Trupanion Statistics
Total Valuation
Trupanion has a market cap or net worth of $1.48 billion. The enterprise value is $1.42 billion.
| Market Cap | 1.48B |
| Enterprise Value | 1.42B |
Important Dates
The last earnings date was Thursday, November 5, 2026, after market close.
| Earnings Date | Nov 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Trupanion has 43.27 million shares outstanding. The number of shares has increased by 1.03% in one year.
| Current Share Class | 43.27M |
| Shares Outstanding | 43.27M |
| Shares Change (YoY) | +1.03% |
| Shares Change (QoQ) | -0.13% |
| Owned by Insiders (%) | 5.62% |
| Owned by Institutions (%) | 76.68% |
| Float | 32.89M |
Valuation Ratios
The trailing PE ratio is 56.16 and the forward PE ratio is 48.20.
| PE Ratio | 56.16 |
| Forward PE | 48.20 |
| PS Ratio | 0.95 |
| Forward PS | 0.87 |
| PB Ratio | 3.71 |
| P/TBV Ratio | 4.39 |
| P/FCF Ratio | 17.09 |
| P/OCF Ratio | 15.51 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 32.05, with an EV/FCF ratio of 16.34.
| EV / Earnings | 53.20 |
| EV / Sales | 0.91 |
| EV / EBITDA | 32.05 |
| EV / EBIT | 48.91 |
| EV / FCF | 16.34 |
Financial Position
The company has a current ratio of 1.74, with a Debt / Equity ratio of 0.26.
| Current Ratio | 1.74 |
| Quick Ratio | 1.69 |
| Debt / Equity | 0.26 |
| Debt / EBITDA | 2.34 |
| Debt / FCF | 1.20 |
| Interest Coverage | 3.02 |
Financial Efficiency
Return on equity (ROE) is 6.94% and return on invested capital (ROIC) is 5.06%.
| Return on Equity (ROE) | 6.94% |
| Return on Assets (ROA) | 2.01% |
| Return on Invested Capital (ROIC) | 5.06% |
| Return on Capital Employed (ROCE) | 5.66% |
| Weighted Average Cost of Capital (WACC) | 11.21% |
| Revenue Per Employee | $1.39M |
| Profits Per Employee | $23,749 |
| Employee Count | 1,121 |
| Asset Turnover | 1.73 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Trupanion has paid $3.25 million in taxes.
| Income Tax | 3.25M |
| Effective Tax Rate | 10.86% |
Stock Price Statistics
The stock price has decreased by -11.20% in the last 52 weeks. The beta is 1.30, so Trupanion's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | -11.20% |
| 50-Day Moving Average | 27.36 |
| 200-Day Moving Average | 26.64 |
| Relative Strength Index (RSI) | 67.88 |
| Average Volume (20 Days) | 466,655 |
Short Selling Information
The latest short interest is 3.68 million, so 8.50% of the outstanding shares have been sold short.
| Short Interest | 3.68M |
| Short Previous Month | 3.88M |
| Short % of Shares Out | 8.50% |
| Short % of Float | 11.18% |
| Short Ratio (days to cover) | 8.36 |
Income Statement
In the last 12 months, Trupanion had revenue of $1.56 billion and earned $26.62 million in profits. Earnings per share was $0.61.
| Revenue | 1.56B |
| Gross Profit | 355.55M |
| Operating Income | 28.96M |
| Pretax Income | 29.87M |
| Net Income | 26.62M |
| EBITDA | 44.20M |
| EBIT | 28.96M |
| Earnings Per Share (EPS) | $0.61 |
Balance Sheet
The company has $396.84 million in cash and $104.47 million in debt, with a net cash position of $65.88 million or $1.52 per share.
| Cash & Cash Equivalents | 396.84M |
| Total Debt | 104.47M |
| Net Cash | 65.88M |
| Net Cash Per Share | $1.52 |
| Equity (Book Value) | 399.20M |
| Book Value Per Share | 9.23 |
| Working Capital | 303.61M |
Cash Flow
In the last 12 months, operating cash flow was $95.55 million and capital expenditures -$8.84 million, giving a free cash flow of $86.71 million.
| Operating Cash Flow | 95.55M |
| Capital Expenditures | -8.84M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -12.02M |
| Free Cash Flow | 86.71M |
| FCF Per Share | $2.00 |
Margins
Gross margin is 22.80%, with operating and profit margins of 1.86% and 1.71%.
| Gross Margin | 22.80% |
| Operating Margin | 1.86% |
| Pretax Margin | 1.92% |
| Profit Margin | 1.71% |
| EBITDA Margin | 2.83% |
| EBIT Margin | 1.86% |
| FCF Margin | 5.56% |
Dividends & Yields
Trupanion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -1.03% |
| Shareholder Yield | -1.03% |
| Earnings Yield | 1.78% |
| FCF Yield | 5.85% |
Analyst Forecast
The average price target for Trupanion is $35.50, which is 3.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $35.50 |
| Price Target Difference | 3.62% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 9.56% |
| EPS Growth Forecast (3Y) | 19.74% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |