Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
33.68
+2.55 (8.21%)
Nov 4, 2026, 4:00 PM EST - Market closed
Trupanion Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 1,521 | 1,439 | 1,286 | 1,109 | 905.18 | 698.99 |
Revenue Growth | 11.80% | 11.95% | 15.97% | 22.47% | 29.50% | 39.23% |
Operating Income Operating Income Growth | 25.28 | 15.27 | -4.03 | -36.27 | -42.38 | -34.94 |
Net Income Net Income Growth | 23.21 | 19.43 | -9.63 | -44.69 | -44.67 | -35.53 |
Earnings Per Share EPS Growth | 0.53 | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 |
EPS Growth | 113.80% | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Subscription Business Subscription Business Growth | 1,060 | 989.34 | 856.52 | 712.91 | 596.61 | 494.86 |
Other Business Other Business Growth | 460.49 | 449.97 | 429.16 | 395.7 | 308.57 | 204.13 |
Total Total Growth | 1,521 | 1,439 | 1,286 | 1,109 | 905.18 | 698.99 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 149.36 | 138.02 | 160.3 | 147.5 | 65.61 | 87.4 |
Total Debt Total Debt Growth | 106.91 | 125.95 | 129.25 | 128.93 | 69.46 | - |
Net Cash (Debt) Net Cash Growth | 42.45 | 12.08 | 31.05 | 18.57 | -3.85 | 87.4 |
Net Cash Growth | 412.94% | -61.10% | 67.17% | - | - | -37.11% |
Net Cash Per Share Net Cash Per Share Growth | 0.97 | 0.28 | 0.74 | 0.45 | -0.09 | 2.18 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 94.08 | 89.49 | 48.29 | 18.64 | -8 | 7.46 |
Capital Expenditures CapEx Growth | -11.9 | -14.13 | -9.72 | -18.28 | -17.09 | -12.36 |
Free Cash Flow Free Cash Flow Growth | 82.18 | 75.36 | 38.57 | 0.36 | -25.09 | -4.9 |
Free Cash Flow Growth | 34.04% | 95.38% | 10674.02% | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 1.66% | 1.06% | -0.31% | -3.27% | -4.68% | -5.00% |
Pretax Margin | 1.72% | 1.53% | -0.75% | -4.06% | -4.88% | -5.04% |
Profit Margin | 1.53% | 1.35% | -0.75% | -4.03% | -4.93% | -5.08% |
FCF Margin | 5.40% | 5.24% | 3.00% | 0.03% | -2.77% | -0.70% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 5, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 62.96 | 83.07 | - | - | - | - |
Forward PE | 52.74 | 85.46 | 292.39 | 292.39 | 292.39 | 292.39 |
P/FCF Ratio | 17.98 | 21.42 | 52.91 | 3540.62 | - | - |
PS Ratio | 0.97 | 1.12 | 1.59 | 1.14 | 2.15 | 7.63 |