Trupanion, Inc. (TRUP)
NASDAQ: TRUP · Real-Time Price · USD
28.01
+0.55 (2.00%)
Mar 4, 2026, 4:00 PM EST - Market closed

Trupanion Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
19.43-9.63-44.69-44.67-35.53
Depreciation & Amortization
15.8416.4712.4710.9211.97
Stock-Based Compensation
38.3133.4333.1633.3928.23
Other Adjustments
-5.693.551.351.05-1.93
Changes in Receivables
-27.21-6.72-35.44-66.98-66.17
Changes in Accounts Payable
26.032.081.643.148.8
Changes in Unearned Premiums
18.6817.232.5756.1554.39
Changes in Claims Reserves
4.13-11.3119.494.2310.77
Changes in Other Operating Activities
-1.173.22-1.91-5.23-3.06
Operating Cash Flow
89.4948.2918.64-87.46
Operating Cash Flow Growth
85.32%159.08%---65.38%
Capital Expenditures
-14.13-9.72-18.28-17.09-12.36
Purchases of Investments
-256.03-133.49-165.94-273.01-95.67
Proceeds from Sale of Investments
172.61127.65190.27239.2157.87
Payments for Business Acquisitions
----15.03-
Other Investing Activities
1.662.11.59-1.6-1.76
Investing Cash Flow
-95.89-13.467.64-67.52-51.91
Long-Term Debt Issued
114.21-60.169.14-
Long-Term Debt Repaid
-134.44-1.35-1.72-0.57-
Net Long-Term Debt Issued (Repaid)
-20.23-1.3558.3968.57-
Issuance of Common Stock
1.690.752.662.293.61
Repurchase of Common Stock
-3.71-2.52-1.54-10.11-4.73
Net Common Stock Issued (Repurchased)
-2.02-1.771.12-7.82-1.13
Other Financing Activities
-0.61-0.84-0.38--
Financing Cash Flow
-22.86-3.9659.1360.74-1.13
Effect of Exchange Rate Changes on Cash and Cash Equivalents
1.19-1.880.42-1.460.25
Net Cash Flow
-28.072985.83-16.23-45.33
Free Cash Flow
75.3638.570.36-25.09-4.9
Free Cash Flow Growth
95.38%10674.02%---
FCF Margin
5.24%3.00%0.03%-2.77%-0.70%
Free Cash Flow Per Share
1.730.910.01-0.62-0.12
Levered Free Cash Flow
44.4518.2740.1971.7924.21
Unlevered Free Cash Flow
57.7419.92-13.634.6924.4
Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.
SEC Filings: 10-K · 10-Q