TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $2.52 billion. The enterprise value is $2.65 billion.
Important Dates
The last earnings date was Wednesday, October 22, 2025, after market close.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Sep 29, 2025 |
Share Statistics
TowneBank has 77.82 million shares outstanding. The number of shares has increased by 1.15% in one year.
| Current Share Class | 77.82M |
| Shares Outstanding | 77.82M |
| Shares Change (YoY) | +1.15% |
| Shares Change (QoQ) | +1.62% |
| Owned by Insiders (%) | 6.86% |
| Owned by Institutions (%) | 59.67% |
| Float | 72.48M |
Valuation Ratios
The trailing PE ratio is 14.48 and the forward PE ratio is 9.50.
| PE Ratio | 14.48 |
| Forward PE | 9.50 |
| PS Ratio | 3.18 |
| Forward PS | 2.37 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.48 |
| P/FCF Ratio | 12.56 |
| P/OCF Ratio | 10.28 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 15.63 |
| EV / Sales | 3.46 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.24 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.48%.
| Return on Equity (ROE) | 7.48% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $281,838 |
| Profits Per Employee | $62,379 |
| Employee Count | 2,720 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $33.33 million in taxes.
| Income Tax | 33.33M |
| Effective Tax Rate | 16.32% |
Stock Price Statistics
The stock price has decreased by -8.67% in the last 52 weeks. The beta is 0.80, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | -8.67% |
| 50-Day Moving Average | 33.80 |
| 200-Day Moving Average | 34.54 |
| Relative Strength Index (RSI) | 40.39 |
| Average Volume (20 Days) | 270,999 |
Short Selling Information
The latest short interest is 2.20 million, so 2.83% of the outstanding shares have been sold short.
| Short Interest | 2.20M |
| Short Previous Month | 1.93M |
| Short % of Shares Out | 2.83% |
| Short % of Float | 3.04% |
| Short Ratio (days to cover) | 6.49 |
Income Statement
In the last 12 months, TowneBank had revenue of $766.60 million and earned $169.67 million in profits. Earnings per share was $2.23.
| Revenue | 766.60M |
| Gross Profit | 766.60M |
| Operating Income | 255.98M |
| Pretax Income | 204.22M |
| Net Income | 169.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.23 |
Full Income StatementBalance Sheet
The company has $285.61 million in cash and $422.32 million in debt, giving a net cash position of -$136.71 million or -$1.76 per share.
| Cash & Cash Equivalents | 285.61M |
| Total Debt | 422.32M |
| Net Cash | -136.71M |
| Net Cash Per Share | -$1.76 |
| Equity (Book Value) | 2.41B |
| Book Value Per Share | 30.81 |
| Working Capital | -15.08B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $244.74 million and capital expenditures -$44.43 million, giving a free cash flow of $200.32 million.
| Operating Cash Flow | 244.74M |
| Capital Expenditures | -44.43M |
| Free Cash Flow | 200.32M |
| FCF Per Share | $2.57 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 33.39% |
| Pretax Margin | 26.64% |
| Profit Margin | 22.13% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.13% |
Dividends & Yields
This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.34%.
| Dividend Per Share | $1.08 |
| Dividend Yield | 3.34% |
| Dividend Growth (YoY) | 4.00% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 46.59% |
| Buyback Yield | -1.15% |
| Shareholder Yield | 2.19% |
| Earnings Yield | 6.74% |
| FCF Yield | 7.96% |
Dividend DetailsAnalyst Forecast
The average price target for TowneBank is $41.00, which is 26.82% higher than the current price. The consensus rating is "Hold".
| Price Target | $41.00 |
| Price Target Difference | 26.82% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
