Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
34.26
-1.24 (-3.49%)
Nov 10, 2026, 4:00 PM EST - Market closed
Trupanion Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Investments in Debt Securities | 0.17 | 0.98 | 0.37 | 1 | 0.16 | 1.01 |
Investments in Equity & Preferred Securities | - | - | 1.5 | 5.3 | - | - |
Other Investments | 226.48 | 232.71 | 147.09 | 141.54 | 164.49 | 132.06 |
Total Investments | 226.66 | 233.69 | 148.96 | 147.83 | 164.65 | 133.07 |
Cash & Equivalents | 170.36 | 138.02 | 160.3 | 147.5 | 65.61 | 87.4 |
Other Receivables | 298.99 | 304.45 | 279.93 | 278.7 | 248.04 | 177.32 |
Deferred Policy Acquisition Cost | - | 8.5 | 7.5 | 7.4 | - | 4.3 |
Property, Plant & Equipment | 100.63 | 119.53 | 102.55 | 103.65 | 90.7 | 77.95 |
Goodwill | 38.57 | 39.38 | 36.97 | 43.71 | 41.98 | 32.71 |
Other Intangible Assets | 22.79 | 24.1 | 13.18 | 18.75 | 24.03 | 22.66 |
Other Current Assets | 17.83 | 9.89 | 8.41 | 9.62 | 14.25 | 8.03 |
Other Long-Term Assets | 45.8 | 37.48 | 49.05 | 25.79 | 22.38 | 19.15 |
Total Assets | 921.62 | 915.04 | 806.85 | 782.95 | 671.63 | 562.58 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Accounts Payable | 15.73 | 16.45 | 11.53 | 10.51 | 9.47 | 8.95 |
Accrued Expenses | 46.92 | 55.74 | 33.47 | 34.05 | 32.62 | 28.16 |
Unpaid Claims | 47.23 | 55.92 | 51.64 | 63.24 | 43.73 | 39.67 |
Unearned Premiums | 290.16 | 270.94 | 251.64 | 235.33 | 202.69 | 146.91 |
Current Portion of Long-Term Debt | 10 | 10 | 1.35 | 1.35 | 1.1 | - |
Current Portion of Leases | - | 0.77 | - | - | - | - |
Long-Term Debt | 94.47 | 101.78 | 127.54 | 127.58 | 68.35 | - |
Long-Term Leases | - | 13.4 | 0.36 | - | - | - |
Long-Term Deferred Tax Liabilities | 0.16 | 1.51 | 1.95 | 2.69 | 3.39 | 2.83 |
Other Long-Term Liabilities | 17.75 | 4.61 | 4.11 | 4.49 | 4.97 | 3.86 |
Total Liabilities | 522.42 | 531.11 | 483.59 | 479.23 | 366.33 | 230.38 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Additional Paid-In Capital | 631.11 | 604.83 | 568.3 | 536.11 | 499.69 | 466.79 |
Retained Earnings | -185.46 | -206.46 | -225.89 | -216.26 | -171.56 | -126.89 |
Treasury Stock | -41.6 | -16.53 | -16.53 | -16.53 | -16.53 | -10.78 |
Comprehensive Income & Other | -4.85 | 2.1 | -2.61 | 0.4 | -6.3 | 3.08 |
Shareholders' Equity | 399.2 | 383.94 | 323.27 | 303.72 | 305.3 | 332.2 |
Total Liabilities & Equity | 921.62 | 915.04 | 806.85 | 782.95 | 671.63 | 562.58 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Filing Date Shares Outstanding | 43.27 | 43.43 | 42.49 | 41.81 | 41.02 | 40.51 |
Total Common Shares Outstanding | 43.26 | 43.4 | 42.49 | 41.86 | 41.01 | 40.48 |
Total Debt | 104.47 | 125.95 | 129.25 | 128.93 | 69.46 | - |
Net Cash (Debt) | 65.88 | 12.08 | 31.05 | 18.57 | -3.85 | 87.4 |
Net Cash Growth | 63.75% | -61.10% | 67.17% | - | - | -37.11% |
Net Cash Per Share | 1.51 | 0.28 | 0.74 | 0.45 | -0.09 | 2.18 |
Book Value Per Share | 9.23 | 8.85 | 7.61 | 7.26 | 7.44 | 8.21 |
Tangible Book Value | 337.84 | 320.45 | 273.12 | 241.26 | 239.28 | 276.83 |
Tangible Book Value Per Share | 7.81 | 7.38 | 6.43 | 5.76 | 5.83 | 6.84 |
Land | - | 15.91 | 15.91 | 15.91 | 15.91 | 15.91 |
Buildings | - | 49.4 | 49.36 | 48.97 | 48.96 | 48.55 |
Machinery | - | 5.04 | 6.12 | 6.13 | 6.81 | 6.26 |
Construction In Progress | - | 9.76 | 16.07 | 34.63 | 21.42 | 0.54 |