Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
31.10
+0.42 (1.37%)
Aug 21, 2026, 4:00 PM EDT - Market closed
Trupanion Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 23.21 | 19.43 | -9.63 | -44.69 | -44.67 | -35.53 |
Depreciation & Amortization | 15.46 | 15.84 | 16.47 | 12.47 | 10.92 | 11.97 |
Gain (Loss) on Sale of Investments | - | -7.78 | - | - | - | - |
Stock-Based Compensation | 38 | 38.31 | 33.43 | 33.16 | 33.39 | 28.23 |
Change in Accounts Receivable | -9.82 | -27.21 | -6.72 | -35.44 | -66.98 | -66.17 |
Change in Accounts Payable | 8.24 | 26.03 | 2.08 | 1.64 | 3.14 | 8.8 |
Change in Unearned Revenue | 15.69 | 18.68 | 17.2 | 32.57 | 56.15 | 54.39 |
Change in Insurance Reserves / Liabilities | -0.61 | 4.13 | -11.31 | 19.49 | 4.23 | 10.77 |
Change in Other Net Operating Assets | 2.02 | -1.17 | 3.22 | -1.91 | -5.23 | -3.06 |
Other Operating Activities | 0.77 | 2.1 | -1.75 | 1.35 | 1.05 | -1.93 |
Operating Cash Flow | 94.08 | 89.49 | 48.29 | 18.64 | -8 | 7.46 |
Operating Cash Flow Growth | 34.42% | 85.32% | 159.08% | - | - | -65.38% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -11.9 | -14.13 | -9.72 | -18.28 | -17.09 | -12.36 |
Cash Acquisitions | - | - | - | - | -15.03 | - |
Investment in Securities | -55.43 | -83.42 | -5.84 | 24.33 | -33.8 | -37.8 |
Other Investing Activities | 0.45 | 1.66 | 2.1 | 1.59 | -1.6 | -1.76 |
Investing Cash Flow | -66.88 | -95.89 | -13.46 | 7.64 | -67.52 | -51.91 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 114.21 | - | 60.1 | 69.14 | - |
Total Debt Repaid | -123.91 | -134.44 | -1.35 | -1.72 | -0.57 | - |
Net Debt Issued (Repaid) | -9.71 | -20.23 | -1.35 | 58.39 | 68.57 | - |
Issuance of Common Stock | 1.04 | 1.69 | 0.75 | 2.66 | 2.29 | 3.61 |
Repurchases of Common Stock | -3 | -3.71 | -2.52 | -1.54 | -10.11 | -4.73 |
Other Financing Activities | -0.15 | -0.61 | -0.84 | -0.38 | - | - |
Financing Cash Flow | -11.82 | -22.86 | -3.96 | 59.13 | 60.74 | -1.13 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | -1.55 | 1.19 | -1.88 | 0.42 | -1.46 | 0.25 |
Miscellaneous Cash Flow Adjustments | - | - | 0.07 | - | - | - |
Net Cash Flow | 13.83 | -28.07 | 29.07 | 85.83 | -16.23 | -45.33 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 82.18 | 75.36 | 38.57 | 0.36 | -25.09 | -4.9 |
Free Cash Flow Growth | 34.04% | 95.38% | 10674.02% | - | - | - |
Free Cash Flow Margin | 5.40% | 5.24% | 3.00% | 0.03% | -2.77% | -0.70% |
Free Cash Flow Per Share | 1.88 | 1.73 | 0.92 | 0.01 | -0.61 | -0.12 |
Levered Free Cash Flow | 11.55 | -23.28 | 11.41 | 48.06 | -41.35 | -25.72 |
Unlevered Free Cash Flow | 18.15 | -14.68 | 20.47 | 55.6 | -38.68 | -25.71 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 13.09 | 13.09 | 13.19 | 12.1 | 3.35 | 0.02 |
Cash Income Tax Paid | 1.05 | 1.05 | 0.5 | 0.6 | 2.5 | 0.28 |
Change in Working Capital | 15.51 | 20.46 | 4.47 | 16.35 | -8.69 | 4.72 |