TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $3.16 billion. The enterprise value is $3.51 billion.
Important Dates
The last earnings date was Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Jun 26, 2026 |
Share Statistics
TowneBank has 91.30 million shares outstanding. The number of shares has increased by 6.98% in one year.
| Current Share Class | 91.30M |
| Shares Outstanding | 91.30M |
| Shares Change (YoY) | +6.98% |
| Shares Change (QoQ) | +14.75% |
| Owned by Insiders (%) | 6.36% |
| Owned by Institutions (%) | 61.11% |
| Float | 85.49M |
Valuation Ratios
The trailing PE ratio is 16.72 and the forward PE ratio is 10.68. TowneBank's PEG ratio is 0.76.
| PE Ratio | 16.72 |
| Forward PE | 10.68 |
| PS Ratio | 3.60 |
| Forward PS | 2.81 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.59 |
| P/FCF Ratio | 24.72 |
| P/OCF Ratio | 17.56 |
| PEG Ratio | 0.76 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.06 |
| EV / Sales | 4.00 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 27.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.50 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.56%.
| Return on Equity (ROE) | 6.56% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.00% |
| Revenue Per Employee | $279,543 |
| Profits Per Employee | $53,156 |
| Employee Count | 3,138 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $42.41 million in taxes.
| Income Tax | 42.41M |
| Effective Tax Rate | 20.17% |
Stock Price Statistics
The stock price has increased by +0.12% in the last 52 weeks. The beta is 0.73, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +0.12% |
| 50-Day Moving Average | 34.49 |
| 200-Day Moving Average | 34.69 |
| Relative Strength Index (RSI) | 49.74 |
| Average Volume (20 Days) | 505,673 |
Short Selling Information
The latest short interest is 2.05 million, so 2.24% of the outstanding shares have been sold short.
| Short Interest | 2.05M |
| Short Previous Month | 1.89M |
| Short % of Shares Out | 2.24% |
| Short % of Float | 2.40% |
| Short Ratio (days to cover) | 4.60 |
Income Statement
In the last 12 months, TowneBank had revenue of $877.21 million and earned $166.81 million in profits. Earnings per share was $2.07.
| Revenue | 877.21M |
| Gross Profit | 877.21M |
| Operating Income | 316.86M |
| Pretax Income | 210.29M |
| Net Income | 166.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.07 |
Full Income StatementBalance Sheet
The company has $224.87 million in cash and $575.83 million in debt, with a net cash position of -$350.97 million or -$3.84 per share.
| Cash & Cash Equivalents | 224.87M |
| Total Debt | 575.83M |
| Net Cash | -350.97M |
| Net Cash Per Share | -$3.84 |
| Equity (Book Value) | 2.90B |
| Book Value Per Share | 31.68 |
| Working Capital | -16.85B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $180.03 million and capital expenditures -$52.15 million, giving a free cash flow of $127.89 million.
| Operating Cash Flow | 180.03M |
| Capital Expenditures | -52.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -2.09M |
| Free Cash Flow | 127.89M |
| FCF Per Share | $1.40 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.12% |
| Pretax Margin | 23.97% |
| Profit Margin | 19.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 14.58% |
Dividends & Yields
This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.12%.
| Dividend Per Share | $1.08 |
| Dividend Yield | 3.12% |
| Dividend Growth (YoY) | 78.00% |
| Years of Dividend Growth | 14 |
| Payout Ratio | 85.92% |
| Buyback Yield | -6.98% |
| Shareholder Yield | -3.86% |
| Earnings Yield | 5.28% |
| FCF Yield | 4.04% |
Dividend DetailsAnalyst Forecast
The average price target for TowneBank is $39.25, which is 13.34% higher than the current price. The consensus rating is "Buy".
| Price Target | $39.25 |
| Price Target Difference | 13.34% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
