TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $3.40 billion. The enterprise value is $3.64 billion.
| Market Cap | 3.40B |
| Enterprise Value | 3.64B |
Important Dates
The next estimated earnings date is Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Sep 25, 2026 |
Share Statistics
TowneBank has 91.30 million shares outstanding. The number of shares has increased by 12.40% in one year.
| Current Share Class | 91.30M |
| Shares Outstanding | 91.30M |
| Shares Change (YoY) | +12.40% |
| Shares Change (QoQ) | +1.86% |
| Owned by Insiders (%) | 6.21% |
| Owned by Institutions (%) | 63.25% |
| Float | 85.63M |
Valuation Ratios
The trailing PE ratio is 9.90 and the forward PE ratio is 11.43. TowneBank's PEG ratio is 1.04.
| PE Ratio | 9.90 |
| Forward PE | 11.43 |
| PS Ratio | 3.05 |
| Forward PS | 3.36 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | 25.82 |
| P/OCF Ratio | 18.89 |
| PEG Ratio | 1.04 |
Enterprise Valuation
| EV / Earnings | 11.40 |
| EV / Sales | 3.26 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 27.61 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.88 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.22%.
| Return on Equity (ROE) | 12.22% |
| Return on Assets (ROA) | 1.57% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.04% |
| Revenue Per Employee | $381,025 |
| Profits Per Employee | $108,835 |
| Employee Count | 2,932 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $90.79 million in taxes.
| Income Tax | 90.79M |
| Effective Tax Rate | 22.09% |
Stock Price Statistics
The stock price has increased by +1.58% in the last 52 weeks. The beta is 0.70, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +1.58% |
| 50-Day Moving Average | 37.04 |
| 200-Day Moving Average | 35.22 |
| Relative Strength Index (RSI) | 49.44 |
| Average Volume (20 Days) | 509,339 |
Short Selling Information
The latest short interest is 2.44 million, so 2.67% of the outstanding shares have been sold short.
| Short Interest | 2.44M |
| Short Previous Month | 2.39M |
| Short % of Shares Out | 2.67% |
| Short % of Float | 2.85% |
| Short Ratio (days to cover) | 3.70 |
Income Statement
In the last 12 months, TowneBank had revenue of $1.12 billion and earned $319.11 million in profits. Earnings per share was $3.76.
| Revenue | 1.12B |
| Gross Profit | 1.12B |
| Operating Income | 511.90M |
| Pretax Income | 410.97M |
| Net Income | 319.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.76 |
Balance Sheet
The company has $276.04 million in cash and $510.97 million in debt, with a net cash position of -$234.93 million or -$2.57 per share.
| Cash & Cash Equivalents | 276.04M |
| Total Debt | 510.97M |
| Net Cash | -234.93M |
| Net Cash Per Share | -$2.57 |
| Equity (Book Value) | 3.00B |
| Book Value Per Share | 32.80 |
| Working Capital | -16.72B |
Cash Flow
In the last 12 months, operating cash flow was $180.10 million and capital expenditures -$48.33 million, giving a free cash flow of $131.77 million.
| Operating Cash Flow | 180.10M |
| Capital Expenditures | -48.33M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -64.09M |
| Free Cash Flow | 131.77M |
| FCF Per Share | $1.44 |
Margins
| Gross Margin | n/a |
| Operating Margin | 45.82% |
| Pretax Margin | 36.79% |
| Profit Margin | 28.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.80% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 3.01%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 3.01% |
| Dividend Growth (YoY) | 5.77% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 29.75% |
| Buyback Yield | -12.40% |
| Shareholder Yield | -9.40% |
| Earnings Yield | 9.38% |
| FCF Yield | 3.87% |
Analyst Forecast
The average price target for TowneBank is $40.00, which is 7.33% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.00 |
| Price Target Difference | 7.33% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |