TowneBank Statistics

Total Valuation

TowneBank has a market cap or net worth of $2.44 billion. The enterprise value is $2.50 billion.

Market Cap	2.44B
Enterprise Value	2.50B

Important Dates

The last earnings date was Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Mar 31, 2025

Share Statistics

TowneBank has 74.34 million shares outstanding. The number of shares has increased by 0.65% in one year.

Current Share Class	74.34M
Shares Outstanding	74.34M
Shares Change (YoY)	+0.65%
Shares Change (QoQ)	+0.29%
Owned by Insiders (%)	7.06%
Owned by Institutions (%)	59.11%
Float	69.09M

Valuation Ratios

The trailing PE ratio is 13.91 and the forward PE ratio is 11.74.

PE Ratio	13.91
Forward PE	11.74
PS Ratio	3.44
Forward PS	2.91
PB Ratio	1.11
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	14.06
EV / Sales	3.49
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.34%.

Return on Equity (ROE)	8.34%
Return on Assets (ROA)	1.04%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$263,214
Profits Per Employee	$65,317
Employee Count	2,720
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, TowneBank has paid $28.59 million in taxes.

Income Tax	28.59M
Effective Tax Rate	13.81%

Stock Price Statistics

The stock price has increased by +18.02% in the last 52 weeks. The beta is 0.81, so TowneBank's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+18.02%
50-Day Moving Average	34.08
200-Day Moving Average	34.02
Relative Strength Index (RSI)	51.45
Average Volume (20 Days)	352,876

Short Selling Information

The latest short interest is 1.15 million, so 1.55% of the outstanding shares have been sold short.

Short Interest	1.15M
Short Previous Month	927,229
Short % of Shares Out	1.55%
Short % of Float	1.67%
Short Ratio (days to cover)	3.46

Income Statement

In the last 12 months, TowneBank had revenue of $715.94 million and earned $177.66 million in profits. Earnings per share was $2.36.

Revenue	715.94M
Gross Profit	715.94M
Operating Income	220.80M
Pretax Income	178.91M
Net Income	177.66M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.36

Full Income Statement

Balance Sheet

The company has $226.78 million in cash and $284.10 million in debt, giving a net cash position of -$57.33 million or -$0.77 per share.

Cash & Cash Equivalents	226.78M
Total Debt	284.10M
Net Cash	-57.33M
Net Cash Per Share	-$0.77
Equity (Book Value)	2.22B
Book Value Per Share	29.60
Working Capital	-13.14B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	30.84%
Pretax Margin	28.92%
Profit Margin	24.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.05%.

Dividend Per Share	$1.00
Dividend Yield	3.05%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	10
Payout Ratio	42.37%
Buyback Yield	-0.65%
Shareholder Yield	2.40%
Earnings Yield	7.28%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for TowneBank is $40.50, which is 23.66% higher than the current price. The consensus rating is "Buy".

Price Target	$40.50
Price Target Difference	23.66%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 23, 2012. It was a forward split with a ratio of 1.03:1.

Last Split Date	May 23, 2012
Split Type	Forward
Split Ratio	1.03:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2