Trupanion, Inc. (TRUP)

Trupanion Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Investments in Debt Securities	0.98	0.37	1	0.16	1.01	1
Investments in Equity & Preferred Securities	-	9.4	5.3	-	-	-
Other Investments	193.76	147.09	141.54	164.49	132.06	94.43
Total Investments	194.74	156.86	147.83	164.65	133.07	95.43
Cash & Equivalents	154.77	160.3	147.5	65.61	87.4	139.88
Other Receivables	305.13	279.93	278.7	248.04	177.32	99.07
Deferred Policy Acquisition Cost	-	7.5	7.4	-	4.3	2.9
Property, Plant & Equipment	104.68	102.19	103.65	90.7	77.95	72.6
Goodwill	40.38	36.97	43.71	41.98	32.71	33.05
Other Intangible Assets	24.77	13.18	18.75	24.03	22.66	27.13
Other Current Assets	16.96	8.41	9.62	14.25	8.03	5.32
Other Long-Term Assets	38.72	41.51	25.79	22.38	19.15	22.88
Total Assets	880.17	806.85	782.95	671.63	562.58	498.25
Accounts Payable	12.76	11.53	10.51	9.47	8.95	6.06
Accrued Expenses	43.58	33.47	34.05	32.62	28.16	22.86
Unpaid Claims	53.97	51.64	63.24	43.73	39.67	28.93
Unearned Premiums	279.71	251.64	235.33	202.69	146.91	92.55
Current Portion of Long-Term Debt	0.75	1.35	1.35	1.1	-	-
Long-Term Debt	113.79	127.54	127.58	68.35	-	-
Long-Term Leases	-	-	-	-	-	0.9
Long-Term Deferred Tax Liabilities	2.25	1.95	2.69	3.39	2.83	4.71
Other Long-Term Liabilities	4.8	4.48	4.49	4.97	3.86	2.31
Total Liabilities	511.61	483.59	479.23	366.33	230.38	158.31
Additional Paid-In Capital	595.8	568.3	536.11	499.69	466.79	439.01
Retained Earnings	-212.09	-225.89	-216.26	-171.56	-126.89	-91.36
Treasury Stock	-16.53	-16.53	-16.53	-16.53	-10.78	-10.78
Comprehensive Income & Other	1.38	-2.61	0.4	-6.3	3.08	3.07
Shareholders' Equity	368.56	323.27	303.72	305.3	332.2	339.94
Total Liabilities & Equity	880.17	806.85	782.95	671.63	562.58	498.25
Filing Date Shares Outstanding	43.2	42.49	41.81	41.02	40.51	39.47
Total Common Shares Outstanding	43.19	42.49	41.86	41.01	40.48	39.45
Total Debt	114.54	128.89	128.93	69.46	-	0.9
Net Cash (Debt)	40.23	31.41	18.57	-3.85	87.4	138.98
Net Cash Growth	368.97%	69.12%	-	-	-37.11%	4560.56%
Net Cash Per Share	0.93	0.74	0.45	-0.09	2.18	3.88
Book Value Per Share	8.53	7.61	7.26	7.44	8.21	8.62
Tangible Book Value	303.41	273.12	241.26	239.28	276.83	279.76
Tangible Book Value Per Share	7.02	6.43	5.76	5.83	6.84	7.09
Land	-	15.91	15.91	15.91	15.91	15.85
Buildings	-	49.36	48.97	48.96	48.55	46.68
Machinery	-	6.12	6.13	6.81	6.26	4.15
Construction In Progress	-	16.07	34.63	21.42	0.54	2.86

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q