TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $3.42 billion. The enterprise value is $3.65 billion.
| Market Cap | 3.42B |
| Enterprise Value | 3.65B |
Important Dates
The last earnings date was Wednesday, July 22, 2026, after market close.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Jun 26, 2026 |
Share Statistics
TowneBank has 91.30 million shares outstanding. The number of shares has increased by 12.40% in one year.
| Current Share Class | 91.30M |
| Shares Outstanding | 91.30M |
| Shares Change (YoY) | +12.40% |
| Shares Change (QoQ) | +1.86% |
| Owned by Insiders (%) | 6.36% |
| Owned by Institutions (%) | 62.02% |
| Float | 84.39M |
Valuation Ratios
The trailing PE ratio is 9.95 and the forward PE ratio is 11.48. TowneBank's PEG ratio is 1.04.
| PE Ratio | 9.95 |
| Forward PE | 11.48 |
| PS Ratio | 3.06 |
| Forward PS | 3.38 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.64 |
| P/FCF Ratio | 26.73 |
| P/OCF Ratio | 18.99 |
| PEG Ratio | 1.04 |
Enterprise Valuation
| EV / Earnings | 11.45 |
| EV / Sales | 3.27 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 28.57 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.00 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.22%.
| Return on Equity (ROE) | 12.22% |
| Return on Assets (ROA) | 1.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.05% |
| Revenue Per Employee | $356,012 |
| Profits Per Employee | $101,691 |
| Employee Count | 3,138 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $90.79 million in taxes.
| Income Tax | 90.79M |
| Effective Tax Rate | 22.09% |
Stock Price Statistics
The stock price has increased by +6.06% in the last 52 weeks. The beta is 0.70, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +6.06% |
| 50-Day Moving Average | 36.11 |
| 200-Day Moving Average | 34.86 |
| Relative Strength Index (RSI) | 53.56 |
| Average Volume (20 Days) | 698,758 |
Short Selling Information
The latest short interest is 2.54 million, so 2.78% of the outstanding shares have been sold short.
| Short Interest | 2.54M |
| Short Previous Month | 2.65M |
| Short % of Shares Out | 2.78% |
| Short % of Float | 3.01% |
| Short Ratio (days to cover) | 3.48 |
Income Statement
In the last 12 months, TowneBank had revenue of $1.12 billion and earned $319.11 million in profits. Earnings per share was $3.76.
| Revenue | 1.12B |
| Gross Profit | 1.12B |
| Operating Income | 511.90M |
| Pretax Income | 410.97M |
| Net Income | 319.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.76 |
Balance Sheet
The company has $276.04 million in cash and $510.97 million in debt, with a net cash position of -$234.93 million or -$2.57 per share.
| Cash & Cash Equivalents | 276.04M |
| Total Debt | 510.97M |
| Net Cash | -234.93M |
| Net Cash Per Share | -$2.57 |
| Equity (Book Value) | 3.00B |
| Book Value Per Share | 32.80 |
| Working Capital | -16.72B |
Cash Flow
In the last 12 months, operating cash flow was $180.03 million and capital expenditures -$52.15 million, giving a free cash flow of $127.89 million.
| Operating Cash Flow | 180.03M |
| Capital Expenditures | -52.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.09M |
| Free Cash Flow | 127.89M |
| FCF Per Share | $1.40 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.82% |
| Pretax Margin | 36.79% |
| Profit Margin | 28.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 14.58% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.01%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.01% |
| Dividend Growth (YoY) | 75.49% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 47.55% |
| Buyback Yield | -12.40% |
| Shareholder Yield | -9.41% |
| Earnings Yield | 9.34% |
| FCF Yield | 3.74% |
Analyst Forecast
The average price target for TowneBank is $39.75, which is 6.17% higher than the current price. The consensus rating is "Buy".
| Price Target | $39.75 |
| Price Target Difference | 6.17% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |