Trupanion, Inc. (TRUP)

Trupanion Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Investments in Debt Securities	0.16	1	0.16	1.01	1	1
Other Investments	169.63	141.54	164.49	132.06	94.43	73.06
Total Investments	169.8	142.53	164.65	133.07	95.43	74.06
Cash & Equivalents	137.48	147.5	65.61	87.4	139.88	29.17
Other Receivables	294.72	278.7	248.04	177.32	99.07	54.41
Deferred Policy Acquisition Cost	-	-	-	4.3	2.9	1.8
Property, Plant & Equipment	102.86	103.65	90.7	77.95	72.6	70.37
Goodwill	45.18	43.71	41.98	32.71	33.05	-
Other Intangible Assets	14.89	18.75	24.03	22.66	27.13	7.73
Other Current Assets	16.69	17.02	14.25	8.03	5.32	3.71
Other Long-Term Assets	34.5	31.09	22.38	19.15	22.88	15.95
Total Assets	816.12	782.95	671.63	562.58	498.25	257.2
Accounts Payable	10.14	10.51	9.47	8.95	6.06	4.09
Accrued Expenses	33.46	34.05	32.62	28.16	22.86	13.8
Unpaid Claims	56.67	63.24	43.73	39.67	28.93	21.19
Unearned Premiums	260.24	235.33	202.69	146.91	92.55	52.55
Current Portion of Long-Term Debt	1.35	1.35	1.1	-	-	-
Long-Term Debt	127.55	127.58	68.35	-	-	26.09
Long-Term Leases	-	-	-	-	0.9	0.1
Long-Term Deferred Tax Liabilities	2.17	2.69	3.39	2.83	4.71	1.12
Other Long-Term Liabilities	4.38	4.49	4.97	3.86	2.31	1.51
Total Liabilities	495.94	479.23	366.33	230.38	158.31	120.44
Additional Paid-In Capital	561.01	536.11	499.69	466.79	439.01	232.73
Retained Earnings	-227.54	-216.26	-171.56	-126.89	-91.36	-85.52
Treasury Stock	-16.53	-16.53	-16.53	-10.78	-10.78	-10.7
Comprehensive Income & Other	3.24	0.4	-6.3	3.08	3.07	0.25
Total Common Equity	320.18	303.72	305.3	332.2	339.94	136.76
Shareholders' Equity	320.18	303.72	305.3	332.2	339.94	136.76
Total Liabilities & Equity	816.12	782.95	671.63	562.58	498.25	257.2
Filing Date Shares Outstanding	42.34	41.81	41.02	40.51	39.47	34.96
Total Common Shares Outstanding	42.34	41.86	41.01	40.48	39.45	34.95
Total Debt	128.9	128.93	69.46	-	0.9	26.19
Net Cash (Debt)	8.58	18.57	-3.85	87.4	138.98	2.98
Net Cash Growth	-59.92%	-	-	-37.11%	4560.56%	-78.22%
Net Cash Per Share	0.20	0.45	-0.09	2.18	3.88	0.09
Book Value Per Share	7.56	7.26	7.44	8.21	8.62	3.91
Tangible Book Value	260.1	241.26	239.28	276.83	279.76	129.03
Tangible Book Value Per Share	6.14	5.76	5.83	6.84	7.09	3.69
Land	-	15.91	15.91	15.91	15.85	15.85
Buildings	-	48.97	48.96	48.55	46.68	47.56
Machinery	-	6.13	6.81	6.26	4.15	3.38
Construction In Progress	-	34.63	21.42	0.54	2.86	0.25

Source: S&P Capital IQ. Insurance template. Financial Sources.