Trupanion Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	25.8	19.43	-9.63	-44.69	-44.67	-35.53
Depreciation & Amortization	15.75	15.84	16.47	12.47	10.92	11.97
Stock-Based Compensation	37.48	38.31	33.43	33.16	33.39	28.23
Other Adjustments	-5.12	-5.69	3.55	1.35	1.05	-1.93
Changes in Receivables	-14.28	-27.21	-6.72	-35.44	-66.98	-66.17
Changes in Accounts Payable	6.18	26.03	2.08	1.64	3.14	8.8
Changes in Unearned Premiums	18.75	18.68	17.2	32.57	56.15	54.39
Changes in Claims Reserves	2.57	4.13	-11.31	19.49	4.23	10.77
Changes in Other Operating Activities	0.99	-1.17	3.22	-1.91	-5.23	-3.06
Operating Cash Flow	88.12	89.49	48.29	18.64	-8	7.46
Operating Cash Flow Growth	42.55%	85.32%	159.08%	-	-	-65.38%
Capital Expenditures	-13.05	-14.13	-9.72	-18.28	-17.09	-12.36
Purchases of Investments	-263.04	-256.03	-133.49	-165.94	-273.01	-95.67
Proceeds from Sale of Investments	188.25	172.61	127.65	190.27	239.21	57.87
Payments for Business Acquisitions	-	-	-	-	-15.03	-
Other Investing Activities	1.04	1.66	2.1	1.59	-1.6	-1.76
Investing Cash Flow	-86.8	-95.89	-13.46	7.64	-67.52	-51.91
Long-Term Debt Issued	-	114.21	-	60.1	69.14	-
Long-Term Debt Repaid	-136.6	-134.44	-1.35	-1.72	-0.57	-
Net Long-Term Debt Issued (Repaid)	-136.6	-20.23	-1.35	58.39	68.57	-
Issuance of Common Stock	0.93	1.69	0.75	2.66	2.29	3.61
Repurchase of Common Stock	-3.29	-3.71	-2.52	-1.54	-10.11	-4.73
Net Common Stock Issued (Repurchased)	-2.36	-2.02	-1.77	1.12	-7.82	-1.13
Other Financing Activities	-0.38	-0.61	-0.84	-0.38	-	-
Financing Cash Flow	-25.14	-22.86	-3.96	59.13	60.74	-1.13
Effect of Exchange Rate Changes on Cash and Cash Equivalents	0.68	1.19	-1.88	0.42	-1.46	0.25
Net Cash Flow	-23.14	-28.07	29	85.83	-16.23	-45.33
Free Cash Flow	75.07	75.36	38.57	0.36	-25.09	-4.9
Free Cash Flow Growth	-0.38%	95.38%	10674.02%	-	-	-
FCF Margin	19.92%	5.24%	3.00%	0.03%	-2.77%	-0.70%
Free Cash Flow Per Share	1.72	1.73	0.91	0.01	-0.62	-0.12
Levered Free Cash Flow	-82.18	44.45	18.27	40.19	71.79	24.21
Unlevered Free Cash Flow	-1,200	57.74	19.92	-13.63	4.69	24.4

SEC Filings: 10-K · 10-Q