TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $2.54 billion. The enterprise value is $2.69 billion.
Important Dates
The next estimated earnings date is Wednesday, April 23, 2025, after market close.
| Earnings Date | Apr 23, 2025 |
| Ex-Dividend Date | Mar 31, 2025 |
Share Statistics
TowneBank has 74.22 million shares outstanding. The number of shares has increased by 0.67% in one year.
| Current Share Class | 74.22M |
| Shares Outstanding | 74.22M |
| Shares Change (YoY) | +0.67% |
| Shares Change (QoQ) | +0.22% |
| Owned by Insiders (%) | 7.17% |
| Owned by Institutions (%) | 59.12% |
| Float | 68.90M |
Valuation Ratios
The trailing PE ratio is 16.02 and the forward PE ratio is 12.99.
| PE Ratio | 16.02 |
| Forward PE | 12.99 |
| PS Ratio | 3.72 |
| Forward PS | 3.14 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 31.53 |
| P/OCF Ratio | 18.48 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.65 |
| EV / Sales | 3.88 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 33.21 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.36 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.73%.
| Return on Equity (ROE) | 7.73% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $255,257 |
| Profits Per Employee | $59,469 |
| Employee Count | 2,720 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $27.65 million in taxes.
| Income Tax | 27.65M |
| Effective Tax Rate | 14.52% |
Stock Price Statistics
The stock price has increased by +24.06% in the last 52 weeks. The beta is 0.90, so TowneBank's price volatility has been similar to the market average.
| Beta (5Y) | 0.90 |
| 52-Week Price Change | +24.06% |
| 50-Day Moving Average | 35.59 |
| 200-Day Moving Average | 33.53 |
| Relative Strength Index (RSI) | 43.59 |
| Average Volume (20 Days) | 231,310 |
Short Selling Information
The latest short interest is 813,532, so 1.10% of the outstanding shares have been sold short.
| Short Interest | 813,532 |
| Short Previous Month | 888,758 |
| Short % of Shares Out | 1.10% |
| Short % of Float | 1.18% |
| Short Ratio (days to cover) | 3.26 |
Income Statement
In the last 12 months, TowneBank had revenue of $694.30 million and earned $161.76 million in profits. Earnings per share was $2.15.
| Revenue | 694.30M |
| Gross Profit | 694.30M |
| Operating Income | 204.49M |
| Pretax Income | 178.91M |
| Net Income | 161.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.15 |
Full Income StatementBalance Sheet
The company has $217.44 million in cash and $353.74 million in debt, giving a net cash position of -$136.30 million or -$1.84 per share.
| Cash & Cash Equivalents | 217.44M |
| Total Debt | 353.74M |
| Net Cash | -136.30M |
| Net Cash Per Share | -$1.84 |
| Equity (Book Value) | 2.16B |
| Book Value Per Share | 28.83 |
| Working Capital | -12.89B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $138.36 million and capital expenditures -$57.27 million, giving a free cash flow of $81.09 million.
| Operating Cash Flow | 138.36M |
| Capital Expenditures | -57.27M |
| Free Cash Flow | 81.09M |
| FCF Per Share | $1.09 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.45% |
| Pretax Margin | 27.42% |
| Profit Margin | 23.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.68% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.90%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.90% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 10 |
| Payout Ratio | 46.51% |
| Buyback Yield | -0.67% |
| Shareholder Yield | 2.23% |
| Earnings Yield | 6.33% |
| FCF Yield | 3.17% |
Dividend DetailsAnalyst Forecast
The average price target for TowneBank is $40.50, which is 18.35% higher than the current price. The consensus rating is "Buy".
| Price Target | $40.50 |
| Price Target Difference | 18.35% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.
| Last Split Date | May 23, 2012 |
| Split Type | Forward |
| Split Ratio | 1.03:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |