TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $3.02 billion. The enterprise value is $3.19 billion.
Important Dates
The next estimated earnings date is Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Mar 31, 2026 |
Share Statistics
TowneBank has 91.10 million shares outstanding. The number of shares has increased by 2.11% in one year.
| Current Share Class | 91.10M |
| Shares Outstanding | 91.10M |
| Shares Change (YoY) | +2.11% |
| Shares Change (QoQ) | +3.06% |
| Owned by Insiders (%) | 6.46% |
| Owned by Institutions (%) | 51.90% |
| Float | 85.21M |
Valuation Ratios
The trailing PE ratio is 15.01 and the forward PE ratio is 9.45. TowneBank's PEG ratio is 0.63.
| PE Ratio | 15.01 |
| Forward PE | 9.45 |
| PS Ratio | 3.72 |
| Forward PS | 2.74 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 1.75 |
| P/FCF Ratio | 14.28 |
| P/OCF Ratio | 11.56 |
| PEG Ratio | 0.63 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.81 |
| EV / Sales | 3.93 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.07 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.46%.
| Return on Equity (ROE) | 7.46% |
| Return on Assets (ROA) | 0.93% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.35% |
| Revenue Per Employee | $272,776 |
| Profits Per Employee | $56,964 |
| Employee Count | 2,976 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $39.43 million in taxes.
| Income Tax | 39.43M |
| Effective Tax Rate | 18.75% |
Stock Price Statistics
The stock price has decreased by -3.51% in the last 52 weeks. The beta is 0.75, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | -3.51% |
| 50-Day Moving Average | 34.96 |
| 200-Day Moving Average | 34.70 |
| Relative Strength Index (RSI) | 43.73 |
| Average Volume (20 Days) | 601,939 |
Short Selling Information
The latest short interest is 1.00 million, so 1.10% of the outstanding shares have been sold short.
| Short Interest | 1.00M |
| Short Previous Month | 1.06M |
| Short % of Shares Out | 1.10% |
| Short % of Float | 1.18% |
| Short Ratio (days to cover) | 2.00 |
Income Statement
In the last 12 months, TowneBank had revenue of $811.78 million and earned $169.53 million in profits. Earnings per share was $2.21.
| Revenue | 811.78M |
| Gross Profit | 811.78M |
| Operating Income | 282.22M |
| Pretax Income | 210.22M |
| Net Income | 169.53M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.21 |
Full Income StatementBalance Sheet
The company has $262.16 million in cash and $428.85 million in debt, with a net cash position of -$166.69 million or -$1.83 per share.
| Cash & Cash Equivalents | 262.16M |
| Total Debt | 428.85M |
| Net Cash | -166.69M |
| Net Cash Per Share | -$1.83 |
| Equity (Book Value) | 2.43B |
| Book Value Per Share | 31.10 |
| Working Capital | -14.99B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $261.47 million and capital expenditures -$49.80 million, giving a free cash flow of $211.67 million.
| Operating Cash Flow | 261.47M |
| Capital Expenditures | -49.80M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.07M |
| Free Cash Flow | 211.67M |
| FCF Per Share | $2.32 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.77% |
| Pretax Margin | 25.90% |
| Profit Margin | 20.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 26.07% |
