Forward PS | 3.18 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.62 |
| P/FCF Ratio | 25.38 |
| P/OCF Ratio | 18.57 |
| PEG Ratio | 1.01 |
Enterprise Valuation
| EV / Earnings | 9.74 |
| EV / Sales | 2.97 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 26.36 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.12 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.29%.
| Return on Equity (ROE) | 13.29% |
| Return on Assets (ROA) | 1.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.49% |
| Revenue Per Employee | $398,678 |
| Profits Per Employee | $121,619 |
| Employee Count | 2,932 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $99.44 million in taxes.
| Income Tax | 99.44M |
| Effective Tax Rate | 21.76% |
Stock Price Statistics
The stock price has increased by +11.42% in the last 52 weeks. The beta is 0.74, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +11.42% |
| 50-Day Moving Average | 36.34 |
| 200-Day Moving Average | 35.68 |
| Relative Strength Index (RSI) | 52.01 |
| Average Volume (20 Days) | 520,394 |
Short Selling Information
The latest short interest is 2.79 million, so 3.05% of the outstanding shares have been sold short.
| Short Interest | 2.79M |
| Short Previous Month | 2.80M |
| Short % of Shares Out | 3.05% |
| Short % of Float | 3.25% |
| Short Ratio (days to cover) | 5.01 |
Income Statement
In the last 12 months, TowneBank had revenue of $1.17 billion and earned $356.59 million in profits. Earnings per share was $4.02.
| Revenue | 1.17B |
| Gross Profit | 1.17B |
| Operating Income | 544.66M |
| Pretax Income | 457.00M |
| Net Income | 356.59M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.02 |
Balance Sheet
The company has $230.06 million in cash and $358.65 million in debt, with a net cash position of -$128.59 million or -$1.41 per share.
| Cash & Cash Equivalents | 230.06M |
| Total Debt | 358.65M |
| Net Cash | -128.59M |
| Net Cash Per Share | -$1.41 |
| Equity (Book Value) | 2.98B |
| Book Value Per Share | 32.53 |
| Working Capital | -16.78B |
Cash Flow
In the last 12 months, operating cash flow was $180.10 million and capital expenditures -$48.33 million, giving a free cash flow of $131.77 million.
| Operating Cash Flow | 180.10M |
| Capital Expenditures | -48.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -64.09M |
| Free Cash Flow | 131.77M |
| FCF Per Share | $1.44 |
Margins
| Gross Margin | n/a |
| Operating Margin | 46.59% |
| Pretax Margin | 39.10% |
| Profit Margin | 30.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.80% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.07%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.07% |
| Dividend Growth (YoY) | 5.77% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 27.86% |
| FCF Payout Ratio | 77.62% |
| Buyback Yield | -17.02% |
| Shareholder Yield | -13.97% |
| Earnings Yield | 11.01% |
| FCF Yield | 3.94% |
Analyst Forecast
The average price target for TowneBank is $40.00, which is 9.59% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | 9.59% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 10.86% |
| EPS Growth Forecast (3Y) | 7.10% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |