Trupanion, Inc. (TRUP)

Trupanion Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Premiums & Annuity Revenue	1,158	1,109	905.18	698.99	502.03	383.94
Total Revenue	1,158	1,109	905.18	698.99	502.03	383.94
Revenue Growth (YoY)	21.23%	22.47%	29.50%	39.23%	30.76%	26.31%
Policy Benefits	870.49	831.06	649.74	486.06	420.13	270.95
Selling, General & Administrative	60.91	56.87	46.57	36.76	26.72	21.73
Other Operating Expenses	141.73	141.26	126.77	101.44	-	47.71
Total Operating Expenses	1,180	1,145	947.56	733.93	506.31	385.5
Operating Income	-21.99	-36.27	-42.38	-34.94	-4.28	-1.57
Interest Expense	-13.29	-12.08	-4.27	-0.01	-1.38	-1.35
Other Non-Operating Income (Expenses)	8.64	7.7	3.07	-0.01	0.58	1.63
EBT Excluding Unusual Items	-26.88	-40.86	-43.82	-35.14	-5.21	-1.64
Other Unusual Items	-0.07	-4.18	-0.37	-0.08	-	-
Pretax Income	-26.95	-45.04	-44.2	-35.22	-5.73	-1.64
Income Tax Expense	-0.19	-0.34	0.48	0.31	0.11	0.17
Net Income to Common Shareholders	-26.77	-44.69	-44.67	-35.53	-5.84	-1.81
Basic Shares Outstanding	42	41	41	40	36	35
Diluted Shares Outstanding	42	41	41	40	36	35
Shares Change (YoY)	1.82%	1.65%	1.56%	11.93%	3.50%	8.40%
EPS (Basic)	-0.64	-1.08	-1.10	-0.89	-0.16	-0.05
EPS (Diluted)	-0.64	-1.08	-1.10	-0.89	-0.16	-0.05
EBITDA	-8.93	-23.79	-31.46	-22.98	2.79	4.06
Revenue as Reported	-	-	-	-	502.03	-

Source: S&P Capital IQ. Insurance template.