TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $2.85 billion. The enterprise value is $2.97 billion.
Important Dates
The last earnings date was Wednesday, January 28, 2026, after market close.
| Earnings Date | Jan 28, 2026 |
| Ex-Dividend Date | Dec 26, 2025 |
Share Statistics
TowneBank has 77.88 million shares outstanding. The number of shares has increased by 2.12% in one year.
| Current Share Class | 77.88M |
| Shares Outstanding | 77.88M |
| Shares Change (YoY) | +2.12% |
| Shares Change (QoQ) | +3.06% |
| Owned by Insiders (%) | 7.38% |
| Owned by Institutions (%) | 61.08% |
| Float | 72.13M |
Valuation Ratios
The trailing PE ratio is 16.56 and the forward PE ratio is 10.43. TowneBank's PEG ratio is 0.70.
| PE Ratio | 16.56 |
| Forward PE | 10.43 |
| PS Ratio | 3.44 |
| Forward PS | 2.58 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.65 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.70 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.51 |
| EV / Sales | 3.66 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.45%.
| Return on Equity (ROE) | 7.45% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.45% |
| Revenue Per Employee | $270,593 |
| Profits Per Employee | $56,509 |
| Employee Count | 3,000 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $39.43 million in taxes.
| Income Tax | 39.43M |
| Effective Tax Rate | 18.75% |
Stock Price Statistics
The stock price has decreased by -0.54% in the last 52 weeks. The beta is 0.76, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | -0.54% |
| 50-Day Moving Average | 35.06 |
| 200-Day Moving Average | 34.69 |
| Relative Strength Index (RSI) | 56.02 |
| Average Volume (20 Days) | 579,204 |
Short Selling Information
The latest short interest is 967,355, so 1.24% of the outstanding shares have been sold short.
| Short Interest | 967,355 |
| Short Previous Month | 2.56M |
| Short % of Shares Out | 1.24% |
| Short % of Float | 1.34% |
| Short Ratio (days to cover) | 2.55 |
Income Statement
In the last 12 months, TowneBank had revenue of $811.78 million and earned $169.53 million in profits. Earnings per share was $2.21.
| Revenue | 811.78M |
| Gross Profit | 811.78M |
| Operating Income | 282.22M |
| Pretax Income | 210.22M |
| Net Income | 169.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.21 |
Full Income StatementBalance Sheet
The company has $253.49 million in cash and $371.14 million in debt, with a net cash position of -$117.65 million or -$1.51 per share.
| Cash & Cash Equivalents | 253.49M |
| Total Debt | 371.14M |
| Net Cash | -117.65M |
| Net Cash Per Share | -$1.51 |
| Equity (Book Value) | 2.43B |
| Book Value Per Share | 31.10 |
| Working Capital | -15.04B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 34.77% |
| Pretax Margin | 25.90% |
| Profit Margin | 20.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
