Trupanion Statistics
Total Valuation
Trupanion has a market cap or net worth of $1.36 billion. The enterprise value is $1.32 billion.
| Market Cap | 1.36B |
| Enterprise Value | 1.32B |
Important Dates
The last earnings date was Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Trupanion has 43.87 million shares outstanding. The number of shares has increased by 1.70% in one year.
| Current Share Class | 43.87M |
| Shares Outstanding | 43.87M |
| Shares Change (YoY) | +1.70% |
| Shares Change (QoQ) | +0.32% |
| Owned by Insiders (%) | 5.51% |
| Owned by Institutions (%) | 75.39% |
| Float | 33.52M |
Valuation Ratios
The trailing PE ratio is 58.14 and the forward PE ratio is 47.70.
| PE Ratio | 58.14 |
| Forward PE | 47.70 |
| PS Ratio | 0.90 |
| Forward PS | 0.82 |
| PB Ratio | 3.33 |
| P/TBV Ratio | 3.92 |
| P/FCF Ratio | 16.60 |
| P/OCF Ratio | 14.50 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 32.45, with an EV/FCF ratio of 16.09.
| EV / Earnings | 56.95 |
| EV / Sales | 0.87 |
| EV / EBITDA | 32.45 |
| EV / EBIT | 52.30 |
| EV / FCF | 16.09 |
Financial Position
The company has a current ratio of 1.77, with a Debt / Equity ratio of 0.26.
| Current Ratio | 1.77 |
| Quick Ratio | 1.73 |
| Debt / Equity | 0.26 |
| Debt / EBITDA | 2.60 |
| Debt / FCF | 1.30 |
| Interest Coverage | 2.39 |
Financial Efficiency
Return on equity (ROE) is 6.07% and return on invested capital (ROIC) is 4.39%.
| Return on Equity (ROE) | 6.07% |
| Return on Assets (ROA) | 1.78% |
| Return on Invested Capital (ROIC) | 4.39% |
| Return on Capital Employed (ROCE) | 4.81% |
| Weighted Average Cost of Capital (WACC) | 11.86% |
| Revenue Per Employee | $1.36M |
| Profits Per Employee | $20,708 |
| Employee Count | 1,121 |
| Asset Turnover | 1.71 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Trupanion has paid $3.01 million in taxes.
| Income Tax | 3.01M |
| Effective Tax Rate | 11.47% |
Stock Price Statistics
The stock price has decreased by -34.87% in the last 52 weeks. The beta is 1.43, so Trupanion's price volatility has been higher than the market average.
| Beta (5Y) | 1.43 |
| 52-Week Price Change | -34.87% |
| 50-Day Moving Average | 26.25 |
| 200-Day Moving Average | 29.12 |
| Relative Strength Index (RSI) | 65.69 |
| Average Volume (20 Days) | 571,164 |
Short Selling Information
The latest short interest is 3.72 million, so 8.47% of the outstanding shares have been sold short.
| Short Interest | 3.72M |
| Short Previous Month | 3.71M |
| Short % of Shares Out | 8.47% |
| Short % of Float | 11.09% |
| Short Ratio (days to cover) | 11.30 |
Income Statement
In the last 12 months, Trupanion had revenue of $1.52 billion and earned $23.21 million in profits. Earnings per share was $0.53.
| Revenue | 1.52B |
| Gross Profit | 343.44M |
| Operating Income | 25.28M |
| Pretax Income | 26.22M |
| Net Income | 23.21M |
| EBITDA | 40.74M |
| EBIT | 25.28M |
| Earnings Per Share (EPS) | $0.53 |
Balance Sheet
The company has $398.49 million in cash and $106.91 million in debt, with a net cash position of $42.45 million or $0.97 per share.
| Cash & Cash Equivalents | 398.49M |
| Total Debt | 106.91M |
| Net Cash | 42.45M |
| Net Cash Per Share | $0.97 |
| Equity (Book Value) | 409.67M |
| Book Value Per Share | 9.34 |
| Working Capital | 313.96M |
Cash Flow
In the last 12 months, operating cash flow was $94.08 million and capital expenditures -$11.90 million, giving a free cash flow of $82.18 million.
| Operating Cash Flow | 94.08M |
| Capital Expenditures | -11.90M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -9.71M |
| Free Cash Flow | 82.18M |
| FCF Per Share | $1.87 |
Margins
Gross margin is 22.58%, with operating and profit margins of 1.66% and 1.53%.
| Gross Margin | 22.58% |
| Operating Margin | 1.66% |
| Pretax Margin | 1.72% |
| Profit Margin | 1.53% |
| EBITDA Margin | 2.68% |
| EBIT Margin | 1.66% |
| FCF Margin | 5.40% |
Dividends & Yields
Trupanion does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.70% |
| Shareholder Yield | -1.70% |
| Earnings Yield | 1.70% |
| FCF Yield | 6.02% |
Analyst Forecast
The average price target for Trupanion is $37.50, which is 20.58% higher than the current price. The consensus rating is "Buy".
| Price Target | $37.50 |
| Price Target Difference | 20.58% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 9.26% |
| EPS Growth Forecast (3Y) | 19.74% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 7 |